…CONTINUALLY RE-AFFIRM, AND IF THEY DID, WOULD FUNDAMENTALLY
CHANGE THE WAY THEY DO BUSINESS?
This principle, when re-affirmed, will cause a complete paradigm
shift from the front office to the back office, from lending to
operations, from the receptionist to the management team. What can
One only needs to look back over the past two years and recall
the financial disaster of many of the favored on Wall Street such
as Enron and others, to recognize that some people ''aren't
minding the store''. ….or at least in the way they should
be, in the eyes of the shareholders and most employees.
Some labeled it ''cooking the books''. Others called it,
'' an oversight'' or '' a mis-judgment in profits'';
still others, it was ''creative accounting that got out of control.''
But the overriding factor for the cause of it all, as well as the
cause of what is hampering the higher performance and growth of
our credit unions, can all be summed up in the simple but powerful
insight that we simply are not doing a good job of PRACTICING PERSONAL
ACCOUNTABILITY!!! It is that simple.
In 27 years of consulting with credit unions, as well as other
large and small organizations, I can say without hesitation that
every challenge, issue, road block, or problem in an organization
can be traced back to some department, division, branch, team, or
individual not being personally accountable for what they are employed
It is true that we are a highly regulated industry with all sorts
of compliance, regulations, guidelines, processes, procedures and
laws. But you can't LEGISLATE PERSONAL ACCOUNTABILTY! Personal accountability
is the true power of ''ONE''. When re-affirmed collectively,
it can forever dramatically change our entire credit union culture
and every person in it.
In today's business culture, the lack of personal accountability
is a problem that has resulted in an epidemic of blame, complaining,
and procrastination. No organization or individual can achieve its
goals, compete in the marketplace, fulfill its vision, or develop
people and teams without personal accountability as a core value.
Believe it or not, the solution is an entirely new approach characterized
by new thinking and behaviors where we no longer give lip service
to teamwork, but ask, ''WHAT CAN I DO TO CONTRIBUTE?'' and
''HOW CAN I MAKE A DIFFERENCE?''.
The concepts and underlying principles are simple. It all starts
with an ''I''. Every person from Board Chairman and CEO
to the FSR and Lending Officer in our credit unions needs to re-affirm
personal accountability as a core value. We cannot take it for granted
like others have and allow possible disaster to follow.
Here are some telltale signs that individual personal accountability
has lost its place in your credit union's core values. Maybe you've
heard some of these phrases. Maybe you have even used them!
''Why do we have to go through all this change?''
''Why is this happening to me?''
''When is someone going to train me?''
''When is that department going to do its job right?''
''Who dropped the ball?''
''When am I going to find good people?''
''Why can't they communicate better?''
''Who's going to solve the problem?''
I have also found that in teaching people this core value, you
can't be re-affirming personal accountability in a memo, a staff
or a Board meeting! It doesn't work. As I said before, you can't
legislate personal accountability.
Learning has not taken place unless there is a change in one's
behavior. It's that simple. BUT the rewards for carrying out this
training are tremendous and in my experience, can do the following:
Adapt to change
Build effective teams
Doesn't it make sense to take the time to re-affirm through a behavioral
changing teaching process this critical core value. Everything we
do in our organizations is driven by this ''power of one''
principle. It should be the precursor for everything we do, whether
it's our training, customer relationship management, personnel appraisal,
organizational change and development or just working more effectively
with one another. It enhances everything we do every day.
My partner, John Miller, is helping to make this core value re-affirmation
happen. He has just recently published a new, hard hitting book
called ''QBQ! Achieving excellence by practicing personal accountability
in business and in life''.
Using succinct, lighthearted stories in easy to read chapters,
John has given us a practical method for putting personal accountability
into daily action. The results are that problems get solved, internal
barriers come down, service becomes customer-needs focused and people
get motivated personally and professionally. The book takes about
45 minutes to read.
John has self-published, but you can get a free copy of his book
or inquire about our speaking schedules by calling our offices.
1-800-238-6844 or e-mail
firstname.lastname@example.org. For more information on our
''QBQ!'' 1 day training, visit our website at www.integrityconsultants.com
and click on QBQ.
This article was written by Dick Wilson,. Sr.Vice President of
Integrity Consultants, a div of NITC, INC.