Perhaps more than any other country, Americans take pride in automobile
ownership. In all but a few American cities, a car is essential
to living independently. Credit unions, by making auto loans available
at affordable rates, do not only play a key role in empowering millions
of members to own cars - they also thus shape our national culture
and fuel our economy.
Many credit unions' exceptional rates and high levels of service
do not go unnoticed by their members, as shown by the high auto
loan penetration of the credit unions in the table below. This list
includes the top 15 credit unions over $20 million in assets ranked
by auto loan penetration. The credit unions below all show penetrations
of 39.78% or greater, compared with the average auto loan penetration
for credit unions over $20 million in assets of 15.47%.