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Michael Zelna is an industry analyst at Callahan & Associates. As part of his responsibilities, Michael supports research and data-driven written analysis for CreditUnions.com as well as other Callahan publications. In addition, Michael provides real-time support to clients regarding Callahan’s analytics software. Prior to his current position, he worked on the advisory services team as an account management associate. Michael graduated from The Catholic University of America with a bachelor’s degree in finance.
Loan purchases and participations reached record levels at U.S. credit unions. Some credit unions sold loans to generate revenue or reduce risk; others purchased loans to boost ratios or yields. Learn more about what happened throughout the industry.
The number of credit union mergers has fallen for six years; however, the aggregate assets of merged institutions reached a record $8.4 billion with the help of two significant mergers.
Auto lending continues to dominate in penetration and market share; loan quality also improves.
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Credit unions in the West reported the largest decline in ROA. See what else has happened across the United States.
Concerned with cooperative values and not stock prices, credit unions have sacrificed short-term earnings to bolster reserves and give members a break on fees.