Credit Union Investments Reach All-Time High While Yield Hits All-Time Low

Over the past 18 months, credit union investments have increased over $64 billion to a total of $223 billion. In comparison, the industry had grown total investments by only $45 billion over the nine years prior.

 
 

Over the past 18 months, credit union investments have increased over $64 billion to a total of $223 billion. In comparison, the industry had grown total investments by only $45 billion over the nine years prior.

While investment balances are at an all-time high, credit union yield on investments hit an all-time low of 2.7% in June - a 234 basis point decrease since December 2001. Average yield on loans also fell over this period, but not nearly at the rate of investment yield, staying above 7%.

This environment has dramatically changed the industry's yield on loan-to-yield on investment ratio, pushing it to 2.6x - levels never seen before. From June 1995 through December 2001, this ratio remained quite stable with a narrow range of 1.5-1.7x.

 

 

 

Oct. 20, 2003


Comments

 
 
 
  • Callahan's continues to provide timely,applicable and accurate informaton for their client base.Bravo.
    Anonymous
     
     
     
  • Callahan's continues to provide timely,applicable and accurate informaton for their client base.Bravo.
    Anonymous