2013 Economic Outlook

A complete listing of responses to Callahan & Associates' 2013 Economic Outlook survey.

Eight times a year, the 12 districts of the Federal Reserve collect and report on current economic conditions in their region. They gather the data through interviews with business owners, economists, market experts, and others. This report is commonly known as the Beige Book.

Given credit unions counter-cyclical performance during the Great Recession, we decided to conduct our own survey of credit union executives to get a sense of what they were seeing on the ground. This is our second annual edition. During the month of January 2013, over 100 CEOs, CFOs, and other C-level executives told us what they were seeing on the streets of their local communities.

The official Beige Book reported a mixed bag of loan demand across the regions. Our respondents highlighted a much more optimistic outlook with most expecting a repeat of 2012’s exceptional loan origination numbers. The January Beige Book did line up with our survey in this regard increased competition for high quality borrowers and improving delinquency.

Click on the map below read what credit unions are reporting across the country in the 12 regions of the United States.


Region 12 Region 12 Region 9 Region 10 Region 11 Region 6 Region 7 Region 8 Region 5 Region 4 Region 3 Region 2 Region 1


June 5, 2014

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