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High used car prices make buying out the residual on a leased vehicle a burgeoning business, and this New Jersey credit union is targeting that trade.
Vehicle production continues to suffer in 2022 and experts predict effects to ripple into 2023 and beyond.
Lenders reported a record year for originations in 2021 despite rising asset prices and rates increases, both of which were substantively driven by inflationary pressures.
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Vehicles are selling, but credit unions must consider the risks of financing less reliable used cars at all-time-high prices.
In today’s environment, credit unions will need to focus on modernizing their collection operations.
How residual based financing can help credit unions increase their auto loan volume.
First mortgage and used auto dominate the loan portfolio, but commercial lending is hitting an all-time high.
Past popular loan programs serve as inspiration for a new year of lending.
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