Trends in Real Estate Lending

Real estate loans generally, and first mortgage loans specifically, account for a significant portion of credit unions' loan portfolios..

 
 

Real estate loans generally, and first mortgage loans specifically, account for a significant portion of credit unions' loan portfolios.. What are the industry trends towards these loans, and how do they add up among different sized peer groups. the following graphs are excerpted from the Real Estate Lending Study featured in Callahan's 2001 Financial Yearbooks.

Credit Union Protfolio of First Mortgages
(as of December 31, 2000)
Assest Size
Amt of Holdings
Percent of Total Assests
Number of Loans
Average Loan Amount
Under $50M
$7,986M
9.0%
169,627
$49,600
$50 - $100M
$7,807M
15.6%
134,160
$58,300
$100 - $500M
$30,215M
19.1%
406,315
$74,400
$500M and up
$31,837M
21.5%
349,150
$91,200
Total
$77,844M
17.5%
1,059,252
$73,000


 

 

 

June 18, 2001


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