Hover over the graphics to see the data.
Delinquency And Net-Charge Off Comparisons
The credit union industry posted lower delinquency rates and net-charge off rates compared to the bank industry.
Data as of December 31, 2013, for all U.S. credit unions and banks
Source: Callahan & Associates Peer-to-Peer Analytics & FDIC
Credit Card Delinquency Trends
Credit card delinquency has declined at both credit unions and banks. The national credit union average of 93 basis points is 30 basis points lower than the national bank average.
Data as of December 31, 2013, for all U.S. credit unions and banks
Source: Callahan & Associates Peer-to-Peer Analytics & FDIC
Capital Ratio And Net Interest Margin Comparisons
Data as of December 31, 2013, for all U.S. credit unions and banks
Source: Callahan & Associates Peer-to-Peer Analytics & FDIC
Loan And Share Growth Comparisons
Credit unions and banks reported similar share growth in 2013, but credit unions 7.9% loan growth tripled the 2.6% bank average.
Data as of December 31, 2013, for all U.S. credit unions and banks
Source: Callahan & Associates Peer-to-Peer Analytics & FDIC
