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Financial Performance

Visit Financial Performance to explore analysis about credit union investments, earnings, income, net worth, and more. Stick around to learn how credit unions manage asset and liabilities, boost non-interest income, improve efficiencies and productivity, increase yields, and maximize return on assets.

By Erik Payne | July 27, 2020

How has the financial audit changed since the beginning of the coronavirus pandemic? Four auditors and two credit unions weigh in.

By William Hunt | July 22, 2020

Early data from Callahan & Associates’ new non-interest income tool shows dramatic differences in NII strategy among credit unions.

By Jason Haley | July 9, 2020

This insightful monthly market commentary will help you look beyond the headlines to better understand what is driving the current market trends that could impact your credit union’s investment portfolio.

 

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By Aman Johal | June 30, 2020

Decreased consumer spending and a pronounced pullback from indirect lending programs contributed to slower auto loan growth at credit unions in the first quarter of 2020.

By Aman Johal | June 30, 2020

Despite the Federal Reserve’s monetary policy pushing interests rates lower, credit unions are experiencing an influx of deposits as members look for safe channels to park their savings.

By Aman Johal | June 30, 2020

Lower interest rates and overall economic uncertainty pushed the investment portfolios of commercial financial institutions nationwide toward shorter allocations in the first quarter of 2020.

By William Hunt | June 30, 2020

A locked-down economy combined with volatile changes in monetary policy put lenders in a difficult position in the first quarter of 2020, as total revenue growth slowed as sources of income shifted away from interest-driven streams.

By William Hunt | June 30, 2020

Member service is of utmost importance for credit unions, and data from the past decade shows how a growing membership base has acknowledged and affirmed this priority.

By William Hunt | June 30, 2020

A decade of economic expansion created record-low unemployment levels, driving credit union employee compensation to the highest rates on record. Early outcomes from the COVID-19 crisis indicate changes to the status quo.

By William Hunt | June 30, 2020

First quarter data provides the earliest picture of the COVID-19 crisis on the credit union industry.

By Sam Taft | June 30, 2020

The longest economic expansionary period in U.S. history has come to an end. What else should credit unions know at first quarter?

By Michael Blackman | June 30, 2020

How did Golden State credit unions perform in the first quarter?

By Max Manalo-LeClair | June 29, 2020

This Fourth of July, Callahan & Associates is celebrating patriotically named credit unions with a look at how they return value to their member-owners.

By Callahan & Associates, Inc. | June 11, 2020

Join Jason Haley, managing director of ALM First's Investment Management Group and Sam Taft, assistant vice president, business development, Trust for Credit Unions, for a discussion about the latest economic and market insights along with investment trends based on 1Q 2020 Performance Data for all U.S. Credit Unions.

By Jason Haley | June 10, 2020

This insightful monthly market commentary will help you look beyond the headlines to better understand what is driving the current market trends that could impact your credit union’s investment portfolio.

By Sam Taft | June 8, 2020

Cooperatives keep their sights on short-term investments as cash balances grow and participation in derivative programs declines.

By Sam Taft | June 2, 2020

Credit unions report the largest quarterly increase in investment balances on record as cash balances surge amid economic uncertainty and rate cuts push down investment yield.

By Callahan & Associates | May 25, 2020

Looking for new solutions to help your credit union navigate this crisis? Check out these featured credit union suppliers that are delivering cutting-edge products and services.

By Callahan & Associates | May 21, 2020

Looking for new solutions to help your credit union navigate this crisis? Check out these featured credit union suppliers that are delivering cutting-edge products and services.

By William Hunt | May 18, 2020

Early first quarter data shows the industry balance sheet is changing as credit unions respond to COVID-19.

By Aman Johal | May 15, 2020

The first quarter of 2020 is in the books. Credit unions are tasked with financially guiding members through COVID-19. How credit unions are positioned and more insights from Callahan’s quarterly webinar.

By Callahan & Associates | May 14, 2020

Looking for new solutions to help your credit union navigate this crisis? Check out these featured credit union suppliers that are delivering cutting-edge products and services.

By Jason Haley | May 6, 2020

This insightful monthly market commentary will help you look beyond the headlines to better understand what is driving the current market trends that could impact your credit union’s investment portfolio.

By CUNA Mutual Group | May 4, 2020

The proper response will make a big impact but needs to be comprehensive and consider multiple risks.

By Aman Johal | April 27, 2020

Through 2019, traditional retail delivery continued to develop as credit unions increased branch and employee counts. In 2020, as the novel coronavirus begins to impact operational strategies, credit unions may shift focus to remote support networks in an effort to offer sustained member value.

By Callahan & Associates | April 20, 2020

The only comprehensive guide to improving credit union performance.

By Michael Blackman | April 16, 2020

How did Empire State credit unions perform in the fourth quarter?

By William Hunt | April 16, 2020

Prioritizing liquidity to navigate the uncertain economic climate, institutions allocated a higher percentage of investments toward shorter-term products in 2019.

By William Hunt | April 16, 2020

General uncertainty regarding the interest rate environment made it difficult for institutions to accurately price deposit and loan products, which is reflected in year-end income statements.

By William Hunt | April 16, 2020

Virtually every credit union relationship metric is up over the past 10 years and market share has also expanded in all major loan categories. But the industry is increasingly deploying different operational techniques to further encourage stickier relationships.

By William Hunt | April 16, 2020

Across 2019, the success of the national labor market increased competition for talent and required credit unions to revise their staffing models. In today's stressful and uncertain climate, the industry's willingness to invest in people will provide solace and stability for employees.

By Samantha Cristobal | April 16, 2020

Despite slowdowns in indirect lending and auto loan demand, auto penetration and market share remain strong at year-end.

By Samantha Cristobal | April 16, 2020

Gains to liquidity and member loyalty provide credit unions the flexibility and opportunity to serve their members financial needs into the new decade.

By Aman Johal | April 16, 2020

Despite a slow first quarter, the industry reported strong growth across core financials in the past 12 months. What else should credit unions know at fourth quarter?

By Erik Payne | April 14, 2020

Geographical and service expansions will help the cooperative continue to flourish in its seventh decade.

By E.C. Harrison | April 13, 2020

Credit unions are optimizing work environments, integrating key systems, ensuring business continuity and cybersecurity, and adapting culture to new ways of working.

By Jason Haley | April 6, 2020

This insightful monthly market commentary will help you look beyond the headlines to better understand what is driving the current market trends that could impact your credit union’s investment portfolio.

By Marc Rapport | March 23, 2020

Callahan staffers offer tips and advice being a worker-in-residence.

By Rebecca Wessler | March 9, 2020

Five can't-miss data points this week on CreditUnions.com.

By Samantha Cristobal | March 9, 2020

Mortgage lending helps drive the loan portfolio to new heights while membership engagement deepens at cooperatives over the decade following the Great Recession.

By Callahan & Associates, Inc. | March 4, 2020

Join Callahan & Associates and Jason Haley, managing director of ALM First's Investment Management Group and Sam Taft, assistant vice president, business development, Trust for Credit Unions, for a discussion about the latest economic and market insights along with investment trends for all U.S. Credit Unions.

By Jason Haley | March 4, 2020

This insightful monthly market commentary will help you look beyond the headlines to better understand what is driving the current market trends that could impact your credit union’s investment portfolio.

By Erik Payne | Feb. 24, 2020

To clearly communicate its purpose to the communities it serves, America’s Christian created four priorities that influence products and service.

By Rebecca Wessler | Feb. 18, 2020

Five can't-miss data points this week on CreditUnions.com.

By Aman Johal | Feb. 13, 2020

The decade ends with the three most productive lending quarters in the history of the credit union movement. Plus, more can’t-miss insights from Callahan’s quarterly webinar.

By Sharon Simpson | Feb. 10, 2020

Randolph-Brooks FCU adopted an agency model for its marketing department more than a decade ago and has lessons to share for credit unions of all sizes.

By Jason Haley | Feb. 6, 2020

This insightful monthly market commentary will help you look beyond the headlines to better understand what is driving the current market trends that could impact your credit union’s investment portfolio.

By Rebecca Wessler | Feb. 4, 2020

Welcome to the 2020s. Based on January traffic (and our editorial instincts), here are the top articles and blogs that appeared on CreditUnions.com.

By Erik Payne | Jan. 28, 2020

Callahan data confirms another Super Bowl win for the Bay Area.

By Jason Haley | Jan. 13, 2020

This insightful monthly market commentary will help you look beyond the headlines to better understand what is driving the current market trends that could impact your credit union’s investment portfolio.

By Erik Payne | Jan. 13, 2020

Credit union performance data likes the Palmetto State school’s chances in the College Football Playoff National Championship.

By William Hunt | Jan. 6, 2020

A decade-long, side-by-side snapshot reveals how the credit union landscape has changed from the tail end of the Great Recession to today.

By William Hunt | Dec. 30, 2019

Credit unions continue to prioritize short-term liquidity, apparent in the movement's investment portfolio.

By Aman Johal | Dec. 30, 2019

Third quarter lending performance rebounds from a slow first half of the year.

By Samantha Cristobal | Dec. 30, 2019

Credit unions report improved earnings following 2018 rate cuts. However, increased expenses put downward pressure on margins.

By William Hunt | Dec. 30, 2019

In Arizona, first mortgage balances and share draft penetration hit decade-plus highs.

By Callahan & Associates, Inc. | Dec. 11, 2019

Join Callahan & Associates and Jason Haley, managing director of ALM First's Investment Management Group and Sam Taft, assistant vice president, business development, Trust for Credit Unions, for a discussion about the latest economic and market insights along with investment trends based on 3Q 2019 Performance Data.

By Rebecca Wessler | Dec. 9, 2019

Five can't-miss data points this week on CreditUnions.com.

By Callahan & Associates | Dec. 9, 2019

Looking for new solutions? Check out these featured credit union suppliers.

By Jason Haley | Dec. 5, 2019

This insightful monthly market commentary will help you look beyond the headlines to better understand what is driving the current market trends that could impact your credit union’s investment portfolio.

By Samantha Cristobal | Nov. 26, 2019

Member engagement is on the rise as credit unions build on post-recession membership surge.

By William Hunt | Nov. 19, 2019

Nine graphs show what impact secondary capital has had within the credit union industry during the past decade.

By E.C. Harrison | Nov. 18, 2019

The CEO of the Self-Help credit unions uses secondary capital to fight predatory lending and protect financially vulnerable consumers.

By E.C. Harrison | Nov. 18, 2019

Interest in secondary capital is growing, and new strategies, larger loans, and precedent-setting decisions by the NCUA could dramatically change the way credit unions deploy it.

By Rebecca Wessler | Nov. 18, 2019

Five can't-miss data points this week on CreditUnions.com.

By Aman Johal | Nov. 13, 2019

The loan-to-share ratio falls, and other can’t-miss insights from Callahan’s quarterly webinar.

By Michael Blackman | Nov. 11, 2019

This Veterans Day, see how military credit unions stack up to the industry as a whole.

By Jason Haley | Nov. 7, 2019

This insightful monthly market commentary will help you look beyond the headlines to better understand what is driving the current market trends that could impact your credit union’s investment portfolio.

By Charlotte Taft | Nov. 7, 2019

An interactive dashboard by Callahan & Associates offers insight into the loan portfolio of any credit union in the United States.

China trade, interest rate concerns make profitable risk management more critical.

By Erik Payne | Oct. 14, 2019

Listerhill Credit Union’s Forge Strategy sets the course for the next five years at the Alabama cooperative.

By Phylicia Atkins | Oct. 14, 2019

A happy, motivated workforce presents operational as well as member-facing benefits.

By Jason Haley | Oct. 7, 2019

This insightful monthly market commentary will help you look beyond the headlines to better understand what is driving the current market trends that could impact your credit union’s investment portfolio.

By ALM First Financial Advisors | Oct. 4, 2019

The global economy provided a colorful backdrop for credit union financial executives, board members, and leaders planning for the coming year.

By William Hunt | Oct. 1, 2019

Earnings growth extended into the second quarter as cooperatives reported higher net interest income than operating expenses for the second consecutive period.

By Samantha Cristobal | Sept. 20, 2019

What credit unions need to know about members, lending, asset quality, share balances, and more at second quarter 2019.

By Samantha Cristobal | Sept. 20, 2019

Credit union membership grew 3.7% and earnings pushed ROA up 6 basis points year-over-year. What else happened in second quarter?

By Sharon Simpson | Sept. 16, 2019

By concentrating on member service, State Employees’ Credit Union has forged a path to continued growth.

By Samantha Cristobal | Sept. 11, 2019

As credit card lending nationwide continues to rise, consumers are increasingly looking to credit unions as a source of lending.

By Callahan & Associates, Inc. | Sept. 10, 2019

Join Jason Haley, managing director of ALM First's Investment Management Group and Sam Taft, assistant vice president, business development at Trust for Credit Unions, for a discussion about the latest economic and market insights along with investment trends based on second quarter 2019 performance data for all U.S

By Maya Neuman | Sept. 6, 2019

New takes on service delivery at U.S. credit unions increase operational efficiencies and attract new members.

By Jason Haley | Sept. 4, 2019

This insightful monthly market commentary will help you look beyond the headlines to better understand what is driving the current market trends that could impact your credit union’s investment portfolio.

By Rebecca Wessler | Aug. 26, 2019

Five can't-miss data points this week on CreditUnions.com.

By Sam Taft | Aug. 26, 2019

Incorporating peer analysis is an ideal way to enhance the impact of planning season.

By Rebecca Wessler | Aug. 19, 2019

Five can't-miss data points this week on CreditUnions.com.

By Erik Payne | Aug. 19, 2019

A new name and a new leader at the helm have helped Arbor Financial Credit Union post double-digit growth in core performance areas. What’s next for the Michigan cooperative?

By Aman Johal | Aug. 15, 2019

Both sides of the balance sheet and the income statement see significant changes in the second quarter.

By Rebecca Wessler | Aug. 12, 2019

Five can't-miss data points this week on CreditUnions.com.

By Jason Haley | Aug. 7, 2019

This insightful monthly market commentary will help you look beyond the headlines to better understand what is driving the current market trends that could impact your credit union’s investment portfolio.

By Rebecca Wessler | July 29, 2019

Five can't-miss data points this week on CreditUnions.com.

A disciplined strategy and long-term focus provides consistency independent of fluctuating interest rates.

By Jason Haley | July 8, 2019

This insightful monthly market commentary will help you look beyond the headlines to better understand what is driving the current market trends that could impact your credit union’s investment portfolio.

By Samantha Cristobal | June 27, 2019

What credit unions need to know about members, lending, asset quality, share balances, and more at first quarter 2019.

By Samantha Cristobal | June 25, 2019

Credit union membership grew 4.0% year-over-year and share growth accelerated 65 basis points quarter-over-quarter. What else happened in first quarter?

By Rebecca Wessler | June 24, 2019

Five can't-miss data points this week on CreditUnions.com.

By Celeste Karwan | June 11, 2019

Understanding key performance metrics will help gauge early successes and identify any operational adjustments needed to achieve strategic goals.

By Jason Haley | June 7, 2019

This insightful monthly market commentary will help you look beyond the headlines to better understand what is driving the current market trends that could impact your credit union’s investment portfolio.

By Sam Taft | June 3, 2019

Stronger than expected seasonal first quarter inflows contributed to the largest quarterly jump since 2009. The average yield on investments also hit a 10-year high.

By Aman Johal | May 31, 2019

The share portfolio posts record first quarter growth and totals nearly $1.3 trillion as of March 2019.

By Marc Rapport | May 28, 2019

The efforts of Wayne Keels underpin SAFE Federal Credit Union’s member-focused, process-based business transformation.

By Maya Neuman | May 27, 2019

First quarter performance data points toward a rise in membership and loan and share balances.

By Samantha Cristobal | May 27, 2019

Cash and investments at credit unions was down at year-end 2018 as credit unions reallocated funds to fulfill loan demand.

By Maya Neuman | May 22, 2019

Interest income from loans and investments drove annual revenue growth among America's credit unions in the first quarter of 2019.

By Sam Taft | May 20, 2019

Today’s smart credit union leaders are leveraging data to benchmark and track goals, identify opportunities, and uncover weaknesses.

By Samantha Cristobal | May 17, 2019

Find out how credit unions kicked off the year in shares, asset quality, and income.

By Aman Johal | May 17, 2019

Artificial intelligence and real economics drive the discussion on day two at CU Direct’s annual educational confab.

By Celeste Karwan | May 16, 2019

Seattle and Washington, DC, are outperforming national averages in income and housing. But how do these markets fare in credit union membership growth and engagement metrics?

By Aman Johal | May 15, 2019

It's time for credit unions to respond to changes in consumer expectations in the lending experience.

By Rebecca Wessler | May 13, 2019

Five can't-miss data points this week on CreditUnions.com.

By Callahan & Associates | May 13, 2019

The only comprehensive guide to improving credit union performance.

By Samantha Cristobal | May 13, 2019

Loan origination growth outpaced employee growth, pushing originations per employee $16,000 higher than one year ago.

By Samantha Cristobal | May 13, 2019

Credit unions reaped the benefits of upward rate movement and the associated repricing benefits for new loan originations in 2018.

By Marc Rapport | May 6, 2019

How a New Jersey credit union uses new tools to automate old jobs and free up staff to serve members better.

By Samantha Cristobal | May 6, 2019

More Americans are turning to credit unions and their member-focused, non-profit financial model.

By Jason Haley | May 3, 2019

This insightful monthly market commentary will help you look beyond the headlines to better understand what is driving the current market trends that could impact your credit union’s investment portfolio.

By Rebecca Wessler | May 1, 2019

Based on April traffic (and our editorial instincts), here are the top articles and blogs that appeared on CreditUnions.com.

By Rebecca Wessler | April 29, 2019

Five can't-miss data points this week on CreditUnions.com.

By Marc Rapport | April 22, 2019

Savvy credit unions benchmark their performance against similar institutions to establish more meaningful goals and performance evaluations.

By Rebecca Wessler | April 22, 2019

Five can't-miss data points this week on CreditUnions.com.

By Sam Taft | April 18, 2019

ALM First Financial Institute presenters provide in-depth look at funding, liquidity options, and strategies as asset liability management stays top of mind.

By Marc Rapport | April 15, 2019

Nebraska’s 60 credit unions turned out a year of positive performance among all major metrics.

By Marc Rapport | April 12, 2019

Pennsylvania credit unions exceeded the national average in loan growth while keeping delinquencies below average.

By Rebecca Wessler | April 8, 2019

Five can't-miss data points this week on CreditUnions.com.

By Erik Payne | April 8, 2019

How a flat yield curve and a 2-year-old regulation are pushing two credit unions toward more conservative investment portfolios.

By Marc Rapport | April 8, 2019

Callahan data shows uptick in all major metrics for Ohio’s 264 member-owned financial cooperatives.

By Aman Johal | April 8, 2019

Membership at U.S. credit unions increased 4.4% year-over-year and the average member relationship increased $542 in 2018. What else happened in the fourth quarter?

By Marc Rapport | April 8, 2019

Callahan data shows record loan originations as well as an uptick in ROA in Arkansas, Oklahoma, and Texas.

By Jason Haley | April 3, 2019

This insightful monthly market commentary will help you look beyond the headlines to better understand what is driving the current market trends that could impact your credit union’s investment portfolio.

By Aman Johal | April 1, 2019

What credit unions need to know about members, lending, asset quality, share balances, and more at fourth quarter 2018.

By Erik Payne | April 1, 2019

Four years ago, Michigan State University Federal Credit Union adopted the Agile Method for its IT project management. See why the new model helps the credit union move faster.

By Erik Payne | April 1, 2019

Community giveback is one of Michigan State University Federal Credit Union’s strategic initiatives. How much did it give across 2018? How did that help the credit union grow?

By Sharon Simpson | March 28, 2019

Takeaways from ALM First’s Financial Institute.

By Aman Johal | March 25, 2019

Largely a result of rising loan demand and interest rate trends, the amount of income generated at credit unions expanded throughout 2018.

By Rebecca Wessler | March 25, 2019

Four can't-miss data points this week on CreditUnions.com.

By Marc Rapport | March 18, 2019

Twenty-five years in, the Treasury Department program’s roster is dominated by member-owned cooperative financial institutions, who find a precise mission fit.

By Rebecca Wessler | March 11, 2019

Five can't-miss data points this week on CreditUnions.com.

By Maya Neuman | March 11, 2019

U.S. credit unions reported a 169-basis-point decline in the efficiency ratio year-over-year. And that’s a good thing.

By Jason Haley | March 6, 2019

This insightful monthly market commentary will help you look beyond the headlines to better understand what is driving the current market trends that could impact your credit union’s investment portfolio.

By Rebecca Wessler | March 1, 2019

Based on February traffic (and our editorial instincts), here are the top articles and blogs that appeared on CreditUnions.com.

By Callahan & Associates, Inc. | Feb. 25, 2019

As Maine’s people and traditions are changing, Infinity FCU, one of the state’s largest credit unions, is evolving with the times.

By Samantha Cristobal | Feb. 19, 2019

As interest rates tick up, the margin between interest income and interest expenses at U.S. credit unions slowly expands. Test your knowledge of the state of the net interest margin in the fourth quarter.

By Rebecca Wessler | Feb. 19, 2019

Five can't-miss data points this week on CreditUnions.com.

By Aman Johal | Feb. 14, 2019

Find out how credit unions performed in 2018, 10 years after the economic downturn.

By Samantha Cristobal | Feb. 11, 2019

Total dividends are on track to increase 30.5% as credit unions take advantage of the rising interest rate environment.

By Maya Neuman | Feb. 7, 2019

The federal funds rate increased four times in 2018. Test your knowledge on the role these rate hikes play in credit union loan and deposit pricing.

By Jason Haley | Feb. 5, 2019

This insightful monthly market commentary will help you look beyond the headlines to better understand what is driving the current market trends that could impact your credit union’s investment portfolio.

By Maya Neuman | Feb. 3, 2019

The economic landscape looks much different today than it did 10 years ago. How have credit unions navigated the changes in the larger economy?

By Aman Johal | Jan. 31, 2019

Member relationships run deep at U.S. credit unions. Test your fourth quarter knowledge of these three fundamental member metrics.

By Erik Payne | Jan. 28, 2019

Callahan data confirms a resounding victory for the Los Angeles Rams.

Having the right strategy in place makes investment decisions fairly independent of interest rate rises and falls.

By Marc Rapport | Jan. 21, 2019

The Massachusetts credit union is working across the enterprise and with other credit unions to make the most of data visualization software.

By Rebecca Wessler | Jan. 14, 2019

Five can't-miss data points this week on CreditUnions.com.

By Jason Haley | Jan. 4, 2019

This insightful monthly market commentary will help you look beyond the headlines to better understand what is driving the current market trends that could impact your credit union’s investment portfolio.

By Samantha Cristobal | Jan. 2, 2019

Total loans at U.S. credit unions increased 9.5% in the third quarter of 2018 and reached an all-time high.

By Maya Neuman | Jan. 2, 2019

Cash and investment balances at credit unions fell 5.4% year-over-year, however, investment yields reached the highest third quarter level since September 2010.

By Aman Johal | Jan. 1, 2019

What credit unions need to know about members, lending, asset quality, share balances, and more at third quarter 2018.

By Erik Payne | Jan. 1, 2019

After playing it safe for more than a decade, Infinity FCU sets a new course with checking accounts, consumer loans, and chutzpah.

By Dwight Johnston | Jan. 1, 2019

Lost momentum is hard to get back, and the loss of forward momentum in the U.S. economy has become entrenched.

By Maya Neuman | Jan. 1, 2019

Maine credit unions reported strong loan growth in the third quarter of 2018. Member relationships in the state strengthened as credit unions reported growth in both average share and loan balances.

By Aman Johal | Jan. 1, 2019

Membership growth increased 35 basis points year-over-year to 4.4%, and the average member relationship expanded 3.0% year-over-year. What else happened in the third quarter?

By Rebecca Wessler | Dec. 31, 2018

Based on December traffic (and our editorial instincts), here are the top articles and blogs that appeared on CreditUnions.com.

By Surina Joshi | Dec. 24, 2018

Deposit balances were on the rise as annual growth hit 5.0% in the third quarter of 2018.

By Aman Johal | Dec. 24, 2018

Total auto balances were on the rise as annual growth surpassed 10.8% in the third quarter of 2018.

By Rebecca Wessler | Dec. 17, 2018

Five can't-miss data points this week on CreditUnions.com.

By Sharon Simpson | Dec. 17, 2018

In a changing economic environment, this guiding framework helps institutions determine where they want to go and how to get there.

By Maya Neuman | Dec. 17, 2018

ROA for credit unions hit 0.96%. This is the highest it has been since the third quarter of 2003.

By Samantha Cristobal | Dec. 17, 2018

New members as well as new relationships grew at U.S. credit unions in the third quarter of 2018.

By Aman Johal | Dec. 11, 2018

First mortgage balances at credit unions were up 9.9% as of Sept. 30, 2018.

By Samantha Cristobal | Dec. 10, 2018

Credit unions covered their operating expenses with net interest income alone for the first time in seven years.

By Jason Haley | Dec. 6, 2018

This insightful monthly market commentary will help you look beyond the headlines to better understand what is driving the current market trends that could impact your credit union’s investment portfolio.

By Rebecca Wessler | Dec. 3, 2018

Based on November traffic (and our editorial instincts), here are the top articles and blogs that appeared on CreditUnions.com.

By Aman Johal | Nov. 28, 2018

Takeaways from a survey on how 284 credit unions are interacting with the changing lending strategies arising from automated-decisioning practices.

By Aman Johal | Nov. 28, 2018

Takeaways from a survey on how 284 credit unions are interacting with the changing lending strategies arising from automated-decisioning practices.

By Surina Joshi | Nov. 27, 2018

Share certificates at credit unions are on track to post the highest growth of any deposit account.

By Rebecca Wessler | Nov. 26, 2018

Five can't-miss data points this week on CreditUnions.com.

By Sharon Simpson | Nov. 19, 2018

Dupaco Community offers an annual payout to members who save, borrow, spend, and use ancillary services at the credit union.

By Aman Johal | Nov. 15, 2018

Membership growth, earnings gap, and lending market share — find out how credit unions performed in the third quarter.

By Samantha Cristobal | Nov. 14, 2018

Test your knowledge of third quarter industry trends with this quiz on earnings by Callahan & Associates.

By Rebecca Wessler | Nov. 5, 2018

Five can't-miss data points this week on CreditUnions.com.

By Maya Neuman | Nov. 5, 2018

Total loans at U.S. credit unions increased by 9.7% in the second quarter of 2018 and reached an all-time high.

By Samantha Cristobal | Nov. 5, 2018

The ratio represents a balancing act between two sides of the balance sheet. Which states are achieving the greatest harmony?

By Samantha Cristobal | Nov. 1, 2018

The credit union industry's efficiency ratio of 69.8% as of June 30 was the lowest it's been since 2010.

By Erik Payne | Oct. 30, 2018

Many Americans live out their financial nightmares every day. This Halloween, Callahan employees share what their nightmares look like.

By Aman Johal | Oct. 22, 2018

Investment balances at credit unions remained strong in the second quarter despite a year-over-year contraction.

By Sam Taft | Oct. 22, 2018

The total number of credit unions dropped by 50 in the second quarter, and membership expanded 4.3%, the equivalent of 4.7 million new members. What else happened in the second quarter?

By Rebecca Wessler | Oct. 22, 2018

Five can't-miss data points this week on CreditUnions.com.

By Rebecca Wessler | Oct. 16, 2018

On the platinum anniversary of International Credit Union Day, CreditUnions.com looks at how different credit unions return value to members to showcase the credit union difference.

By Marc Rapport | Oct. 16, 2018

On the platinum anniversary of International Credit Union Day, CreditUnions.com looks at how different credit unions return value to members to showcase the credit union difference.

By Rebecca Wessler | Oct. 15, 2018

Five can't-miss data points this week on CreditUnions.com.

By | Oct. 15, 2018

Credit unions across the country offer members better rates, reduced fees, and other patronage perks. That’s something to celebrate.

By Erik Payne | Oct. 15, 2018

On the platinum anniversary of International Credit Union Day, CreditUnions.com looks at how different credit unions return value to members to showcase the credit union difference.

By Erik Payne | Oct. 15, 2018

On the platinum anniversary of International Credit Union Day, CreditUnions.com looks at how different credit unions return value to members to showcase the credit union difference.

By Marc Rapport | Oct. 15, 2018

On the platinum anniversary of International Credit Union Day, CreditUnions.com looks at how different credit unions return value to members to showcase the credit union difference.

By Erik Payne | Oct. 15, 2018

On the platinum anniversary of International Credit Union Day, CreditUnions.com looks at how different credit unions return value to members to showcase the credit union difference.

By Marc Rapport | Oct. 15, 2018

On the platinum anniversary of International Credit Union Day, we look at how some credit unions are offering patronage perks to showcase the credit union difference.

By Erik Payne | Oct. 15, 2018

On the platinum anniversary of International Credit Union Day, CreditUnions.com looks at how different credit unions return value to members to showcase the credit union difference.

By Ted Goldwyn | Oct. 15, 2018

Robotic process automation at Suncoast Credit Union allows the Florida cooperative to dial up assistance when disaster strikes.

By Jason Haley | Oct. 3, 2018

This insightful monthly market commentary will help you look beyond the headlines to better understand what is driving the current market trends that could impact your credit union’s investment portfolio.

By Marc Rapport | Oct. 1, 2018

The North Carolina credit union is halfway through moving away from the time-consuming process of manual ledger reconciliation.

By Sam Taft | Oct. 1, 2018

What credit unions need to know about members, lending, asset quality, share balances, and more at second quarter 2018.

By Samantha Cristobal | Oct. 1, 2018

Total auto balances were on the rise as annual growth hit 10.6% in the second quarter of 2018.

By Maya Neuman | Oct. 1, 2018

The credit union loan portfolio surpassed $1.0 trillion in the second quarter of 2018. Dig deep into this piece of the balance sheet.

By Samantha Cristobal | Oct. 1, 2018

Deposit balances were on the rise as annual growth hit 5.4% in the second quarter of 2018.

By Dwight Johnston | Oct. 1, 2018

Industry leaders don’t need a crystal ball to see the future. It’s written in auto, jobs, and housing.

By Aman Johal | Oct. 1, 2018

As the industry looks for ways to accelerate deposits, it appears Iowa credit unions are ahead of the curve with higher than average share growth.

By Rebecca Wessler | Sept. 24, 2018

Five can't-miss data points this week on CreditUnions.com.

By Sam Taft | Sept. 20, 2018

Callahan’s chief analyst shares his takeaways from ALM First’s Financial Forum.

By Sharon Simpson | Sept. 20, 2018

When and how to reprice deposits, liquidity management, and the potential for a future economic recession are a few of the key themes being discussed during ALM First’s Financial Forum this week.

By Jason Haley | Sept. 7, 2018

This insightful monthly market commentary will help you look beyond the headlines to better understand what is driving the current market trends that could impact your credit union’s investment portfolio.

By Rebecca Wessler | Aug. 27, 2018

Five can’t-miss data points this week on CreditUnions.com.

By Aman Johal | Aug. 27, 2018

Asset quality is stronger than one year ago as 2018 shapes up to be the best year for delinquency since the Great Recession.

By Maya Neuman | Aug. 22, 2018

Credit unions attracted new members and deepened relationships in the second quarter of the year.

By Erik Payne | Aug. 22, 2018

Loans, liquidity, and credit union love. How did credit unions perform in the second quarter?

By Samantha Cristobal | Aug. 21, 2018

A breakdown of the borrowings portfolio explains double-digit growth that’s highest since 2015.

By Rebecca Wessler | Aug. 20, 2018

Five can’t-miss data points this week on CreditUnions.com.

By Marc Rapport | Aug. 20, 2018

Rogue Credit Union is building a network that marries today’s member loyalty with tomorrow’s trends.

By Maya Neuman | Aug. 20, 2018

U.S. credit unions reported the lowest ever first quarter efficiency ratio in 2018.

By Aman Johal | Aug. 20, 2018

The net interest margin at credit unions nationwide increased as interest income expanded more than $3 billion in the past year.

By Maya Neuman | Aug. 20, 2018

As loan growth outpaces deposit growth, the industry loan-to-share ratio reaches 82.9%.

By Aman Johal | Aug. 13, 2018

Balances as well as delinquencies for credit union credit cards were on the rise in the first quarter of the year.

By Erik Payne | Aug. 7, 2018

Everence FCU lives out the principle of stewardship through loan, investment, and deposit products.

By Jason Haley | Aug. 6, 2018

This insightful monthly market commentary will help you look beyond the headlines to better understand what is driving the current market trends that could impact your credit union’s investment portfolio.

By Ian Melhorn | Aug. 6, 2018

First quarter lending at credit unions contributed to an expanding balance sheet.

By Marc Rapport | July 30, 2018

Future losses will soon be part of the equation for calculating reserves, and there’s much work to be done.

By Erik Payne | July 30, 2018

Technology Credit Union has repositioned its balance sheet to prepare for today’s rate environment.

By Rebecca Wessler | July 23, 2018

Five can’t-miss data points this week on CreditUnions.com.

By Ian Melhorn | July 23, 2018

Credit union investments shift in a rising rate environment.

By Rebecca Wessler | July 16, 2018

Five can’t-miss data points this week on CreditUnions.com.

By Rebecca Wessler | July 9, 2018

Five can’t-miss data points this week on CreditUnions.com.

By Samantha Cristobal | July 9, 2018

Despite numbering only 19, credit unions in Vermont turned out an impressive performance.

By Samantha Cristobal | July 9, 2018

Insight into the drivers of 1Q18's revenue growth.

By Rebecca Wessler | July 2, 2018

Five can’t-miss data points this week on CreditUnions.com.

By Dwight Johnston | July 1, 2018

Look at the shape of the yield curve within the context of other factors in the economy and not as a stand-alone predictor of recession.

By Ian Melhorn | July 1, 2018

Credit unions added 4.7 million net new members in the past 12 months, and the NCUA’s equity distribution helped push ROA to 0.90%. What else happened in the first quarter?

By Erik Payne | June 28, 2018

Low unemployment, worker shortages, and normalized bad behavior has given rise to a new trend.

By Rebecca Wessler | June 18, 2018

Five can’t-miss data points this week on CreditUnions.com.

By Samantha Cristobal | June 18, 2018

Positive net member growth and product penetration paint a pretty picture of the credit union movement’s progress.

By Jason Haley | June 6, 2018

This insightful monthly market commentary will help you look beyond the headlines to better understand what is driving the current market trends that could impact your credit union’s investment portfolio.

By Ian Melhorn | June 4, 2018

Speakers at the annual CU Direct conference talk about today’s business environment and tomorrow’s recession.

By Rebecca Wessler | May 29, 2018

Five can’t-miss data points this week on CreditUnions.com.

By Ian Melhorn | May 28, 2018

Take this industry performance pop quiz from Callahan & Associates to learn about trends in credit union investments.

By Callahan & Associates | May 22, 2018

This must-attend quarterly event for credit union leaders covers performance trends, industry success stories, and areas of opportunity.

By Samantha Cristobal | May 21, 2018

Take this industry performance pop quiz from Callahan & Associates to learn about trends in income.

Partner Perspective
How To Invest In Your Members

By Gateway Services Group, LLC | May 21, 2018

Effective outsourcing of investment services is a major step toward success for the institution and the members it serves.

By Samantha Cristobal | May 21, 2018

Secondary capital supports lending and financial services as well as buffers against the impact of potential losses. But how much do credit unions use it?

By Erik Payne | May 16, 2018

Member, market share, and revenue growth lead the way.

By Maya Neuman | May 14, 2018

Take this industry performance pop quiz from Callahan & Associates to learn about trends in cost of funds.

By Sam Taft | May 14, 2018

Numbers show that credit unions engaged with multi-owned CUSOs outperform those who aren’t.

By Liz Furman | May 7, 2018

Credit unions headquartered in the Central Region reported more loan accounts per members than those headquartered in other states. In what other areas did these cooperatives excel?

By Callahan & Associates, Inc. | May 2, 2018

The seventh annual report shines a light on the industry's impact in 2017, while offering insights into 2018 economic trends and strategic priorities.

By Ian Melhorn | April 30, 2018

What credit unions need to know about members, lending, asset quality, share balances, and more at year-end 2017.

By Rebecca Wessler | April 30, 2018

Five can’t-miss data points this week on CreditUnions.com.

By Marc Rapport | April 30, 2018

Oregon State Credit Union shares how it works to improve the lives of America’s consumers.

By Ian Melhorn | April 23, 2018

Credit unions in the Mid-Atlantic reported faster MBL growth than credit unions outside the region. In what other areas did these Mid-Atlantic cooperatives excel?

By Maya Neuman | April 16, 2018

Credit union loan originations reached an all-time high of $485.55 billion, growing at a rate of 5.2% over the past 12-months.

By Aman Johal | April 16, 2018

Credit union revenue recorded the highest year-end growth since 2006. What else happened in 2017?

By Rebecca Wessler | April 16, 2018

Five can’t-miss data points this week on CreditUnions.com.

By Aman Johal | April 16, 2018

Annual auto loan growth was higher for credit unions in the Southeast than for the overall industry, yet charge-offs were lower than for other regions. In what other areas did these credit unions excel?

By Samantha Cristobal | April 9, 2018

The average member relationship surpassed $18,000 for credit unions in the New England states. In what other areas do these cooperatives excel?

By Marc Rapport | April 2, 2018

The Indiana credit union funds lending all year with an annual cash surge.

By Jason Haley | April 2, 2018

This insightful monthly market commentary will help you look beyond the headlines to better understand what is driving the current market trends that could impact your credit union’s investment portfolio.

By Liz Furman | April 1, 2018

At year-end 2016, see which credit unions lead the way in six key cooperative metrics.

By Dwight Johnston | March 29, 2018

The lion ate the lamb for dinner, but on this last day of the month, the stock market is finally quiet.

By Rebecca Wessler | March 26, 2018

Five can’t-miss data points this week on CreditUnions.com.

By Dwight Johnston | March 22, 2018

Trade news is back in the spotlight after the Trump Administration announced $50 billion in new tariffs aimed directly at China.

By Marc Rapport | March 19, 2018

Feedback from Callahan’s 2018 Executive Outlook Survey identifies industry challenges and opportunities for the months ahead.

By Rebecca Wessler | March 19, 2018

Five can’t-miss data points this week on CreditUnions.com.

By Dwight Johnston | March 15, 2018

The trade story is not done. It’s just in intermission.

By Rebecca Wessler | March 12, 2018

Five can’t-miss data points this week on CreditUnions.com.

By Sam Taft | March 12, 2018

In a changing economic environment, balance sheet management is top-of-mind with credit union executives.

By Ian Melhorn | March 12, 2018

The need for credit unions to generate non-interest income continues to grow in a narrowing margin environment.

By Callahan & Associates | March 9, 2018

Join Callahan & Associates for a discussion about the overall impact of the credit union movement.

By Jason Haley | March 7, 2018

What market drivers could also impact the credit union investment portfolio?

By Aman Johal | March 5, 2018

Early data trends help leaders prepare for year-end analysis.

By Rebecca Wessler | March 5, 2018

Five can’t-miss data points this week on CreditUnions.com.

By Samantha Cristobal | March 1, 2018

Both the average share balance and average share accounts per member for New York credit unions was higher than national averages.

By Dwight Johnston | March 1, 2018

Whether inflation swells or holds steady in the coming year relies on two variables.

By Rebecca Wessler | Feb. 20, 2018

Five can’t-miss data points this week on CreditUnions.com.

By Marc Rapport | Feb. 19, 2018

The Silicon Valley cooperative consistently ranks among the top performers nationally in terms of yield on investments.

By Ian Melhorn | Feb. 15, 2018

The industry’s loan-to-share ratio has nearly hit levels not seen since the Great Recession.

By Erik Payne | Feb. 14, 2018

Changes in auto lending and questions of liquidity highlight credit union performance in the fourth quarter of 2017.

By Rebecca Wessler | Feb. 12, 2018

Five can’t-miss data points this week on CreditUnions.com.

By Samantha Cristobal | Feb. 6, 2018

Sentry Credit Union pays it members an unprecedented dividend bonus.

By Jason Haley | Feb. 5, 2018

What market drivers could also impact the credit union investment portfolio?

By Erik Payne | Feb. 1, 2018

Callahan data confirms this is where the Patriots dynasty ends.

By Sharon Simpson | Jan. 22, 2018

When the loan-to-share ratio at UICCU topped 100%, and continued to grow, the Hawkeye State credit union adopted a three-pronged funding strategy.

By Dwight Johnston | Jan. 18, 2018

Plus, a congressional spending bill vote looms.

By Jason Haley | Jan. 9, 2018

This monthly market commentary helps credit unions look beyond the headlines to better understand what is driving market trends that could impact the investment portfolio.

By Marc Rapport | Jan. 8, 2018

The Wisconsin credit union is adding length to its investments to make up for lost income in indirect lending.

By Marc Rapport | Jan. 8, 2018

Charlotte Metro Credit Union manages risk while growing business deposits and loans faster than credit union averages.

By Liz Furman | Jan. 1, 2018

With investment rates rising, investment growth and yield on investments increase.

By Maya Neuman | Dec. 25, 2017

Credit unions add more than 10,000 employees.

By Liz Furman | Dec. 25, 2017

Net interest margin and provision expense both rise, leading to flat ROA.

By Rebecca Wessler | Dec. 25, 2017

Credit unions share their best practices with CreditUnions.com all year. Here, Callahan’s staff writers share their selections for a handful of lesser-known pieces that are worth revisiting.

By Rebecca Wessler | Dec. 25, 2017

Five can’t-miss data points this week on CreditUnions.com.

By Marc Rapport | Dec. 20, 2017

It may or may not be a bubble, but consumer debt might roil the waters for credit unions and their members. Can machines learn to help with that?

By Rebecca Wessler | Dec. 18, 2017

Five can’t-miss data points this week on CreditUnions.com.

By Liz Furman | Dec. 18, 2017

These ratios help credit unions deliver excellent member value while also maintaining productive and efficient operations. Operational strategy impacts productivity and efficiency metrics. It’s important for credit unions to strike the right balance for their strategy while bearing in mind national averages.

By Callahan & Associates | Dec. 13, 2017

In this webinar, Callahan & Associates and Kane County Teachers Credit Union discuss how the $225 million cooperative boosts its bottom line via a diversified revenue stream.

By Rebecca Wessler | Dec. 12, 2017

Four can’t-miss data points this week on CreditUnions.com.

By Liz Furman | Dec. 11, 2017

It's taken for granted that small credit unions are more reliant on fee income. But are they really?

By Sam Taft | Dec. 7, 2017

In episode No. 859, Mike Lawson brings on Callahan's Sam Taft to talk credit union financial performance in the third quarter.

By Samantha Cristobal | Dec. 6, 2017

Third quarter data reveals a colorful mix of performance across the country.

By Dwight Johnston | Dec. 1, 2017

A change in the funds rate and 10-year note would bring the yield curve back into the realm of normal after years of being out of bounds.

By Erik Payne | Dec. 1, 2017

New economic realities pushed SouthPoint Financial to expand into other segments of its loan portfolio. Here’s how it handled the exponential growth that followed.

By Liz Furman | Dec. 1, 2017

Quarter-over-quarter, credit union investments shrank 3.0% as credit unions diverted assets from the investment portfolio to the loan portfolio.

By Sam Taft | Dec. 1, 2017

Increases to the benchmark interest rate by the Fed have yet to significantly impact earnings at credit unions.

By Erik Payne | Dec. 1, 2017

A strong operation in rural Minnesota helps SouthPoint Financial Credit Union meet members where they are.

By Ian Melhorn | Dec. 1, 2017

California credit unions outperformed national averages on both sides of the balance sheet. Average loan balance, average share balance, and average member relationship were all higher than the national averages.

By Liz Furman | Nov. 29, 2017

Earning assets are the majority of assets at credit unions. What factors impact how credit unions can leverage them?

By Aman Johal | Nov. 27, 2017

Third quarter data reveals strong earnings momentum among the nation’s financial cooperatives.

By Jason Haley | Nov. 21, 2017

This insightful monthly market commentary will help you look beyond the headlines to better understand what is driving the current market trends that could impact your credit union’s investment portfolio.

By Ian Melhorn | Nov. 21, 2017

Find out which states posted the highest credit card penetration with this interactive map.

By Dwight Johnston | Nov. 16, 2017

Why we might not see a higher funds rate next year.

By Dwight Johnston | Nov. 10, 2017

What the potential for tax reform means for the stock market.

By Sam Taft | Nov. 7, 2017

In episode No. 836, Callahan's Senior Director of Industry Analysis Sam Taft joins the show to discuss trends in the mortgage market.

By Rebecca Wessler | Nov. 6, 2017

Five can’t-miss data points this week on CreditUnions.com.

By Marc Rapport | Nov. 6, 2017

KCT Credit Union shows how arbitrage through the Federal Home Loan Bank adds income where there was none.

By Dwight Johnston | Nov. 2, 2017

And what we can expect of the new Fed Chairman.

By Callahan & Associates | Nov. 1, 2017

The only comprehensive guide to improving credit union performance.

By Erik Payne | Oct. 26, 2017

We'll prove it with credit union data.

By Dwight Johnston | Oct. 19, 2017

1987 and 2017 share at least one common trait, but remembering Black Monday is not to create fear. It's to encourage watchfulness.

By Rebecca Wessler | Oct. 16, 2017

Five can't-miss data points featured this week on CreditUnions.com.

By Dwight Johnston | Oct. 12, 2017

After four consecutive weeks of losses for bonds, the bond market has been up each day this week. Will tomorrow's consumer price index release bring that streak to a halt?

By Rebecca Wessler | Oct. 10, 2017

Four can't-miss data points featured this week on CreditUnions.com.

By Dwight Johnston | Oct. 5, 2017

Friday’s jobs report will be messy and easily forgotten. Traders will go through the motions of reacting, but the numbers will have no staying power.

By Dwight Johnston | Sept. 28, 2017

Don’t be the first or the last financial institution on the block to raise rates.

By Rebecca Wessler | Sept. 25, 2017

Five can't-miss data points featured this week on CreditUnions.com.

By Marc Rapport | Sept. 25, 2017

A new strategy at Purdue Federal has delivered a $1.5 million bump in interest income and an anticipated 3-basis-point jump in ROA.

By Dwight Johnston | Sept. 22, 2017

The markets react mildly to yesterday's Fed meeting.

By Rebecca Wessler | Sept. 18, 2017

Five can't-miss data points featured this week on CreditUnions.com.

By Jay Johnson | Sept. 18, 2017

Interchange income at credit unions swaps places with punitive fees as a growing driver of industry revenue.

By Elan Financial Services | Sept. 11, 2017

A focus on growing the credit card portfolio can yield growth among multiple loan touch points.

By Dwight Johnston | Sept. 7, 2017

Uncertainties regarding a new Fed chair, the debt ceiling, budget, and tax reform make it unlikely there will be a carefree Christmas.

By Rebecca Wessler | Sept. 5, 2017

Five can't-miss data points featured this week on CreditUnions.com.

By Greg Gonsalves | Sept. 1, 2017

Total operating revenue has increased 8.8% over the first six months of 2016. This continued the recent trend of accelerating revenue growth for credit unions.

By Liz Furman | Sept. 1, 2017

Investment growth at credit unions has been positive for four out of the past six quarters.

By Dwight Johnston | Sept. 1, 2017

With housing trends skewing national in scope, concerns arise that a bubble could blow up.

By Liz Furman | Sept. 1, 2017

Hawaiian credit unions are performing well in mortgage, auto loans, and regular savings products; however, financial cooperatives in the Aloha State have an opportunity to increase members relationships further via loans and long-term saving products.

By Jay Johnson | Aug. 31, 2017

In episode No. 799, Mike Lawson brings on Callahan partner Jay Johnson to talk credit union financial performance in the second quarter.

By Callahan & Associates | Aug. 28, 2017

This must-attend quarterly event for credit union leaders covers performance trends, industry success stories, and areas of opportunity.

By Marc Rapport | Aug. 28, 2017

Interest on loans drive the income train, but other revenue streams are steaming along.

By Dwight Johnston | Aug. 24, 2017

Stocks, bonds, and the debt ceiling. There's a lot fueling a sense of economic uneasiness.

By Erik Payne | Aug. 23, 2017

Member, first mortgage, and share growth. How did credit unions perform in the second quarter?

By Aman Johal | Aug. 17, 2017

Star One Credit Union and Dow Chemical Employees Credit Union posted impressive dividend numbers in the second quarter of 2017.

By Erik Payne | Aug. 14, 2017

A fledgling title insurance CUSO at California Credit Union saves dollars and makes sense.

By Dwight Johnston | Aug. 3, 2017

A snapshot of the bond market reveals bullish speculators are back.

By Dwight Johnston | July 27, 2017

Yesterday's FOMC statement has bond traders thinking Fed tightening might be over.

By Liz Furman | July 24, 2017

Deciding whether, and with whom, to merge can be tricky. Use this list to spark conversations that will lead to a deeper understanding of the benefits, drawbacks, and other implications.

By Dwight Johnston | July 20, 2017

Speculative bond traders see in Europe the opportunity to put the market back on track.

By Aaron Pugh | July 18, 2017

The credit union uses performance information to achieve strategic victories.

By Rebecca Wessler | July 17, 2017

Five can't-miss data points featured this week on CreditUnions.com.

By Erik Payne | July 17, 2017

Capital adequacy, asset quality, earnings, ALM, productivity, and growth underline quarterly financial performance for credit unions.

By Dwight Johnston | July 6, 2017

Why some traders are worried about President Trump’s visit to Europe for the G-20 summit.

By Liz Furman | July 3, 2017

Contextualizing costs based on location can make a big difference when analyzing the bottom line.

By Dwight Johnston | July 1, 2017

Shorter-term rates have moved higher, but the bumps in the overnight rate have had little impact past the two-year note.

By Liz Furman | July 1, 2017

Total revenue reached $15.5 billion in the first quarter of 2017. That’s up 8.1% year-over-year from the $14.3 billion credit unions posted in the first quarter of 2016.

By Liz Furman | July 1, 2017

With rising Federal Reserve rates and increased consumer confidence, the credit union industry posted positive year-over-year investment growth in the first quarter for the first time since 2013.

By Ian Melhorn | July 1, 2017

There are three times the number of credit unions than banks in Idaho, and members are making the most of the credit union movement. Idaho credit unions post the third-best performance among all 50 states for member, asset, loan, and share growth.

By Dwight Johnston | June 22, 2017

Amazon’s purchase of Whole Foods is not a game-changer for inflation or Fed policy.

By Maya Neuman | June 19, 2017

Credit unions add technology and jobs amid the move to universal tellers, ITMs, and the new branch design.

By Rebecca Wessler | June 19, 2017

Five can't-miss data points featured this week on CreditUnions.com.

By Salvador Lopez | June 19, 2017

Looking for a more accurate way to benchmark performance? Try these tips.

By Marc Rapport | June 12, 2017

How a new headquarters building and a community charter underpinned growth at Peru FCU.

By Dwight Johnston | June 8, 2017

Thursday offers a lineup of three possible threats to the markets.

By Marc Rapport | June 6, 2017

The movement’s investment portfolio in the first quarter remains liquid for lending and buffers against rising interest rates.

By Greg Gonsalves | June 5, 2017

The percent of revenue going toward employee compensation is reversing trend.

By Rebecca Wessler | June 5, 2017

Five can't-miss data points featured this week on CreditUnions.com.

By Marc Rapport | June 5, 2017

The Colorado cooperative’s mortgage-backed security re-purchase strategy makes more of investments and funds member give-back programs.

By Ian Melhorn | June 5, 2017

Credit unions generate income in a multitude of ways to stay competitive in a narrowing margin environment.

By Callahan & Associates | June 1, 2017

Callahan & Associates and TwinStar Credit Union discuss the institution's Imagination Lab, how it was implemented, and the successes the Lab has achieved.

By Greg Gonsalves | May 29, 2017

Strategies to reward loyal patrons differ among financial institutions as well as from region to region.

By Sam Taft | May 29, 2017

Check out this leader table to see which credit unions beat the industry average.

By Callahan & Associates | May 25, 2017

This must-attend quarterly event for credit union leaders covers performance trends, industry success stories, and areas of opportunity.

By Dwight Johnston | May 18, 2017

Three ways the special investigation into Trump’s presidential campaign could impact the economy.

By Callahan & Associates | May 15, 2017

How Abbey Credit Union wowed a fellow local financial cooperative with forward-looking performance analysis.

By Rebecca Wessler | May 15, 2017

Five can't-miss data points featured this week on CreditUnions.com.

By Greg Gonsalves | May 8, 2017

The story behind Golden 1 Credit Union's 35.5% auto loan growth.

By Dwight Johnston | May 4, 2017

What traders learned from yesterday's FOMC statement, and how they'll react to the latest health care vote.

By Rebecca Wessler | May 1, 2017

Five can't-miss data points featured this week on CreditUnions.com.

By Ian Melhorn | April 28, 2017

University of Michigan CU sees notable growth following completion of branch upgrades and generous community initiatives.

By Sam Taft | April 25, 2017

Check out this leader table to see which credit unions beat the industry average.

By Rebecca Wessler | April 24, 2017

Five can't-miss data points featured this week on CreditUnions.com.

By Greg Gonsalves | April 24, 2017

Cash at other financial institutions and Fed agency MBS have increased by 6.4% and 4.2%, respectively, over the past year. What else has happened inside the credit union investment portfolio?

By Marc Rapport | April 24, 2017

A lean, not mean, operation helps this Beantown, SEG-focused credit union top the charts in member metrics.

By Dwight Johnston | April 20, 2017

Traders and Wall Street are making a big deal out of the French election. Here's what Americans need to know.

By Marc Rapport | April 18, 2017

TwinStar Credit Union's Imagination Lab studies processes and reduces friction for members and employees.

By Sharon Simpson | April 17, 2017

Thinking of buying a bank? Check out these best practices and insights from credit unions in the know.

By Dwight Johnston | April 13, 2017

The movement in the bond market this week was not based on real concerns about the geopolitical scene.

By Rebecca Wessler | April 10, 2017

Four can't-miss data points featured this week on CreditUnions.com.

By Ian Melhorn | April 10, 2017

ROA increased 2 basis points for credit unions nationally, but where do the high and low performers fall?

By Callahan & Associates | April 10, 2017

Twenty-eight graphs, charts, and maps that evaluate credit union performance in the fourth quarter of 2016.

By Dwight Johnston | April 6, 2017

Fed officials can no longer deny they consider the markets when deciding monetary policy.

By Erik Payne | March 31, 2017

Feedback from Callahan’s annual Executive Outlook Survey highlights industry goals for 2017.

By Rebecca Wessler | March 31, 2017

Impressive financials, member service, and innovative strategies — there’s a lot to celebrate in the credit union movement.

By Dwight Johnston | March 31, 2017

Growth in consumer credit has sparked concern about credit quality. How will credit unions know when it’s really time to worry?

By Greg Gonsalves | March 31, 2017

Wyoming credit unions are all about growth. These credit unions have posted some of the strongest growth rates of any state in the nation, and it appears more and more Wyomingites are selecting credit unions to be their primary financial institutions.

By Jay Johnson | March 31, 2017

When employees prioritize what is best for the member, they demonstrate the cooperative difference.

By Dwight Johnston | March 30, 2017

Does the Fed still matter to bond traders?

By Michelle Parker | March 27, 2017

Callahan data shows there is a growing reliance on NII in keeping credit unions surviving and thriving.

By Dwight Johnston | March 23, 2017

Will the health care bill make it to the floor? And how will the market respond to Congressional pressuring?

By Rebecca Wessler | March 20, 2017

Five can't-miss data points featured this week on CreditUnions.com.

By Sharon Simpson | March 20, 2017

When Keys FCU put itself into voluntary conservatorship in 2009, its leaders and staff knew rebuilding together was the only way to save the credit union.

By Dwight Johnston | March 16, 2017

Bond traders responded fervently to yesterday's rate hike.

By Sharon Simpson | March 13, 2017

A new approach to the credit union basics of people and finance helped this West Virginia cooperative turn six-figure losses into seven-figure gains.

By Dwight Johnston | March 9, 2017

Last week's Dow rally fades into memory as the market looks for additional positive reinforcement.

By Ian Melhorn | March 6, 2017

The strong lending growth posted by U.S. credit unions in fourth quarter 2016 is an apt wrap-up for a successful year.

By Dwight Johnston | March 2, 2017

The stock market reacted to Trump’s speech on Tuesday with a triple-digit jump on Wednesday.

Lending activity remained strong and investment balances declined.

By Liz Furman | Feb. 28, 2017

After Bitterroot Community FCU in Montana opened a new branch, it posted a 21.2% increase in new members.

By Rebecca Wessler | Feb. 27, 2017

Four can't-miss data points featured this week on CreditUnions.com.

By Callahan & Associates, Inc. | Feb. 24, 2017

This must-attend quarterly event for credit union leaders covers performance trends, industry success stories, and areas of opportunity.

By Dwight Johnston | Feb. 23, 2017

The March meeting is the Fed’s best shot to start what it claims will be three tightenings this year.

By Erik Payne | Feb. 22, 2017

Loans, member relationships, and sources of non-interest income. How did credit unions perform in fourth quarter?

By Dwight Johnston | Feb. 16, 2017

Wall Street has fought the bull market for the past year, always looking for a better buying opportunity.

By Rebecca Wessler | Feb. 13, 2017

Five can't-miss data points featured this week on CreditUnions.com.

By Erik Payne | Feb. 13, 2017

Coastal FCU cut 20 fees worth $600,000 in annual income. Here’s how the credit union will make it all back — and then some.

By Sam Taft | Feb. 13, 2017

Credit unions originated $343.6 billion through third quarter 2016 — that's an all-time record. See which areas contributed to this double-digit year-over-year growth.

By Greg Gonsalves | Feb. 13, 2017

Indirect loans are taking an ever-increasing share of the auto portfolio, but growth is not even across credit union location and size.

By Dwight Johnston | Feb. 9, 2017

The appeals court reviewing the president's travel ban could render a decision before the week's end.

By Rebecca Wessler | Feb. 6, 2017

Five can't-miss data points featured this week on CreditUnions.com.

By | Feb. 6, 2017

Share balances in third quarter increased at the fastest rate since fourth quarter 2009, but the loan-to-share ratio still grew.

By Marc Rapport | Feb. 6, 2017

The Idaho credit union uses marketing, deposit, lending, and ALM strategies to increase member value.

By Erik Payne | Feb. 6, 2017

One Maryland credit union arms decision-makers with comprehensive data and encourages leaders to think beyond the face value of third-party reports.

By Greg Gonsalves | Feb. 6, 2017

If credit unions continue on their current path, will they be able to fund future loans solely through share growth?

By Jay Johnson | Feb. 6, 2017

Considerations to help any credit union assess its ALM policies, procedures, and management practices.

By Dwight Johnston | Feb. 2, 2017

Trump needs to start working on big issues and stay away from the petty stuff or he will destroy what is left of the goodwill in the markets.

By Erik Payne | Feb. 1, 2017

Though it’ll be a nail biter.

By Marc Rapport | Jan. 30, 2017

Amid planning for compliance and interchange hits, credit unions can count on a little help from their friends.

By Liz Furman | Jan. 30, 2017

The national average for each of these six mighty metrics is less than 10 percentage points, but even a change of a few basis points can make a big difference to a credit union.

By Rebecca Wessler | Jan. 30, 2017

Five can't-miss data points featured this week on CreditUnions.com.

By Dwight Johnston | Jan. 26, 2017

Buyer demand for the 10-year is not what traders hoped for.

By Victoria Taylor | Jan. 25, 2017

A new dynamic graphic display allows readers to compare their credit union’s performance against featured performance trends — all with a click of the button.

By Dwight Johnston | Jan. 19, 2017

U.S. employment might be nearing its maximum limit, but there are still pockets of unemployed workers around the country.

By Lydia Cole | Jan. 9, 2017

Metrics to evaluate credit union marketing spend and bridge the gap between macro trends and micro performance.

By Liz Furman | Jan. 7, 2017

Credit unions have ramped up marketing efforts and are reaping the benefits.

By Dwight Johnston | Jan. 5, 2017

The year's first economic reports are out, and at least one is good news for credit unions.

By Sharon Simpson | Jan. 2, 2017

Five lessons in setting short- and long-term goals.

By Erik Payne | Dec. 26, 2016

Eight strategies and lessons in managing one of the credit union industry’s largest assets.