READ & WATCH

Lending

Visit Lending to find strategies for product development, operations, and pricing as well as updates on what’s happening in the world of credit union auto lending, mortgage lending, member business lending, niche lending, and more.

By Aman Johal | Aug. 10, 2020

Which credit unions led the nation in the number of Paycheck Protection Program loans funded?

Lack of knowledge about mortgage requirements is likely keeping some prospective women homebuyers from actively taking steps toward a purchase.

By Marc Rapport | Aug. 3, 2020

Since 2012, the credit union’s CUSO has capitalized on loans gone sour to create quality affordable housing across the Tarheel State.

 

Is Your Inbox Missing Out?

Sign up for the CreditUnions.com free newsletter and be the first to read our newest coverage of credit union strategies and insights.

sign up today

 

 

By Marc Rapport | Aug. 3, 2020

One Idaho cooperative stands out in a rural market dominated by credit unions with a new package of home loans that serve educators and first responders.

By Samantha Cristobal | Aug. 3, 2020

Peer-to-Peer from Callahan & Associates allows credit union leaders to analyze mortgage data as well as data from the 5300 Call Report on an institution level.

By Auto Financial Group | July 27, 2020

How residual based financing helps credit unions maintain and even increase loan volume in an uncertain environment.

By Finastra | July 20, 2020

Digital lending prowess can help credit unions leverage their built-in advantages as local institutions.

By Erik Payne | July 20, 2020

Which credit unions led their states in the number of Paycheck Protection Program loans funded?

By Sharon Simpson | July 13, 2020

Four credit unions share insights from their text messaging initiatives.

By Duncan Bartley | July 8, 2020

PPP data from the Treasury Department indicates credit unions played a larger role in lending to smaller companies, underscoring the movement’s commitment to Main Street business borrowers.

By Marc Rapport | July 6, 2020

CFOs from Workers and Patelco share their thinking about what’s to come and what they’re doing to prepare.

By Sam Taft | June 30, 2020

Following one of the most productive lending years in the history of the credit union movement, the first quarter of 2020 offered new challenges. But strong mortgage originations negated a pullback in consumer lending to push overall loan balances higher.

By Aman Johal | June 30, 2020

Historically low rates to start the year has contributed to strong mortgage lending through March.

By Aman Johal | June 30, 2020

Decreased consumer spending and a pronounced pullback from indirect lending programs contributed to slower auto loan growth at credit unions in the first quarter of 2020.

By William Hunt | June 30, 2020

First quarter data provides the earliest picture of the COVID-19 crisis on the credit union industry.

By Sam Taft | June 30, 2020

The longest economic expansionary period in U.S. history has come to an end. What else should credit unions know at first quarter?

By Michael Blackman | June 30, 2020

How did Golden State credit unions perform in the first quarter?

By Marc Rapport | June 29, 2020

Rate locks and staffing boosts are two ways credit unions are pushing through mortgage applications in today’s ultra-low rate environment.

By Max Manalo-LeClair | June 29, 2020

This Fourth of July, Callahan & Associates is celebrating patriotically named credit unions with a look at how they return value to their member-owners.

By Callahan & Associates, Inc. | June 23, 2020

Join Corey Rupp, chief lending officer for Affinity Plus Federal Credit Union ($2.6B, Saint Paul, MN), for a discussion about how the credit union is offering members "curbside closings" for mortgages and what other enhanced services may be on the horizon.

By Marc Rapport | June 22, 2020

Cooperatives from coast to coast are boosting PLL and collections while continuing member outreach.

By Marc Rapport | June 15, 2020

A pandemic response brought the Texas cooperative to a new level of teamwork and learning.

By Marc Rapport | June 8, 2020

Masks in hand, one of New York’s largest credit unions is now in a phased reopening process.

By Erik Payne | June 8, 2020

The Michigan credit union shuffled its lending deck as member loan activity demanded.

By Erik Payne | June 4, 2020

The need to streamline paperwork spurred Wings Financial Credit Union to rethink its loan collections.

By Aman Johal | June 2, 2020

Mortgage market share for U.S. credit unions increased 1.0 percentage point year-over-year to reach 9.0% as of March 31.

By Erik Payne | June 1, 2020

The Minnesota credit union shifted 45 consumer lenders and others with loan experience to help the cooperative meet a flurry of mortgage activity.

By SWBC | June 1, 2020

Lower wait times and more self-service options result in higher member satisfaction.

By CU Student Choice | June 1, 2020

By addressing today’s unique challenges, while remaining focused on the long view, credit unions engaged in private student lending have a powerful opportunity to connect with the next generation of members.

By Marc Rapport | June 1, 2020

A new story each day this week as five credit unions share how they handled sudden change and soaring needs by adapting people, processes, and products.

By E.C. Harrison | May 27, 2020

Portal crashes. Controversies. Confusion. Despite a shaky start, the Paycheck Protection Program is providing badly needed capital to more than 4.3 million small businesses nationwide.

By Callahan & Associates | May 25, 2020

Looking for new solutions to help your credit union navigate this crisis? Check out these featured credit union suppliers that are delivering cutting-edge products and services.

By Callahan & Associates | May 21, 2020

Looking for new solutions to help your credit union navigate this crisis? Check out these featured credit union suppliers that are delivering cutting-edge products and services.

By Erik Payne | May 18, 2020

Affinity Plus FCU offers curbside closings so members can refinance or purchase homes during the coronavirus pandemic.

By William Hunt | May 18, 2020

Early first quarter data shows the industry balance sheet is changing as credit unions respond to COVID-19.

By Callahan & Associates | May 14, 2020

Looking for new solutions to help your credit union navigate this crisis? Check out these featured credit union suppliers that are delivering cutting-edge products and services.

By Rebecca Wessler | May 6, 2020

Based on April traffic (and our editorial instincts), here are the top articles and blogs that appeared on CreditUnions.com.

By ACES Risk Management (ARMCO) | April 29, 2020

This webinar will unlock the story of loan quality, why it's important, and what lenders need to do to build that foundation. We will also take a close look at a leading credit union and how they revamped their QC operations to improve quality and increase client confidence.

By ACES Risk Management (ARMCO) | April 27, 2020

The new ACES Consumer platform from ARMCO automates audit and compliance processes while adding visibility and efficiency.

By E.C. Harrison | April 27, 2020

Sixty-hour work weeks, constant virtual meetings, and imminent deadlines. The world of business lending is busier than ever before, but in many ways the work also is more rewarding.

By Erik Payne | April 16, 2020

Fifteen finalists across four categories show what it means to push the leading edge in credit union technology and experience.

By Michael Blackman | April 16, 2020

How did Empire State credit unions perform in the fourth quarter?

By Aman Johal | April 16, 2020

2019 has been the most productive lending year in the history of the credit union movement. Despite coronavirus uncertainty, strong loan growth and low delinquency bode well for the strength of the credit union balance sheet in the months ahead.

By Samantha Cristobal | April 16, 2020

Borrowers were incentivized to look for refinancing opportunities in the second half of 2019. With refinances projected to outweigh purchases through the first quarter of 2020, credit unions are primed for a strong start to the decade.

By Samantha Cristobal | April 16, 2020

Despite slowdowns in indirect lending and auto loan demand, auto penetration and market share remain strong at year-end.

By Aman Johal | April 16, 2020

Despite a slow first quarter, the industry reported strong growth across core financials in the past 12 months. What else should credit unions know at fourth quarter?

By Marc Rapport | April 13, 2020

Counselors adapt to pandemic restrictions as the Chicago credit union expands its HUD-funded housing counseling program.

By TRK Advisors | April 9, 2020

Join Tim Kolk, president of TRK Advisors, for this always well-received discussion about how credit unions can optimize their card portfolios and remain both competitive and prudent at this incredibly challenging time.

By Rebecca Wessler | March 30, 2020

In the face of a crisis, credit union employees step up to support vulnerable members and communities. Sometimes, they need a helping hand, too.

By Rebecca Wessler | March 30, 2020

Credit unions help members and their communities every day of the year. Some of their more innovative offers are especially relevant during a time of heightened need.

By Origence | March 23, 2020

The new platform integrates origination across all loan types and adds CRM, analytics marketing, and more.

By Sharon Simpson | March 23, 2020

Carolina Foothills FCU is working with the City of Spartanburg to coach startups and fill a critical funding gap. That’s important because small-business support is now more important than ever.

By Rebecca Wessler | March 23, 2020

The current environment is springing unprecedented challenges on leaders nearly every day, but there are lessons from the past that apply to the present.

By E.C. Harrison | March 16, 2020

East Idaho Credit Union calls the state’s second-largest city home but also has branches in communities with fewer than 1,000 residents, where members are known to drive 30 miles or more to conduct their financial business.

By Samantha Cristobal | March 9, 2020

Mortgage lending helps drive the loan portfolio to new heights while membership engagement deepens at cooperatives over the decade following the Great Recession.

By Callahan & Associates, Inc. | March 5, 2020

These four innovators are pushing the envelope toward new levels of technological functionality in credit union land.

By Rebecca Wessler | March 2, 2020

Based on February traffic (and our editorial instincts), here are the top articles and blogs that appeared on CreditUnions.com.

By Marc Rapport | March 1, 2020

Loan participations are a proven way to address liquidity concerns and add some income. They can also be complicated, but there’s help.

By Rebecca Wessler | Feb. 24, 2020

Five can't-miss data points this week on CreditUnions.com.

By E.C. Harrison | Feb. 24, 2020

A meeting between a socially minded lender in Texas and a credit union in Florida leads to an innovative microlending program with nationwide applicability.

By Marc Rapport | Feb. 24, 2020

Innovative solutions that leverage every channel available from cards to text are brought to the forefront by the Business Services & Lending category entries in our 2020 Innovation Series.

By Erik Payne | Feb. 24, 2020

To clearly communicate its purpose to the communities it serves, America’s Christian created four priorities that influence products and service.

By Marc Rapport | Feb. 20, 2020

These four innovators are pushing the envelope toward new levels of engagement and experience for credit union members.

By Marc Rapport | Feb. 18, 2020

Innovative solutions that leverage every channel available from cards to text are brought to the forefront by the Payments category entries in our 2020 Innovation Series.

By Aman Johal | Feb. 13, 2020

The decade ends with the three most productive lending quarters in the history of the credit union movement. Plus, more can’t-miss insights from Callahan’s quarterly webinar.

By CU Student Choice | Feb. 10, 2020

Most students and families make the big decision without expert advice and estimating tools. Here’s a better alternative.

By Marc Rapport | Feb. 10, 2020

Ironworkers USA FCU uses swag and swagger to steal business from fintechs and save members big bucks.

By Marc Rapport | Feb. 10, 2020

These four innovators are pushing the envelope toward new levels of technological functionality in credit union land.

By Rebecca Wessler | Feb. 4, 2020

Welcome to the 2020s. Based on January traffic (and our editorial instincts), here are the top articles and blogs that appeared on CreditUnions.com.

By Rebecca Wessler | Feb. 3, 2020

Five can't-miss data points this week on CreditUnions.com.

By Marc Rapport | Feb. 3, 2020

The Maryland credit union plans to soon go live with a decisioning system that provides speed, flexibility, and fairness.

By Marc Rapport | Feb. 3, 2020

Consolidated Community Credit Union includes a security deposit loan among its package of new mortgage products that address the housing crunch in the Northwestern city’s market.

By SWBC | Feb. 3, 2020

Now is the time to evaluate your credit union’s collections operation.

By Callahan & Associates | Feb. 3, 2020

Looking for new lending or LOS solutions? Check out these featured credit union suppliers.

By William Hunt | Feb. 3, 2020

Third quarter 2019 data shows that indirect loans still dominate the credit union industry’s auto portfolio, though momentum appears to have stalled in recent quarters.

By Aman Johal | Feb. 3, 2020

Despite slowing balance sheet growth, loan production picked up in the second half of the year, as the industry posted a record setting quarter in the three months ending September 2019.

By Rebecca Wessler | Jan. 21, 2020

Five can't-miss data points this week on CreditUnions.com.

By Erik Payne | Jan. 14, 2020

STCU’s business and commercial services department is working to provide a full relationship that takes into account deposits and other needs as much as loan balances.

By William Hunt | Jan. 6, 2020

A decade-long, side-by-side snapshot reveals how the credit union landscape has changed from the tail end of the Great Recession to today.

By Aman Johal | Dec. 30, 2019

Third quarter lending performance rebounds from a slow first half of the year.

By Samantha Cristobal | Dec. 30, 2019

First mortgage origination growth tops 12% as refinancing opportunities fuel activity.

By Michael Blackman | Dec. 30, 2019

Despite slowing consumer demand across the country, auto loans remain big business for credit unions. However, this is a segment worth tracking in the months to come.

By Aman Johal | Dec. 30, 2019

As employee productivity rises industrywide, so, too, does compensation.

By William Hunt | Dec. 30, 2019

In Arizona, first mortgage balances and share draft penetration hit decade-plus highs.

By Rebecca Wessler | Dec. 23, 2019

Four can't-miss data points this week on CreditUnions.com.

By Rebecca Wessler | Dec. 23, 2019

Five ways to serve members by providing the credit they need, when they need it.

By Callahan & Associates | Dec. 16, 2019

Looking for new solutions? Check out these featured credit union suppliers.

By E.C. Harrison | Dec. 9, 2019

Cooperatives are the last refuges for holiday loans and Christmas club accounts, but members can find skip-a-payment, credit card rewards deals, and post-holiday debt consolidation programs there, too.

By Callahan & Associates | Dec. 9, 2019

Looking for new solutions? Check out these featured credit union suppliers.

By Extensia Financial LLC | Dec. 5, 2019

Join Extensia Financial LLC for a discussion on how to choose a participation partner. We’ll cover the basics of how to find a partner, explore the benefits of participation partners, and demonstrate how your credit union can diversify and grow loans through participation lending.

By Rebecca Wessler | Dec. 3, 2019

Based on November traffic (and our editorial instincts), here are the top articles and blogs that appeared on CreditUnions.com.

By Samantha Cristobal | Nov. 26, 2019

Member engagement is on the rise as credit unions build on post-recession membership surge.

By Erik Payne | Nov. 21, 2019

New programs at Purdue Federal ensure relationships with business members transcend the transaction.

By William Hunt | Nov. 19, 2019

Nine graphs show what impact secondary capital has had within the credit union industry during the past decade.

By Aman Johal | Nov. 13, 2019

The loan-to-share ratio falls, and other can’t-miss insights from Callahan’s quarterly webinar.

By Rebecca Wessler | Nov. 12, 2019

Five can't-miss data points this week on CreditUnions.com.

By Marc Rapport | Nov. 11, 2019

The Michigan credit union treats microloan borrowers as people, not corporations, and links up with local and state economic developers to go beyond lending.

By Charlotte Taft | Nov. 7, 2019

An interactive dashboard by Callahan & Associates offers insight into the loan portfolio of any credit union in the United States.

By Marc Rapport | Nov. 4, 2019

A South Carolina credit union expands its relationship with Habitat for Humanity and plants a stake in community service.

By Rebecca Wessler | Nov. 4, 2019

Five can't-miss data points this week on CreditUnions.com.

By Auto Financial Group | Nov. 4, 2019

Current vehicle sales trends signal shifts in consumer preferences.

By SWBC | Nov. 4, 2019

Properly vetting third-party collectors can ensure laws are followed and members are treated fairly.

By Blend | Nov. 4, 2019

A successful change management strategy gives teams the tools to navigate workplace changes in a deliberate, thoughtful, and results-oriented manner.

By Marc Rapport | Nov. 4, 2019

The Michigan credit union relies on experience and commitment to help small- business owners achieve their dreams.

By E.C. Harrison | Nov. 4, 2019

Three credit union leaders talk about tactics to keep lending in line with federal regulations.

By Rebecca Wessler | Oct. 28, 2019

Five can't-miss data points this week on CreditUnions.com.

Partner Perspective
How To Loan More With Less Risk

By Open Lending | Oct. 28, 2019

Open Lending’s lenders protection tools calculate risk and then insures loans through third-party carriers.

By Michael Blackman | Oct. 28, 2019

An examination of three economic indicators helps credit unions evaluate whether their loan strategy is good for individual members as well as the overall membership.

By Callahan & Associates, Inc. | Oct. 22, 2019

Watch this webinar for an analysis of mortgage trends based on the newly released HMDA data, and how you can use Callahan software to gain insight into your own market.

By E.C. Harrison | Oct. 21, 2019

With credit union acquisitions of banks on the rise, the ABA has gone on the offensive. Sound CU shares why its recent purchase of The Bank of Washington makes good business sense and its strategies for onboarding former bank customers, employees, loans, and more.

By William Hunt | Oct. 21, 2019

Credit unions excel in open-ended mortgage lending but lose their share of this niche market as borrowers age.

By Rebecca Wessler | Oct. 21, 2019

Five can't-miss data points this week on CreditUnions.com.

By Callahan & Associates, Inc. | Oct. 17, 2019

Join Tim Kolk, president of TRK Advisors, for a discussion about how agent credit card programs work and how to ensure the best possible evaluation of this option.

By SWBC | Oct. 7, 2019

If your credit union works with a third-party vendor for your collections efforts, you know how important it is to ensure your partners perform at an optimal level. These are the five standard reports that you should expect from your collections partner.

By Blend | Oct. 7, 2019

Today’s lending platforms present the biggest opportunity for banking change since the introduction of the ATM.

By William Hunt | Oct. 4, 2019

Data from the Home Mortgage Disclosure Act shows cooperatives do more business in rapport-based loan categories relative to other lenders.

By Erik Payne | Sept. 26, 2019

There was much to see at the financial innovation conference. Here’s what was most relevant to credit unions.

By Samantha Cristobal | Sept. 23, 2019

Loan originations dropped in the first quarter of 2019, but a pickup in activity in the second quarter has started to turn the tide.

By Rebecca Wessler | Sept. 23, 2019

Five can’t-miss data points this week on CreditUnions.com.

By Samantha Cristobal | Sept. 20, 2019

What credit unions need to know about members, lending, asset quality, share balances, and more at second quarter 2019.

By Aman Johal | Sept. 20, 2019

Utah credit unions reported robust annual deposit and loan growth.

By Callahan & Associates, Inc. | Sept. 19, 2019

Join Tim Kolk, president of TRK Advisors, for a discussion about how credit unions can optimize their card portfolios and remain competitive in this continually evolving market.

By CU Student Choice | Sept. 19, 2019

A patchwork of varying requirements is emerging as a growing list of states create their own rules and regulations.

By Sharon Simpson | Sept. 16, 2019

By concentrating on member service, State Employees’ Credit Union has forged a path to continued growth.

By Samantha Cristobal | Sept. 11, 2019

As credit card lending nationwide continues to rise, consumers are increasingly looking to credit unions as a source of lending.

By Sam Taft | Aug. 26, 2019

Incorporating peer analysis is an ideal way to enhance the impact of planning season.

By Rebecca Wessler | Aug. 19, 2019

Five can't-miss data points this week on CreditUnions.com.

By Erik Payne | Aug. 19, 2019

A new name and a new leader at the helm have helped Arbor Financial Credit Union post double-digit growth in core performance areas. What’s next for the Michigan cooperative?

By Marc Rapport | Aug. 19, 2019

Credit unions are experimenting with employee-sponsored small-dollar loan programs at the urging of Filene and the FINRA Foundation.

By Callahan & Associates, Inc. | Aug. 8, 2019

The 2019 Credit Card Management School, a partnership between Callahan & Associates and TRK Advisors, helps credit unions optimize their card portfolios and better understand the latest trends in program design and management.

By Rebecca Wessler | Aug. 5, 2019

Five can't-miss data points this week on CreditUnions.com.

By SWBC | Aug. 5, 2019

Turnaround times, member service, benefit from efficient LOS processes, especially in an environment of falling interest rates.

Partner Perspective
Capturing Commercial Deposits

By Elan Financial Services | Aug. 5, 2019

Would a merchant services program help your credit union grow deposits?

By SWBC | Aug. 5, 2019

Consumer protections apply equally to in-house and outsourced collections teams, and training for compliance should be a priority.

By Erik Payne | Aug. 5, 2019

Two credit unions are leveraging new-age technology to enhance marketing for an age-old product.

By Erik Payne | Aug. 5, 2019

The Quick Loan from Digital FCU offers a lifeline when members have more month than paycheck.

By Rebecca Wessler | Aug. 5, 2019

These credit unions rallied around the needs of members to uncover hidden potential in the loan portfolio.

By E.C. Harrison | Aug. 5, 2019

A new approach to debt collection at WSECU is cutting contact center costs by $8,000 a month and identifying borrowers that need early intervention.

By Aman Johal | Aug. 5, 2019

Credit unions nationwide are making more student loans and taming delinquency rates.

By Erik Payne | July 29, 2019

Applying for a mortgage can be stressful and opaque. A new platform from the nation’s largest credit union improves the experience for would-be homeowners.

By Rebecca Wessler | July 29, 2019

Five can't-miss data points this week on CreditUnions.com.

By Rebecca Wessler | July 22, 2019

Five can't-miss data points this week on CreditUnions.com.

By Aman Johal | July 15, 2019

Credit unions reported the best delinquency rates since before the Great Recession. A deeper dive into the data shows which areas are performing the best.

By Rebecca Wessler | July 2, 2019

Based on June traffic (and our editorial instincts), here are the top articles and blogs that appeared on CreditUnions.com.

By Marc Rapport | July 1, 2019

A small Ohio credit union includes income replacement in a loan package aimed at spurring personal and community economic development.

By Samantha Cristobal | June 27, 2019

What credit unions need to know about members, lending, asset quality, share balances, and more at first quarter 2019.

By Auto Financial Group | June 24, 2019

How residual based financing helps credit unions keep up with a changing auto lending landscape.

By Erik Payne | June 24, 2019

Canvas Credit Union’s 18-month-old account was designed with younger members in mind and has attracted millions in deposits to the Colorado cooperative.

By Marc Rapport | June 24, 2019

The new CECL accounting standards are expected to raise reserves and concern alike, but there could be some upsides, too.

By Callahan & Associates | June 20, 2019

Join Callahan & Associates, Rob Miller, CEO, and Laurie Fielder, VGreen program director, at Vermont State Employees Credit Union, for an interactive discussion about how the Green Mountain State cooperative has they have become one of the greenest credit unions in the country.

By Rebecca Wessler | June 17, 2019

Five can't-miss data points this week on CreditUnions.com.

By E.C. Harrison | June 17, 2019

Four credit unions with deep experience in SBA lending weigh in on building an effective program that frees up capital and minimizes risk.

By Celeste Karwan | June 11, 2019

Understanding key performance metrics will help gauge early successes and identify any operational adjustments needed to achieve strategic goals.

By Rebecca Wessler | June 10, 2019

Five can't-miss data points this week on CreditUnions.com.

Partner Perspective
Insourcing Vs. Outsourcing

By Elan Financial Services | June 10, 2019

What should a credit union consider when evaluating its in-house credit card program strategy?

By CU Student Choice | June 10, 2019

Partnerships with two startups add innovative college selection tool and student loan repayment benefit boost to college-bound members and credit union employees.

By Rebecca Wessler | June 3, 2019

Five can't-miss data points this week on CreditUnions.com.

By CULA | June 3, 2019

In a challenging economy credit unions must choose loan products that efficiently maximize returns.

By Marc Rapport | June 3, 2019

The Florida cooperative uses direct mail and digital techniques, plus a guarantee of 2 percentage points less than the member is paying now.

By E.C. Harrison | June 3, 2019

This Vermont cooperative is making life-changing auto loans to rescue borrowers who are underwater or burdened with high-interest debt of all kinds.

By Samantha Cristobal | June 3, 2019

Since year-end 2017, credit unions have gone from financing 19.7% of auto loans on the market to 20.5%.

By Aman Johal | June 3, 2019

Annual growth in auto loans was the fastest of any major loan product at U.S. credit unions. Dig deeper to learn why.

By Rebecca Wessler | June 3, 2019

Based on May traffic (and our editorial instincts), here are the top articles and blogs that appeared on CreditUnions.com.

By Erik Payne | June 1, 2019

Innovations Federal Credit Union is a story of success and survival. Despite bearing the brunt of three disasters this past decade, the beach-based credit union has come out all the stronger for it.

By Samantha Cristobal | June 1, 2019

Credit unions in Missouri turned out impressive auto loan penetration and overall asset quality.

By Erik Payne | June 1, 2019

Since 2013, Innovations FCU has worked to serve the full business services needs of its low-income membership. In the wake of Hurricane Michael, the need may be greater than ever.

By Rebecca Wessler | May 28, 2019

Five can't-miss data points this week on CreditUnions.com.

By Samantha Cristobal | May 27, 2019

Commercial loans comprised 6.9% of the total lending portfolio at U.S. credit unions, an increase of 19 basis points from the same time last year.

By Maya Neuman | May 27, 2019

First quarter performance data points toward a rise in membership and loan and share balances.

By Samantha Cristobal | May 27, 2019

Cash and investments at credit unions was down at year-end 2018 as credit unions reallocated funds to fulfill loan demand.

By Maya Neuman | May 22, 2019

Interest income from loans and investments drove annual revenue growth among America's credit unions in the first quarter of 2019.

By Rebecca Wessler | May 20, 2019

Five can't-miss data points this week on CreditUnions.com.

By Blend | May 20, 2019

The San Francisco company’s digital lending platform handles more than one-fourth of the mortgage market; now, Blend does deposits, too.

By Sharon Simpson | May 20, 2019

A salary advance program at one of the nation’s largest credit unions helps members stop running in place and start saving for the future.

By Samantha Cristobal | May 20, 2019

First mortgages added $36.3 billion to the total loan portfolio in 2018.

By Samantha Cristobal | May 20, 2019

Delinquency in this portfolio remains the highest for any major credit union loan product.

By Celeste Karwan | May 16, 2019

Seattle and Washington, DC, are outperforming national averages in income and housing. But how do these markets fare in credit union membership growth and engagement metrics?

By Erik Payne | May 13, 2019

MSUFCU journey mapped its eight-year-old online loan application process to identify, and address, pain points.

By E.C. Harrison | May 7, 2019

Nobody likes to hear “no,” especially when it comes to money, but credit union lenders are delivering the news and working with members to get to “yes.”

By Marc Rapport | April 30, 2019

Coastal Federal Credit Union’s Go Green checking account pays dividends based on debit activity … and that’s it.

By Samantha Cristobal | April 30, 2019

Annual credit union loan growth was slower in 2018 than in 2017, but there is still evidence that loan demand remains robust.

By Marc Rapport | April 29, 2019

Callahan’s annual Executive Outlook Survey gathers insight on what’s top of mind for credit union leaders across the country as they navigate changing local and national economic conditions.

By Marc Rapport | April 22, 2019

Tree-hugging roots run deep at the Vermont credit union, which offers an array of lending and deposit products aimed at fighting climate change.

By Rebecca Wessler | April 22, 2019

Five can't-miss data points this week on CreditUnions.com.

By Marc Rapport | April 15, 2019

Eric Jenkins at Georgia United Credit Union puts an executive’s title to the goal of driving deposits to meet loan demand.

By Marc Rapport | April 15, 2019

Nebraska’s 60 credit unions turned out a year of positive performance among all major metrics.

By Marc Rapport | April 12, 2019

Pennsylvania credit unions exceeded the national average in loan growth while keeping delinquencies below average.

By Marc Rapport | April 8, 2019

Callahan data shows uptick in all major metrics for Ohio’s 264 member-owned financial cooperatives.

By Marc Rapport | April 8, 2019

Callahan data shows record loan originations as well as an uptick in ROA in Arkansas, Oklahoma, and Texas.

By Aman Johal | April 1, 2019

What credit unions need to know about members, lending, asset quality, share balances, and more at fourth quarter 2018.

Feature
The Road Ahead

By Rebecca Wessler | April 1, 2019

Twelve finalists across three categories show what it means to push the leading edge in credit union technology.

By Marc Rapport | April 1, 2019

The lending and marketing automation platform offers qualified members loan approvals on their schedule, not the FI’s.

By Erik Payne | April 1, 2019

The ANATOMY series is a quarterly, multi-feature profile that explores the strategies and analyzes the performance of an exemplary credit union.

By Erik Payne | April 1, 2019

The Idaho credit union’s weatherization loan offers an alternative to high-interest credit cards and HELOCs.

By Samantha Cristobal | April 1, 2019

Florida credit unions reported year-over-year growth in deposits and loans in addition to reporting the highest share draft penetration of any state in the nation.

By Rebecca Wessler | March 25, 2019

Four can't-miss data points this week on CreditUnions.com.

By Marc Rapport | March 18, 2019

Twenty-five years in, the Treasury Department program’s roster is dominated by member-owned cooperative financial institutions, who find a precise mission fit.

By Maya Neuman | March 1, 2019

Credit unions increased member value through lending, savings, community support, and more.

By Rebecca Wessler | March 1, 2019

Based on February traffic (and our editorial instincts), here are the top articles and blogs that appeared on CreditUnions.com.

By Callahan & Associates | Feb. 26, 2019

Join the CreditUnions.com team for our Innovation Series, where four hand-picked lending solutions providers share their innovations with you.

By Erik Payne | Feb. 25, 2019

A high-yield savings account allows members and a credit union to achieve their savings goals.

By Rebecca Wessler | Feb. 25, 2019

Five can't-miss data points this week on CreditUnions.com.

By Marc Rapport | Feb. 21, 2019

These four innovators are pushing the envelope toward new levels of smartphone functionality in credit union land.

By Maya Neuman | Feb. 21, 2019

As lending rolls along at U.S. credit unions, members show their appreciation by making timely payments.

By Marc Rapport | Feb. 20, 2019

These four innovators are pushing the envelope toward new levels of efficiency and service in credit union lending.

By Marc Rapport | Feb. 19, 2019

These four innovators are pushing the envelope toward new levels of technological innovation and security in credit union member experience.

By Aman Johal | Feb. 14, 2019

Find out how credit unions performed in 2018, 10 years after the economic downturn.

By Marc Rapport | Feb. 11, 2019

This Valentine’s Day, see how credit unions share the love via rewards programs and other givebacks.

By Rebecca Wessler | Feb. 4, 2019

Five can't-miss data points this week on CreditUnions.com.

Partner Perspective
A Tale Of 2 “Student” Loans

By CU Student Choice | Feb. 4, 2019

By offering both in-school and refinance lending, credit unions can appeal to members at multiple stages of life and establish a genuine opportunity for long-term relationships.

By SWBC | Feb. 4, 2019

Protecting consumers and lenders alike takes on new urgency as sticker prices surge and loan terms lengthen.

By Marc Rapport | Feb. 4, 2019

An automated credit card approval process at the Oklahoma cooperative makes it easy to deepen the member relationship.

By Erik Payne | Feb. 4, 2019

Last summer was the most competitive homebuying season of all time, and credit unions are preparing for more action in 2019.

By Rebecca Wessler | Feb. 4, 2019

Based on January traffic (and our editorial instincts), here are the top articles and blogs that appeared on CreditUnions.com.

By Samantha Cristobal | Feb. 4, 2019

How has lending changed in the year after the NCUA revised the 5300 Call Report business loan schedule?

By Maya Neuman | Feb. 3, 2019

The economic landscape looks much different today than it did 10 years ago. How have credit unions navigated the changes in the larger economy?

By | Jan. 29, 2019

Join the Credit Union Investment Strategy Group of Oppenheimer & Co. Inc. for the webinar, 2019 Strategies For Continued Rising Rates: The Importance of Adding Floating Rate Investments and Floating Rate Loan Participations.

By Rebecca Wessler | Jan. 28, 2019

Five can't-miss data points this week on CreditUnions.com.

By Marc Rapport | Jan. 28, 2019

The Michigan credit union is democratizing data with an enterprise approach to developing new levels of visualized insight.

By Erik Payne | Jan. 28, 2019

Two credit unions with double-digit share growth offer insight into how they are attracting, and keeping, money in the cooperative.

By Aman Johal | Jan. 28, 2019

Auto market share and penetration rates increased at U.S. credit unions in the third quarter of 2018 even as indirect lending growth slowed.

By Chip Filson | Jan. 25, 2019

The regulator’s war on concentration risk belies the reality that all credit unions have niches and concentrations, and it's an excuse not to creatively seek workouts in the cooperative spirit.

By Marc Rapport | Jan. 21, 2019

People in the know share what they know as the new year unfolds.

By Callahan & Associates, Inc. | Jan. 10, 2019

Join Sandy Cloutier, chief risk officer for Infinity Federal Credit Union for an interactive discussion of how other credit unions may want to re-assess their own risk levels and find new ways to serve more of their members.

By Samantha Cristobal | Jan. 2, 2019

Total loans at U.S. credit unions increased 9.5% in the third quarter of 2018 and reached an all-time high.

By Aman Johal | Jan. 2, 2019

Credit card balances were up 8.4% annually to $59.9 billion as of Sept. 30, 2018.

By Erik Payne | Jan. 1, 2019

The ANATOMY series is a quarterly, multi-feature profile that explores the strategies and analyzes the performance of an exemplary credit union.

By Aman Johal | Jan. 1, 2019

What credit unions need to know about members, lending, asset quality, share balances, and more at third quarter 2018.

By Maya Neuman | Jan. 1, 2019

Maine credit unions reported strong loan growth in the third quarter of 2018. Member relationships in the state strengthened as credit unions reported growth in both average share and loan balances.

By Aman Johal | Dec. 24, 2018

Total auto balances were on the rise as annual growth surpassed 10.8% in the third quarter of 2018.

By Rebecca Wessler | Dec. 24, 2018

Five can't-miss data points this week on CreditUnions.com.

By Marc Rapport | Dec. 18, 2018

Debt management mixes with the financial cooperative ethos in a year-round campaign for financial health.

By Paul Woodruf | Dec. 17, 2018

A leader of St. Louis Community Credit Union shares how the cooperative works every day to be “the social conscience of banking.”

By Aman Johal | Dec. 11, 2018

First mortgage balances at credit unions were up 9.9% as of Sept. 30, 2018.

By Erik Payne | Dec. 10, 2018

From conservative shop to risk-taker, Infinity FCU shares its five-year transformation into new loan products and C-D-E credit tier members.

By Sharon Simpson | Dec. 10, 2018

USAlliance Financial embraces a new motto and finds small ways to make a big difference in the lives of members.

By Samantha Cristobal | Dec. 10, 2018

Credit unions covered their operating expenses with net interest income alone for the first time in seven years.

By Callahan & Associates | Dec. 6, 2018

The ability of credit unions to run successful, prudent card programs is becoming more challenging. The third session of the CCMS helps the movement cast its eyes forward to prepare for 2019.

By Rebecca Wessler | Dec. 3, 2018

Based on November traffic (and our editorial instincts), here are the top articles and blogs that appeared on CreditUnions.com.

By Aman Johal | Nov. 28, 2018

Takeaways from a survey on how 284 credit unions are interacting with the changing lending strategies arising from automated-decisioning practices.

By Aman Johal | Nov. 28, 2018

Takeaways from a survey on how 284 credit unions are interacting with the changing lending strategies arising from automated-decisioning practices.

By Rebecca Wessler | Nov. 19, 2018

Six can't-miss data points this week on CreditUnions.com.

By Sharon Simpson | Nov. 19, 2018

Members Advantage Community Credit Union's holiday loan meets member needs over the holiday season and uncovers opportunities for credit building all year long.

By Sharon Simpson | Nov. 17, 2018

The Palmetto State cooperative encourages small businesses to think big with banking, management, and consulting services.

By Aman Johal | Nov. 15, 2018

Membership growth, earnings gap, and lending market share — find out how credit unions performed in the third quarter.

By Callahan & Associates | Nov. 13, 2018

Join Geoff Bullock, community engagement and education specialist for Firefly Credit Union, for an interactive discussion about how credit unions can successfully launch a niche loan program.

By Aman Johal | Nov. 13, 2018

The movement’s membership base is growing. How are credit unions responding?

By Maya Neuman | Nov. 13, 2018

Lending is strong, asset quality is, too, as third quarter performance data rolls in.

By Marc Rapport | Nov. 12, 2018

The Save My Change program at Community First of Florida helps members build savings and the credit union build interchange income.

By Rebecca Wessler | Nov. 12, 2018

Five can't-miss data points this week on CreditUnions.com.

By Erik Payne | Nov. 6, 2018

How two credit unions are adjusting their strategies to serve members and the cooperative.

By Rebecca Wessler | Nov. 5, 2018

Five can't-miss data points this week on CreditUnions.com.

By Marc Rapport | Nov. 5, 2018

Many credit unions with high loan balances are in pricey areas and serve tightly knit SEGs.

By SWBC | Nov. 5, 2018

Trained professionals help ensure credit union members receive quality services from a third-party collector.

By Erik Payne | Nov. 5, 2018

How a piece of physical collateral educated members on the benefits of digital wallets and increased card usage at the same time.

By Sharon Simpson | Nov. 5, 2018

Black Friday specials at Service Credit Union offer a way to show members and staff some appreciation.

By Maya Neuman | Nov. 5, 2018

Total loans at U.S. credit unions increased by 9.7% in the second quarter of 2018 and reached an all-time high.

By CU Student Choice | Oct. 22, 2018

Credit unions have carved out a strong niche in providing responsible lending that fills a critical need for many thousands of families ever year.

By MeridianLink, Inc. | Oct. 22, 2018

Custom scorecards help lenders make more efficient decisions by providing more precision in targeting applications with a lower risk profile for that specific institution.

By Marc Rapport | Oct. 17, 2018

First Tech FCU goes all in on student debt refinancing, with a suite of products and a team of in-house advisors working to meet specific needs of members.

By Erik Payne | Oct. 8, 2018

Fort Knox FCU is raising rates on its money market account to discourage members from taking their business elsewhere.

By Sam Taft | Oct. 1, 2018

What credit unions need to know about members, lending, asset quality, share balances, and more at second quarter 2018.

By Marc Rapport | Oct. 1, 2018

A growing list of cash-back rewards for member engagement is a linchpin of Rogue Credit Union’s loyalty strategy.

By Samantha Cristobal | Oct. 1, 2018

Total auto balances were on the rise as annual growth hit 10.6% in the second quarter of 2018.

By Aman Johal | Oct. 1, 2018

Although credit card penetration rates held steady at 17.3%, credit card loan balances increased 9.1% annually.

By Maya Neuman | Oct. 1, 2018

The credit union loan portfolio surpassed $1.0 trillion in the second quarter of 2018. Dig deep into this piece of the balance sheet.

By Aman Johal | Oct. 1, 2018

As the industry looks for ways to accelerate deposits, it appears Iowa credit unions are ahead of the curve with higher than average share growth.

By Erik Payne | Sept. 10, 2018

In search of liquidity, Day Air Credit Union introduces a five-year certificate at 3.05% APY.

By Rebecca Wessler | Sept. 3, 2018

Based on August traffic (and our editorial instincts), here are the top articles and blogs that appeared on CreditUnions.com.

By Samantha Cristobal | Aug. 28, 2018

As membership climbs higher, the variety and number of accounts members hold also rises.

By Rebecca Wessler | Aug. 27, 2018

Five can’t-miss data points this week on CreditUnions.com.

By Aman Johal | Aug. 27, 2018

Asset quality is stronger than one year ago as 2018 shapes up to be the best year for delinquency since the Great Recession.

By Liz Furman | Aug. 27, 2018

Different generations require different conversations. This interactive series shows how credit unions can serve all ages.

By Erik Payne | Aug. 22, 2018

Loans, liquidity, and credit union love. How did credit unions perform in the second quarter?

By Liz Furman | Aug. 20, 2018

Different generations require different conversations. This interactive series shows how credit unions can serve all ages.

By Maya Neuman | Aug. 20, 2018

As loan growth outpaces deposit growth, the industry loan-to-share ratio reaches 82.9%.

By Erik Payne | Aug. 16, 2018

How Las Colinas FCU’s student-run branches in area elementary schools help hone a savings habit.

By Erik Payne | Aug. 13, 2018

In a world of rising healthcare deductibles, one Keystone State cooperative is using health savings accounts to help members take control of their finances.

By Aman Johal | Aug. 13, 2018

Balances as well as delinquencies for credit union credit cards were on the rise in the first quarter of the year.

By Callahan & Associates | Aug. 9, 2018

A panel of Callahan millennials discuss how credit unions can better understand and engage first-time home-buyers.

By Erik Payne | Aug. 8, 2018

Homebuying can be scary. Jeanne D’Arc’s housewarming parties help members cut loose and celebrate a new stage of life.

By Erik Payne | Aug. 7, 2018

Everence FCU lives out the principle of stewardship through loan, investment, and deposit products.

By Rebecca Wessler | Aug. 6, 2018

Five can’t-miss data points this week on CreditUnions.com.

By Sharon Simpson | Aug. 6, 2018

A loan doesn’t have to be massive to be mighty. These high-impact programs have an outsize effect on members and communities.

By Fannie Mae | Aug. 6, 2018

How BECU uses Fannie Mae HomeReady Mortgage program and financial education to enable members to buy their homes.

By SWBC | Aug. 6, 2018

Software tools can help a credit union’s collection staff be more productive while providing better service.

By Ian Melhorn | Aug. 6, 2018

First quarter lending at credit unions contributed to an expanding balance sheet.

By Rebecca Wessler | Aug. 1, 2018

Based on July traffic (and our editorial instincts), here are the top articles and blogs that appeared on CreditUnions.com.

By Rebecca Wessler | July 30, 2018

Five can’t-miss data points this week on CreditUnions.com.

By Marc Rapport | July 30, 2018

Future losses will soon be part of the equation for calculating reserves, and there’s much work to be done.

By Erik Payne | July 30, 2018

Technology Credit Union has repositioned its balance sheet to prepare for today’s rate environment.

By Aman Johal | July 30, 2018

Real estate loans are among the best performing loans in the credit union portfolio. See what happened in the first three months of the year.

By Marc Rapport | July 23, 2018

A CFO-led team of four specialists and an intern collaborate across the enterprise at the world’s largest university credit union.

By Samantha Cristobal | July 9, 2018

Despite numbering only 19, credit unions in Vermont turned out an impressive performance.

By Rebecca Wessler | July 2, 2018

Based on June traffic (and our editorial instincts), here are the top articles and blogs that appeared on CreditUnions.com.

By Liz Furman | July 2, 2018

Credit union auto lending growth revs up top-line growth.

By Rebecca Wessler | July 2, 2018

Five can’t-miss data points this week on CreditUnions.com.

By Erik Payne | July 1, 2018

Jeanne D’Arc serves members of all incomes with one goal in mind: Help them better their financial lives.

By Erik Payne | June 25, 2018

An updated LOS operating system prompted TruStone Financial to re-evaluate its own loan processes.

By Rebecca Wessler | June 18, 2018

Five can’t-miss data points this week on CreditUnions.com.

By Rebecca Wessler | June 11, 2018

Five can’t-miss data points this week on CreditUnions.com.

By Liz Furman | June 11, 2018

Student lending at credit unions increased 14.0% to $4.0 billion in the first quarter of 2018. Test your knowledge of student lending in this data quiz.

By Rebecca Wessler | June 4, 2018

Based on May traffic (and our editorial instincts), here are the top articles and blogs that appeared on CreditUnions.com.

By Rebecca Wessler | June 4, 2018

Five can’t-miss data points this week on CreditUnions.com.

By Sentinel Warranty | June 4, 2018

Auto warranties increase revenue and member engagement while reducing repossession rates by up to 50%.

By SWBC | June 4, 2018

Rise above the competitive pool to win business.

By Erik Payne | June 4, 2018

Kemba’s automated indirect decisioning engine reduces the work load of human underwriters while improving the member experience.

By Marc Rapport | June 4, 2018

Three credit unions share how one-to-one lending has helped them build business and increase engagement with members.

By Liz Furman | June 4, 2018

Take this industry performance pop quiz from Callahan & Associates to learn about trends in credit union auto lending.

By Samantha Cristobal | June 4, 2018

How has the credit union auto loan portfolio changed over the past 20 years? Take this interactive infographic on a test drive to learn more.

By Ian Melhorn | June 1, 2018

CU Direct’s Drive ’18 conference digs into loan participations and stage performances.

By Rebecca Wessler | May 29, 2018

Five can’t-miss data points this week on CreditUnions.com.

By Marc Rapport | May 28, 2018

How 121 Financial’s own members serve as a catalyst for business lending and services growth at the Florida cooperative.

By Rebecca Wessler | May 21, 2018

Five can’t-miss data points this week on CreditUnions.com.

By Marc Rapport | May 21, 2018

Roughrider cooperatives build on a tradition of personal service and expert knowledge to sow the seeds of lending success.

By Erik Payne | May 21, 2018

Silver State Schools’ savings program has helped students in low-income schools tuck away more than $250,000 in five years.

By Harland Clarke | May 14, 2018

Alerts, seamless experiences, and turnkey deployment comprise this holistic approach.

By Elan Financial Services | May 14, 2018

How credit unions can prevent and respond to credit card fraud risks.

By Sam Taft | May 14, 2018

Numbers show that credit unions engaged with multi-owned CUSOs outperform those who aren’t.

By Erik Payne | May 8, 2018

After the Category 4 Hurricane Harvey decimated parts of southeastern Texas, TDECU vowed to keep 100% of its members in their homes.

By Marc Rapport | May 7, 2018

The opening day at Card Forum 2018 reveals insight about artificial intelligence and real human beings that credit unions can better reach out to and engage.

By Rebecca Wessler | May 7, 2018

Five can’t-miss data points this week on CreditUnions.com.

By SWBC | May 7, 2018

Credit unions have available and need to deploy the same kind of consumer-friendly lending options their larger competitors are providing.

By Marc Rapport | May 7, 2018

Teamwork and a new software system helped the Chicago cooperative execute a transformational change.

By Marc Rapport | May 7, 2018

Quicken Loans might be underpinning the revitalization of Detroit, but financial cooperatives are serving the long-awaited renaissance in their own ways.

By Liz Furman | May 7, 2018

Credit unions headquartered in the Central Region reported more loan accounts per members than those headquartered in other states. In what other areas did these cooperatives excel?

By Erik Payne | May 7, 2018

Three Callahan millennials talk about what it takes to buy a home, from the emotional connection to setting long-term savings goals.

By Erik Payne | May 1, 2018

Veterans programs, financial wellness, and food donation are three ways the Kentucky credit union serves its local citizens.

By Ian Melhorn | April 30, 2018

What credit unions need to know about members, lending, asset quality, share balances, and more at year-end 2017.

By Rebecca Wessler | April 23, 2018

Five can’t-miss data points this week on CreditUnions.com.

By Maya Neuman | April 23, 2018

Real estate lending continues to dominate the loan portfolio, with first mortgage lending taking the largest share.

By Ian Melhorn | April 23, 2018

Credit unions in the Mid-Atlantic reported faster MBL growth than credit unions outside the region. In what other areas did these Mid-Atlantic cooperatives excel?

By Maya Neuman | April 16, 2018

Credit union loan originations reached an all-time high of $485.55 billion, growing at a rate of 5.2% over the past 12-months.

By Ian Melhorn | April 16, 2018

Credit unions continue to invest in local businesses within their communities in 2017.

By Maya Neuman | April 16, 2018

At 34.7% of the industry’s loan portfolio, auto loans were important to credit unions of every size across the country in 2017.

By Erik Payne | April 11, 2018

Takeaways from the second day of the 2018 LendIt Fintech conference.

By Erik Payne | April 10, 2018

Three takeaways from the first day of the 2018 LendIt Fintech conference.

By Erik Payne | April 4, 2018

Lottery-driven savings accounts through state leagues and individual credit unions add an element of excitement to a positive financial behavior.

By Rebecca Wessler | April 3, 2018

Based on March traffic (and our editorial instincts), here are the top articles and blogs that appeared on CreditUnions.com.

By Worldpay Inc. | April 2, 2018

Proactive steps and working with the processor can help mitigate the potential damage.

By SWBC | April 2, 2018

Mini-houses, alternative leasing options, robust apps, are just part of the opportunity and challenges for serving a generation about to inherit trillions.

By Liz Furman | April 1, 2018

At year-end 2016, see which credit unions lead the way in six key cooperative metrics.

By Callahan & Associates | March 30, 2018

Callahan & Associates welcomes Emmy Hill, retail deposit product manager for UFCU, and Laurie Thomas, member operations manager for Credit Human, for a discussion of how both credit unions — and their members — benefit from a member-sharing agreement.

By Marc Rapport | March 28, 2018

Callahan’s annual Executive Outlook Survey shines a light on the economic challenges and opportunities for credit unions in the months ahead.

By Callahan & Associates | March 27, 2018

Learn how DCU structured its participations program and what key lessons leaders have learned along the way.

By Rebecca Wessler | March 26, 2018

Five can’t-miss data points this week on CreditUnions.com.

By Erik Payne | March 26, 2018

How an FHLB down payment assistance program helps Empower FCU build a purchase-heavy real estate portfolio.

By Victoria Taylor | March 26, 2018

This millennial couple is moving into a mortgage. Follow their first-time homebuyer story.

By Marc Rapport | March 19, 2018

Feedback from Callahan’s 2018 Executive Outlook Survey identifies industry challenges and opportunities for the months ahead.

By Sharon Simpson | March 19, 2018

A $112 million loan financed through a consortium of credit unions shines a light on the impact of the cooperative model in rural America.

By Rebecca Wessler | March 19, 2018

Five can’t-miss data points this week on CreditUnions.com.

Partner Perspective
Recovering Your Collection Costs

By Account Control Technology, Inc. | March 19, 2018

Infinitives and past-tense participles? Contractual language proves crucial in collections cost provisions and the cases that could follow.

By Sam Taft | March 12, 2018

In a changing economic environment, balance sheet management is top-of-mind with credit union executives.

By Rebecca Wessler | March 6, 2018

Based on February traffic (and our editorial instincts), here are the top articles and blogs that appeared on CreditUnions.com.

By Aman Johal | March 5, 2018

Early data trends help leaders prepare for year-end analysis.

By Samantha Cristobal | March 1, 2018

Both the average share balance and average share accounts per member for New York credit unions was higher than national averages.

By Marc Rapport | March 1, 2018

The company's new Retail and Services Solution provides end-to-end lending and account opening across multiple channels through a single back-end.

By Callahan & Associates, Inc. | Feb. 28, 2018

A strong operation in rural Minnesota helps SouthPoint Financial Credit Union meet members where they are.

By Ian Melhorn | Feb. 26, 2018

The confluence of technology, research, capital, and optimism has given rise to a frenetic pace of innovation.These four will have far-reaching effects on credit unions everywhere. Part 2: Autonomous Vehicles In A Connected World.

By Rebecca Wessler | Feb. 26, 2018

Five can’t-miss data points this week on CreditUnions.com.

By Marc Rapport | Feb. 26, 2018

How data analytics and life experience drive record auto loan production at Oregon Community Credit Union.

By Victoria Taylor | Feb. 26, 2018

This millennial couple is moving into a mortgage. Follow their first-time homebuyer story.

By Marc Rapport | Feb. 25, 2018

New solutions to old problems highlight the small credit union roundtable as CUNA’s big annual conference gets underway.

By Rebecca Wessler | Feb. 20, 2018

Five can’t-miss data points this week on CreditUnions.com.

By Callahan & Associates | Feb. 15, 2018

Join the CreditUnions.com team for our inaugural Innovation Series, where four hand-picked lending solutions providers share their awesome innovations with you.

By Erik Payne | Feb. 14, 2018

Changes in auto lending and questions of liquidity highlight credit union performance in the fourth quarter of 2017.

By Aman Johal | Feb. 12, 2018

Innovative consumer loan and financial education products have helped BECU perform admirably in asset quality.

By Maya Neuman | Feb. 12, 2018

Is a digital footprint really that important? You bet your bottom dollar.

By Rebecca Wessler | Feb. 6, 2018

The 2018 Innovation Series presented by CreditUnions.com shows readers what cutting-edge suppliers are doing for the market.

By Ian Melhorn | Feb. 5, 2018

Real estate penetration at the Pine Tree State credit union reached 30.65% in the fourth quarter 2017.

By Rebecca Wessler | Feb. 5, 2018

Five can’t-miss data points this week on CreditUnions.com.

By PSCU | Feb. 5, 2018

Efficiency on the back end and heightened satisfaction on the front end await the credit union that deploys a robust LOS.

By CU Student Choice | Feb. 5, 2018

Credit unions can help their employees via targeted financial education and repayment assistance, and potentially strengthen SEG relationships, with new benefits tied to student loans.

By Marc Rapport | Feb. 5, 2018

Community Choice Credit Union kept lending while the economy tanked and now is riding a new wave of MBL activity.

By Rebecca Wessler | Feb. 5, 2018

Based on January traffic (and our editorial instincts), here are the top articles and blogs that appeared on CreditUnions.com.

By Sam Taft | Feb. 5, 2018

Growth percentiles in major lending categories highlight opportunity and success in the credit union loan portfolio.

By Samantha Cristobal | Jan. 31, 2018

Aggregate credit card balances outstanding at credit unions reached a record high at third quarter 2017.

By Marc Rapport | Jan. 29, 2018

In search of a new strategy to raise deposits, Credit Human partners with University FCU in a one-of-a-kind member-sharing arrangement.

By Rebecca Wessler | Jan. 22, 2018

Five can’t-miss data points this week on CreditUnions.com.

By Sharon Simpson | Jan. 22, 2018

When the loan-to-share ratio at UICCU topped 100%, and continued to grow, the Hawkeye State credit union adopted a three-pronged funding strategy.

By Rebecca Wessler | Jan. 8, 2018

Four can’t-miss data points this week on CreditUnions.com.

By Marc Rapport | Jan. 8, 2018

The Wisconsin credit union is adding length to its investments to make up for lost income in indirect lending.

By Marc Rapport | Jan. 8, 2018

Charlotte Metro Credit Union manages risk while growing business deposits and loans faster than credit union averages.

By Ian Melhorn | Jan. 1, 2018

MBL originations grow 10 percentage points faster than last year.

By Rebecca Wessler | Jan. 1, 2018

Five can’t-miss data points this week on CreditUnions.com.

By Ian Melhorn | Dec. 25, 2017

Credit unions make auto loans despite a slowdown in auto industry performance.

By Aman Johal | Dec. 25, 2017

First mortgages are on the rise as the real estate portfolio shifts.

By Rebecca Wessler | Dec. 25, 2017

Credit unions share their best practices with CreditUnions.com all year. Here, Callahan’s staff writers share their selections for a handful of lesser-known pieces that are worth revisiting.

By Rebecca Wessler | Dec. 25, 2017

Five can’t-miss data points this week on CreditUnions.com.

By Marc Rapport | Dec. 18, 2017

A range of rates and terms light up the credit union landscape around the world.

By Callahan & Associates | Dec. 4, 2017

This must-attend quarterly event for credit union leaders covers performance trends, industry success stories, and areas of opportunity.

By Ian Melhorn | Dec. 1, 2017

Credit unions across the nation have helped drive their local economies by increasing their investments in small business.

By Erik Payne | Dec. 1, 2017

New economic realities pushed SouthPoint Financial to expand into other segments of its loan portfolio. Here’s how it handled the exponential growth that followed.

By Maya Neuman | Dec. 1, 2017

Credit unions netted $24.2 billion in loans over the course of the third quarter.

By Erik Payne | Dec. 1, 2017

A strong operation in rural Minnesota helps SouthPoint Financial Credit Union meet members where they are.

By Ian Melhorn | Dec. 1, 2017

Credit unions have now posted 17 consecutive quarters of double-digit auto loan growth.

By Aman Johal | Dec. 1, 2017

Credit unions reported positive year-over-year balance sheet growth for all first mortgage lending products in the third quarter of 2017.

By Erik Payne | Dec. 1, 2017

The ANATOMY series is a quarterly, multi-feature profile that explores the strategies and analyzes the performance of an exemplary credit union.

By Ian Melhorn | Dec. 1, 2017

California credit unions outperformed national averages on both sides of the balance sheet. Average loan balance, average share balance, and average member relationship were all higher than the national averages.

By Liz Furman | Nov. 29, 2017

Earning assets are the majority of assets at credit unions. What factors impact how credit unions can leverage them?

By Erik Payne | Nov. 28, 2017

Member-first, not bank-lite. How did credit unions perform in the third quarter?

By Rebecca Wessler | Nov. 27, 2017

Five can’t-miss data points this week on CreditUnions.com.

By Maya Neuman | Nov. 21, 2017

Student lending at credit unions was up 13.7% in third quarter 2017.

By Rebecca Wessler | Nov. 20, 2017

Four can’t-miss data points this week on CreditUnions.com.

By Marc Rapport | Nov. 17, 2017

Why Shoreline Credit Union sold its stake in indirect lending.

By Erik Payne | Nov. 15, 2017

One millennial wonders if he will have to rent for the rest of his life.

By Rebecca Wessler | Nov. 13, 2017

Five can’t-miss data points this week on CreditUnions.com.

By Origence | Nov. 13, 2017

The right loan origination system can help ensure loan growth goals are met.

Understanding the role of family and technology can go a long way toward becoming the trusted agent for that most major of purchases.

By Fannie Mae | Nov. 13, 2017

Credit unions can use their traditional member service strength as an advantage in the digital age.

By CU Student Choice | Nov. 13, 2017

What are the key factors that credit unions must consider when implementing a private student lending program or managing an existing one?

Learn more about two channels of non-member deposits.

By Marc Rapport | Nov. 13, 2017

An Idaho credit union uses credit score analysis to build long-term relationships and the loan portfolio.

By Liz Furman | Nov. 13, 2017

Secondary market sales of burgeoning credit union mortgage share remains dominant, but credit unions are selling more loans to each other, too.

By Aman Johal | Nov. 13, 2017

New HMDA data shows how credit unions in different NCUA regions fared in 2016. And finally, loan purpose.

By Aman Johal | Nov. 8, 2017

New HMDA data shows how credit unions in different NCUA regions fared in 2016. Up now, loan type.

By Sam Taft | Nov. 7, 2017

In episode No. 836, Callahan's Senior Director of Industry Analysis Sam Taft joins the show to discuss trends in the mortgage market.

By Rebecca Wessler | Nov. 6, 2017

Five can’t-miss data points this week on CreditUnions.com.

By Auto Financial Group | Nov. 6, 2017

A look at the three essential factors to evaluate partners to help credit union leaders best serve members and ensure their institution can thrive in areas that are outside their core competencies.

By Aman Johal | Nov. 6, 2017

New HMDA data shows how credit unions in different NCUA regions fared in 2016. Up first, mortgage originations.

By Rebecca Wessler | Oct. 30, 2017

Five can’t-miss data points this week on CreditUnions.com.

By Erik Payne | Oct. 30, 2017

A Maryland credit union with a closed membership shows how its auto draft program is better for business than indirect lending.

By Liz Furman | Oct. 30, 2017

New HMDA data illuminates which credit unions, banks, and mortgage finance companies generate the most mortgages across the country.

By Callahan & Associates | Oct. 26, 2017

Callahan's analysts examine changes in market share at national, regional, and state levels using HMDA data.

By Rebecca Wessler | Oct. 23, 2017

Five can't-miss data points featured this week on CreditUnions.com.

By Liz Furman | Oct. 17, 2017

Did your state increase mortgage market share? See what state-level trends emerged with the recently released HMDA data.

By Rebecca Wessler | Oct. 16, 2017

Five can't-miss data points featured this week on CreditUnions.com.

By Erik Payne | Oct. 2, 2017

Hope and Latino Community credit unions share products expanding homeownership in communities of color.

By Erik Payne | Sept. 28, 2017

Politics, advocacy, and impact rule the day at the Opportunity Finance Network’s 2017 conference.

By Marc Rapport | Sept. 25, 2017

A new strategy at Purdue Federal has delivered a $1.5 million bump in interest income and an anticipated 3-basis-point jump in ROA.

By CU Student Choice | Sept. 25, 2017

The hottest employee benefit of 2017 could be a new opportunity for credit unions.

By Callahan & Associates | Sept. 22, 2017

In this webinar, John Felton, President and CEO of Southern Chautauqua Federal Credit Union discusses how the credit union's high engagement strategy enables it to take on lower-grade paper.

By Erik Payne | Sept. 18, 2017

MSUFCU looks inward to identify sticky products and save members millions.

By Elan Financial Services | Sept. 11, 2017

A focus on growing the credit card portfolio can yield growth among multiple loan touch points.

By Tim Mislansky | Sept. 7, 2017

Remember the 90s? That's the last time first-time homebuyers purchased homes at the same level as second quarter 2017.

By Victoria Taylor | Sept. 6, 2017

This millennial couple is moving into a mortgage. Follow their first-time homebuyer story.

By Greg Gonsalves | Sept. 1, 2017

At second quarter, annual credit card balance growth has hit its highest rate in the past 11 quarters.

By Ian Melhorn | Sept. 1, 2017