Lending

Auto

By Auto Financial Group | July 27, 2020

How residual based financing helps credit unions maintain and even increase loan volume in an uncertain environment.

By Aman Johal | June 30, 2020

Decreased consumer spending and a pronounced pullback from indirect lending programs contributed to slower auto loan growth at credit unions in the first quarter of 2020.

By Max Manalo-LeClair | June 29, 2020

This Fourth of July, Callahan & Associates is celebrating patriotically named credit unions with a look at how they return value to their member-owners.

 

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By Callahan & Associates | May 25, 2020

Looking for new solutions to help your credit union navigate this crisis? Check out these featured credit union suppliers that are delivering cutting-edge products and services.

By Callahan & Associates | May 21, 2020

Looking for new solutions to help your credit union navigate this crisis? Check out these featured credit union suppliers that are delivering cutting-edge products and services.

By Callahan & Associates | May 14, 2020

Looking for new solutions to help your credit union navigate this crisis? Check out these featured credit union suppliers that are delivering cutting-edge products and services.

By ACES Risk Management (ARMCO) | April 27, 2020

The new ACES Consumer platform from ARMCO automates audit and compliance processes while adding visibility and efficiency.

By Samantha Cristobal | April 16, 2020

Despite slowdowns in indirect lending and auto loan demand, auto penetration and market share remain strong at year-end.

By Origence | March 23, 2020

The new platform integrates origination across all loan types and adds CRM, analytics marketing, and more.

By SWBC | Feb. 3, 2020

Now is the time to evaluate your credit union’s collections operation.

By William Hunt | Feb. 3, 2020

Third quarter 2019 data shows that indirect loans still dominate the credit union industry’s auto portfolio, though momentum appears to have stalled in recent quarters.

By Aman Johal | Feb. 3, 2020

Despite slowing balance sheet growth, loan production picked up in the second half of the year, as the industry posted a record setting quarter in the three months ending September 2019.

By Michael Blackman | Dec. 30, 2019

Despite slowing consumer demand across the country, auto loans remain big business for credit unions. However, this is a segment worth tracking in the months to come.

By Rebecca Wessler | Dec. 23, 2019

Five ways to serve members by providing the credit they need, when they need it.

By Callahan & Associates | Dec. 9, 2019

Looking for new solutions? Check out these featured credit union suppliers.

By Rebecca Wessler | Nov. 4, 2019

Five can't-miss data points this week on CreditUnions.com.

By Auto Financial Group | Nov. 4, 2019

Current vehicle sales trends signal shifts in consumer preferences.

Partner Perspective
How To Loan More With Less Risk

By Open Lending | Oct. 28, 2019

Open Lending’s lenders protection tools calculate risk and then insures loans through third-party carriers.

By Aman Johal | Sept. 20, 2019

Utah credit unions reported robust annual deposit and loan growth.

By Rebecca Wessler | Aug. 5, 2019

Five can't-miss data points this week on CreditUnions.com.

By Rebecca Wessler | July 2, 2019

Based on June traffic (and our editorial instincts), here are the top articles and blogs that appeared on CreditUnions.com.

By Auto Financial Group | June 24, 2019

How residual based financing helps credit unions keep up with a changing auto lending landscape.

By Rebecca Wessler | June 3, 2019

Five can't-miss data points this week on CreditUnions.com.

By CULA | June 3, 2019

In a challenging economy credit unions must choose loan products that efficiently maximize returns.

By Marc Rapport | June 3, 2019

The Florida cooperative uses direct mail and digital techniques, plus a guarantee of 2 percentage points less than the member is paying now.

By Samantha Cristobal | June 3, 2019

Since year-end 2017, credit unions have gone from financing 19.7% of auto loans on the market to 20.5%.

By Aman Johal | June 3, 2019

Annual growth in auto loans was the fastest of any major loan product at U.S. credit unions. Dig deeper to learn why.

By Samantha Cristobal | June 1, 2019

Credit unions in Missouri turned out impressive auto loan penetration and overall asset quality.

By Samantha Cristobal | April 1, 2019

Florida credit unions reported year-over-year growth in deposits and loans in addition to reporting the highest share draft penetration of any state in the nation.

By Marc Rapport | March 18, 2019

Twenty-five years in, the Treasury Department program’s roster is dominated by member-owned cooperative financial institutions, who find a precise mission fit.

By Maya Neuman | Feb. 21, 2019

As lending rolls along at U.S. credit unions, members show their appreciation by making timely payments.

By Rebecca Wessler | Feb. 4, 2019

Five can't-miss data points this week on CreditUnions.com.

By SWBC | Feb. 4, 2019

Protecting consumers and lenders alike takes on new urgency as sticker prices surge and loan terms lengthen.

By Rebecca Wessler | Feb. 4, 2019

Based on January traffic (and our editorial instincts), here are the top articles and blogs that appeared on CreditUnions.com.

By Rebecca Wessler | Jan. 28, 2019

Five can't-miss data points this week on CreditUnions.com.

By Aman Johal | Jan. 28, 2019

Auto market share and penetration rates increased at U.S. credit unions in the third quarter of 2018 even as indirect lending growth slowed.

By Aman Johal | Dec. 24, 2018

Total auto balances were on the rise as annual growth surpassed 10.8% in the third quarter of 2018.

By Rebecca Wessler | Dec. 24, 2018

Five can't-miss data points this week on CreditUnions.com.

By Erik Payne | Dec. 10, 2018

From conservative shop to risk-taker, Infinity FCU shares its five-year transformation into new loan products and C-D-E credit tier members.

By Aman Johal | Nov. 15, 2018

Membership growth, earnings gap, and lending market share — find out how credit unions performed in the third quarter.

By Aman Johal | Nov. 13, 2018

The movement’s membership base is growing. How are credit unions responding?

By Maya Neuman | Nov. 13, 2018

Lending is strong, asset quality is, too, as third quarter performance data rolls in.

By Erik Payne | Nov. 6, 2018

How two credit unions are adjusting their strategies to serve members and the cooperative.

By Samantha Cristobal | Oct. 1, 2018

Total auto balances were on the rise as annual growth hit 10.6% in the second quarter of 2018.

By Samantha Cristobal | Aug. 28, 2018

As membership climbs higher, the variety and number of accounts members hold also rises.

By Erik Payne | Aug. 7, 2018

Everence FCU lives out the principle of stewardship through loan, investment, and deposit products.

By Ian Melhorn | Aug. 6, 2018

First quarter lending at credit unions contributed to an expanding balance sheet.

By Rebecca Wessler | Aug. 1, 2018

Based on July traffic (and our editorial instincts), here are the top articles and blogs that appeared on CreditUnions.com.

By Rebecca Wessler | July 2, 2018

Based on June traffic (and our editorial instincts), here are the top articles and blogs that appeared on CreditUnions.com.

By Liz Furman | July 2, 2018

Credit union auto lending growth revs up top-line growth.

By Rebecca Wessler | July 2, 2018

Five can’t-miss data points this week on CreditUnions.com.

By Rebecca Wessler | June 4, 2018

Five can’t-miss data points this week on CreditUnions.com.

By Sentinel Warranty | June 4, 2018

Auto warranties increase revenue and member engagement while reducing repossession rates by up to 50%.

By SWBC | June 4, 2018

Rise above the competitive pool to win business.

By Erik Payne | June 4, 2018

Kemba’s automated indirect decisioning engine reduces the work load of human underwriters while improving the member experience.

By Marc Rapport | June 4, 2018

Three credit unions share how one-to-one lending has helped them build business and increase engagement with members.

By Liz Furman | June 4, 2018

Take this industry performance pop quiz from Callahan & Associates to learn about trends in credit union auto lending.

By Samantha Cristobal | June 4, 2018

How has the credit union auto loan portfolio changed over the past 20 years? Take this interactive infographic on a test drive to learn more.

By Rebecca Wessler | May 21, 2018

Five can’t-miss data points this week on CreditUnions.com.

By Marc Rapport | May 7, 2018

Teamwork and a new software system helped the Chicago cooperative execute a transformational change.

By Maya Neuman | April 16, 2018

At 34.7% of the industry’s loan portfolio, auto loans were important to credit unions of every size across the country in 2017.

By SWBC | April 2, 2018

Mini-houses, alternative leasing options, robust apps, are just part of the opportunity and challenges for serving a generation about to inherit trillions.

By Aman Johal | March 5, 2018

Early data trends help leaders prepare for year-end analysis.

By Callahan & Associates, Inc. | Feb. 28, 2018

A strong operation in rural Minnesota helps SouthPoint Financial Credit Union meet members where they are.

By Ian Melhorn | Feb. 26, 2018

The confluence of technology, research, capital, and optimism has given rise to a frenetic pace of innovation.These four will have far-reaching effects on credit unions everywhere. Part 2: Autonomous Vehicles In A Connected World.

By Marc Rapport | Feb. 26, 2018

How data analytics and life experience drive record auto loan production at Oregon Community Credit Union.

By Marc Rapport | Feb. 25, 2018

New solutions to old problems highlight the small credit union roundtable as CUNA’s big annual conference gets underway.

By Erik Payne | Feb. 14, 2018

Changes in auto lending and questions of liquidity highlight credit union performance in the fourth quarter of 2017.

By Aman Johal | Feb. 12, 2018

Innovative consumer loan and financial education products have helped BECU perform admirably in asset quality.

By Rebecca Wessler | Feb. 6, 2018

The 2018 Innovation Series presented by CreditUnions.com shows readers what cutting-edge suppliers are doing for the market.

By Rebecca Wessler | Feb. 5, 2018

Five can’t-miss data points this week on CreditUnions.com.

By Sam Taft | Feb. 5, 2018

Growth percentiles in major lending categories highlight opportunity and success in the credit union loan portfolio.

By Ian Melhorn | Dec. 25, 2017

Credit unions make auto loans despite a slowdown in auto industry performance.

By Rebecca Wessler | Dec. 25, 2017

Credit unions share their best practices with CreditUnions.com all year. Here, Callahan’s staff writers share their selections for a handful of lesser-known pieces that are worth revisiting.

By Rebecca Wessler | Dec. 25, 2017

Five can’t-miss data points this week on CreditUnions.com.

By Erik Payne | Dec. 1, 2017

New economic realities pushed SouthPoint Financial to expand into other segments of its loan portfolio. Here’s how it handled the exponential growth that followed.

By Erik Payne | Dec. 1, 2017

A strong operation in rural Minnesota helps SouthPoint Financial Credit Union meet members where they are.

By Ian Melhorn | Dec. 1, 2017

Credit unions have now posted 17 consecutive quarters of double-digit auto loan growth.

By Rebecca Wessler | Nov. 20, 2017

Four can’t-miss data points this week on CreditUnions.com.

By Marc Rapport | Nov. 17, 2017

Why Shoreline Credit Union sold its stake in indirect lending.

By Rebecca Wessler | Nov. 13, 2017

Five can’t-miss data points this week on CreditUnions.com.

By Origence | Nov. 13, 2017

The right loan origination system can help ensure loan growth goals are met.

By Auto Financial Group | Nov. 6, 2017

A look at the three essential factors to evaluate partners to help credit union leaders best serve members and ensure their institution can thrive in areas that are outside their core competencies.

By Rebecca Wessler | Oct. 30, 2017

Five can’t-miss data points this week on CreditUnions.com.

By Erik Payne | Oct. 30, 2017

A Maryland credit union with a closed membership shows how its auto draft program is better for business than indirect lending.

By Rebecca Wessler | Oct. 23, 2017

Five can't-miss data points featured this week on CreditUnions.com.

By Callahan & Associates | Sept. 22, 2017

In this webinar, John Felton, President and CEO of Southern Chautauqua Federal Credit Union discusses how the credit union's high engagement strategy enables it to take on lower-grade paper.

By Erik Payne | Sept. 18, 2017

MSUFCU looks inward to identify sticky products and save members millions.

By Elan Financial Services | Sept. 11, 2017

A focus on growing the credit card portfolio can yield growth among multiple loan touch points.

By Ian Melhorn | Sept. 1, 2017

From a macro perspective, the auto industry is facing a headwind. On a positive note, credit union auto lending performance remains strong; the rate of growth, however, is a mixed bag.

By Rebecca Wessler | Aug. 21, 2017

Five can't-miss data points featured this week on CreditUnions.com.

By Ian Melhorn | Aug. 17, 2017

In the second quarter of 2017, the credit union auto market share and portfolio expanded despite declines in auto production and sales.

By Ian Melhorn | Aug. 10, 2017

Heritage Community Credit Union continues to lend amid declines in auto production and sales.

By Marc Rapport | July 24, 2017

Managing risk and building relationships helps two small credit unions lend to C-D-E-paper borrowers.

By Maya Neuman | July 1, 2017

Auto loans, the second-largest component of the credit union loan portfolio, expanded 13.8% over the past 12 months.

By Callahan & Associates | June 26, 2017

In this webinar, Anheuser-Busch Employees Credit Union dishes on its auto balloon program, including how the St. Louis-based identified the opportunity and implemented the loan, and how the program has fared.

By Liz Furman | June 19, 2017

In this interview with CUbroadcast's Mike Lawson, Callahan industry analyst Liz Furman highlights auto lending trends and more from CU Direct's DRIVE17.

By Liz Furman | June 7, 2017

Takeaways from CU Direct’s DRIVE17 include the importance of speed, the impact of innovation, and improvements in dealer relationships.

By Erik Payne | May 31, 2017

One report believes automated cars will be road ready by 2021. From then, the world will change fast.

By Rebecca Wessler | May 22, 2017

Five can't-miss data points featured this week on CreditUnions.com.

By Greg Gonsalves | May 22, 2017

When it comes to building a strong auto portfolio, there are ways to serve members outside the traditional loan.

By Greg Gonsalves | May 8, 2017

The story behind Golden 1 Credit Union's 35.5% auto loan growth.

By Sam Taft | May 8, 2017

Credit unions lent $461.2 billion throughout 2016, surpassing 2015 totals by 12.3%. See how top, middle, and lagging performers differed.

By Rebecca Wessler | May 1, 2017

Five can't-miss data points featured this week on CreditUnions.com.

By Marc Rapport | May 1, 2017

A Cleveland credit union is one of only seven of its size in the country that makes auto leases, and it does a lot of them.

By Sharon Simpson | May 1, 2017

How a hybrid indirect business model helps a Palmetto State credit union earn auto loan referrals and new member face time.

By Sam Taft | May 1, 2017

Credit unions captured 18.0% of the auto lending market in the fourth quarter. That's an increase over one year ago. Where is that growth coming from?

By Marc Rapport | May 1, 2017

The St. Louis-based credit union makes a nice niche business out of a lease-like product.

By Callahan & Associates | April 10, 2017

Twenty-eight graphs, charts, and maps that evaluate credit union performance in the fourth quarter of 2016.

By Callahan & Associates, Inc. | March 23, 2017

Callahan & Associates and Jim Minge discuss how Texas Trust determined its goals, laid out its plan, and worked its 5-year strategy.

By Sharon Simpson | March 20, 2017

When Keys FCU put itself into voluntary conservatorship in 2009, its leaders and staff knew rebuilding together was the only way to save the credit union.

By Origence | March 6, 2017

The inability to properly measure, manage, and predict risk appropriately has been the ruin of many a lender.

By Erik Payne | March 6, 2017

Credit Union of Southern California moved to a centralized lending environment in summer 2016. Here’s how the credit union built its team and adjusted policies.

By Ian Melhorn | March 6, 2017

The strong lending growth posted by U.S. credit unions in fourth quarter 2016 is an apt wrap-up for a successful year.

By Rebecca Wessler | March 6, 2017

Five can't-miss data points featured this week on CreditUnions.com.

By Greg Gonsalves | March 3, 2017

How America First, Mountain America, and Security Service divide and conquer the Utah auto market.

By Jon Jeffreys | March 2, 2017

This is not an indictment of large credit unions. Instead, I hope it’s a reminder to all of us of why we're here.

By Erik Payne | Feb. 22, 2017

Loans, member relationships, and sources of non-interest income. How did credit unions perform in fourth quarter?

By | Feb. 20, 2017

Which states rank top in the nation for credit union auto loan originations?

By Erik Payne | Feb. 20, 2017

How Texas Trust’s approach to lending, technology, and convenience paved the path to asset growth.

By Sam Taft | Feb. 13, 2017

Credit unions originated $343.6 billion through third quarter 2016 — that's an all-time record. See which areas contributed to this double-digit year-over-year growth.

By Greg Gonsalves | Feb. 13, 2017

Indirect loans are taking an ever-increasing share of the auto portfolio, but growth is not even across credit union location and size.

By Scott Patterson | Jan. 23, 2017

How automated automobiles threaten to disrupt American society and the credit union business.

By Rebecca Wessler | Jan. 17, 2017

Five can't-miss data points featured this week on CreditUnions.com.

By Erik Payne | Jan. 12, 2017

What the future holds for the venerable industry.

By Dahna Chandler | Jan. 11, 2017

Faced with a tight budget and generous opportunity, Northern FCU looked to work smarter, not harder.

By Liz Furman | Jan. 7, 2017

Credit unions have ramped up marketing efforts and are reaping the benefits.

By Erik Payne | Dec. 26, 2016

Eight strategies and lessons in managing one of the credit union industry’s largest assets.

By SWBC | Dec. 26, 2016

The Indiana credit union increased GAP sales by nearly 50% by thinking outside the vehicle protection box.

By Rebecca Wessler | Dec. 26, 2016

Five can't-miss data points featured this week on CreditUnions.com.

By Sharon Simpson | Dec. 19, 2016

University Credit Union in Orono, ME, creates new positions and titles to streamline its lending environment.

By Liz Furman | Dec. 12, 2016

Use these metrics to better understand what third quarter auto data means to a credit union’s loan portfolio.

By Callahan & Associates | Dec. 12, 2016

A monthly collection of Callahan content that, together, addresses a single topic from a variety of perspectives.

By Rebecca Wessler | Dec. 12, 2016

Six can't-miss data points featured this week on CreditUnions.com.

By Callahan & Associates | Dec. 1, 2016

Twenty-eight graphs, charts, and maps that evaluate credit union performance in the third quarter of 2016.

By Rebecca Wessler | Dec. 1, 2016

The year of the monkey is in the books. Say hello to the year of the rooster.

By Michelle Parker | Dec. 1, 2016

Besting national averages across various penetration and efficiency rates, financial cooperatives in the Keystone State are efficiently serving members and expanding books of business with their current staffing models.

By Erik Payne | Nov. 14, 2016

Freedom First’s microloan program helps low-income members build credit and a nest egg.

By Sam Taft | Nov. 7, 2016

Check out how the credit union loan portfolio fared in the first six months of 2016.

By Callahan & Associates | Oct. 31, 2016

Twenty-eight graphs, charts, and maps that evaluate credit union performance in the second quarter of 2016.

By Erik Payne | Oct. 28, 2016

How the Wyoming institution takes in stride the booms and busts of a mineral-based economy.

By Rebecca Wessler | Oct. 18, 2016

This quarter, Credit Union Strategy & Performance is all about showing off successes and looking forward to the future.

By Dwight Johnston | Oct. 18, 2016

What do jobs, houses, and autos say about the road ahead for credit unions?

By Liz Furman | Oct. 18, 2016

The Loan Star State has the highest number of credit unions at 475, and its stellar growth and member metrics evokes the saying “Don’t mess with Texas.”

By Michelle Parker | Oct. 10, 2016

How do credit unions in the Buckeye State stack up against regional peers?

By Liz Furman | Sept. 26, 2016

How do financial cooperatives in the Lone Star State stack up against other credit unions?

By Stephanie Clark | Sept. 4, 2016

Credit unions are serving members better than ever before, and these three graphs show just how much ground the cooperative industry has gained.

By Liz Furman | Aug. 22, 2016

Loans surpassed $800 billon in the first three months of the year. Here’s how to make sure the industry's growing portfolio stays strong.

By Sam Taft | Aug. 22, 2016

Growth percentiles in major lending categories highlight opportunity and success in the credit union loan portfolio.

By Liz Furman | Aug. 22, 2016

New car balances take up more of the portfolio, but big credit unions find big business in indirect lending.

By Stephanie Clark | Aug. 9, 2016

Second quarter lending puts credit unions on the path to another record-breaking year. As of June 2016, three loan products accounted for more than 81% of the annual growth.

By Erik Payne | July 11, 2016

Capitol Credit Union revamped policies, processes, and procedures to counter negative loan and member growth and once again achieve stable financial footing.

By Callahan & Associates | July 4, 2016

Twenty-eight graphs, charts, and maps that evaluate credit union performance in the first quarter of 2016.

By Marc Rapport | June 30, 2016

Future shock, building a credit union blockchain, and a sustainable initiative to create credit union awareness were all topics at America’s Credit Union Conference.

By Marc Rapport | June 23, 2016

New regs would provide a safe harbor under NCUA rule, but some say the effects could re-define small-dollar lending and sharply reduce availability.

By Liz Furman | June 6, 2016

Indirect auto lending overtook direct lending one year ago, and first quarter data shows no sign of a slow down.

By Origence | June 6, 2016

Indirect lending helps the credit union industry build market share amid booming auto sales.

Partner Perspective
Turning Lemons Into Lemonade

By SWBC | June 6, 2016

GAP insurance can help lenders make lemons out of lemonade in a time of low interest rates.

By Stephanie Clark | June 6, 2016

More than 19 million members hold an auto loan originated by a credit union. What does that mean for the industry’s auto loan portfolio?

By Erik Payne | June 6, 2016

Ohio-based Directions Credit Union has originated $104 million in auto leases since 2012. Here’s how.

By Matt Taylor | June 6, 2016

The Illinois credit union phased out its indirect lending efforts and posted major gains in its auto portfolio.

By Marc Rapport | June 6, 2016

Credit union ledgers show no froth amid larger financial industry reports about a growing subprime auto loan bubble.

By Rebecca Wessler | June 6, 2016

This week, CreditUnions.com looks at different sources of auto loans, from the indirect channel to leases, and considers the possibility of a subprime auto bubble.

By Marc Rapport | May 9, 2016

CAHP Credit Union underpins loan growth by building rapport with peace officers across the Golden State.

By Stephanie Clark | May 9, 2016

Credit union lending reached a record high of $796.5 billion in 2015 as cooperatives posted year-over-year growth in every major loan category.

By Erik Payne | April 30, 2016

How the Virginia-based institution introduced a culture of growth and set an ambitious goal for the end of the decade.

By Callahan & Associates | April 30, 2016

A break down of the industry’s financial performance and impact in fourth quarter 2015.

By Callahan & Associates | April 30, 2016

There are 20 credit unions that boast an auto loan penetration rate of more than 50%. Who are they?

By Erik Payne | April 7, 2016

How large of a player will Tesla become in the United States?

By Sam Taft | April 1, 2016

At year-end 2015, see which credit unions lead the way in six key cooperative metrics.

By Erik Payne | March 16, 2016

According to a recent J.D. Power report, the generation once thought to end car culture is now buying cars in higher numbers.

By Dahna Chandler | March 7, 2016

By turning a longstanding credit model on its head, BECU repriced $100 million in loans in 2015.

By SWBC | March 7, 2016

A solid indirect payment solution can lead to strong relationships with new borrowers and multiple potential income streams.

By Erik Payne | March 7, 2016

What are credit unions doing to better serve members during the auto-buying process?

By Stephanie Clark | March 7, 2016

Before year-end data closes the books on 2015, take a look at these successes in the credit union loan portfolio.

By Rebecca Wessler | March 7, 2016

This week, CreditUnions.com profiles a number of credit unions that are making lending more convenient for members.

By Sam Taft | Feb. 18, 2016

The nation’s credit unions made strides in fourth quarter 2015, setting records in originations and market share.

By Stephanie Clark | Feb. 3, 2016

2015 was a record breaking year across many metrics for credit unions. Auto lending was no exception, with auto loan balances projected to have reached an all-time high of $264.7 billion in December 2015.

By Victoria Taylor | Feb. 2, 2016

With more than 85% of the industry reporting in Callahan & Associates’ FirstLook Program, early data trends suggest another quarter of double-digit loan growth.

By Marc Rapport | Jan. 25, 2016

A California credit union buys loans to ease excess liquidity while a Colorado crew sells first mortgages to firefighters.

By Sharon Simpson | Jan. 25, 2016

A Q&A with Generations Federal Credit Union on how it improved its conversion ratio.

By Callahan & Associates, Inc. | Jan. 14, 2016

In this webinar, Kevin Kesecker, chief lending officer of SECU of Maryland, discusses loan participations and how to structure a deal that is attractive to both buyers and sellers.

By Callahan & Associates | Dec. 31, 2015

A break down of the industry’s financial performance and impact in third quarter 2015.

By Erik Payne | Dec. 28, 2015

Check out these 10 excellent auto lending strategies featured on CreditUnions.com in 2015.

By Rebecca Wessler | Dec. 28, 2015

This week, CreditUnions.com runs down some of the most actionable content from 2015. Use these programs and initiatives to provide a creative spark in 2016.

By Rebecca Wessler | Dec. 21, 2015

This week, CreditUnions.com runs down some of our best and most actionable content from 2015. Use these programs and initiatives to provide a creative spark for 2016.

By Marc Rapport | Dec. 21, 2015

Check out how these forward-leaning credit unions took advantage of a growing economy and responded to regulatory challenges to keep loans growing.

By Stephanie Clark | Nov. 19, 2015

Auto lending is the power behind this quarter’s never-before-seen lending activity. Here's why.

By Rebecca Wessler | Nov. 9, 2015

As the business model of credit unions evolves, leaders must decide how to allocate resources and where to invest time, money, and people.

By Erik Payne | Nov. 9, 2015

It’s taken more than a decade, but this Wisconsin credit union has fine-tuned its car-buying services to benefit members and increase its loan portfolio.

By Stephanie Clark | Aug. 26, 2015

Lending activity at America’s credit unions suggests members are making cooperatives their financial institution of choice.

By Ted Goldwyn | Aug. 24, 2015

Three credit unions without indirect lending take the road less traveled to increase loans and relationships.

By Rebecca Wessler | Aug. 24, 2015

Rescue loans, allowance for loan and lease losses, strategies for non-indirect auto loan growth, and more this week on CreditUnions.com.

By Sam Taft | Aug. 11, 2015

A 53% year-over-year increase in auto loans underpins strong lending performance at the Georgia credit union.

By Erik Payne | Aug. 3, 2015

How an auto loan helped this Washington credit union donate more than $14,000 to area schools.

By Erik Payne | Aug. 3, 2015

Stronger credit union-auto dealer partnerships can save members money and strengthen an institution’s bottom line.

Feature
Deals On Wheels

By Aaron Pugh | Aug. 3, 2015

How WSECU turned a coasting RV lending program into a true income vehicle.

By Rebecca Wessler | Aug. 3, 2015

Aging cars, consumer confidence, low unemployment, and near record-low interest rates have prompted more buyers to enter the auto market. So how can credit unions benefit in 2016?

Feature
Cars For Kids

By Callahan & Associates | July 31, 2015

A monthly collection of Callahan content that, together, addresses a single topic from a variety of perspectives.

By E.C. Harrison | July 13, 2015

The bi-state credit union moves 40% of indirect members into at least one other financial product.

By Callahan & Associates | July 1, 2015

A monthly collection of Callahan content that, together, addresses a single topic from a variety of perspectives.

By Callahan & Associates | June 29, 2015

A break down of the industry’s financial performance and impact in 1Q 2015.

By Sam Taft | June 9, 2015

No credit bubble in sight at CU Direct’s Automotive Lending and Marketing Conference.

By Origence | June 8, 2015

Assessing your credit union’s loan approval processes can show where automation can boost operational efficiency and member satisfaction.

By SWBC | June 1, 2015

Cross-selling is a key component in creating true value in your auto lending strategy and increasing member loyalty.

By Sam Taft | May 21, 2015

The strong growth in the auto portfolio drives gains in first quarter consumer lending for America’s credit unions.

By | May 15, 2015

Callahan & Associates analyzes year-over-year loan origination data as a part of Trendwatch 1Q 2015.

By Sam Taft | May 12, 2015

The Indiana credit union increased auto loans 39% over last year.

By Callahan & Associates | April 7, 2015

A break down of the industry’s financial performance and impact in 4Q 2014.

By Origence | March 2, 2015

Point-of-sale consumer lending in retail and medical services can help increase loan portfolios and distinguish local credit unions from large, universal banks.

By Janet Lee | March 2, 2015

Seven graphics highlight where the credit union industry gained the most momentum during the past year.

By Callahan & Associates | March 1, 2015

A monthly collection of Callahan content that, together, addresses a single topic from a variety of perspectives.

By Marc Rapport | Feb. 26, 2015

Equifax report buttresses evidence that subprime auto lending is opportunity for credit unions to do good while doing well.

By Sam Taft | Feb. 26, 2015

These seven charts highlight how things have changed in the past year and offer insight into what it means for credit unions moving forward.

By Sam Taft | Feb. 17, 2015

Non-real estate lending picks up at the Indiana credit union.

By Andrew Bolton | Feb. 12, 2015

A New Jersey credit union uses two channels to boost new auto loans in fourth quarter 2014.

By Callahan & Associates | Feb. 1, 2015

A monthly collection of Callahan content that, together, addresses a single topic from a variety of perspectives.

By IWS | Jan. 26, 2015

Competition among finance and insurance products in the dealer showroom is heating up.

By Drew Grossman | Jan. 26, 2015

When indirect lending margins at Orange County’s Credit Union started to shrink, the $1.2 billion cooperative injected life into its auto portfolio with a new focus, a fresh marketing campaign, and different metrics.

By Erik Payne | Jan. 26, 2015

Manatee Community Credit Union provides reliable transportation and financial education to vulnerable, low-income members.

By Marc Rapport | Jan. 26, 2015

At the close of 2014, the Beaver State cooperative was the No. 3 lender in Oregon, trailing only Wells Fargo and Toyota Motor Credit.

By Aaron Pugh | Jan. 26, 2015

In 2004, Redwood Credit Union took the leap from making auto loans to managing its own auto dealership. Now it has advice for others on how to do it, too.

By Rebecca Wessler | Jan. 26, 2015

This week, CreditUnions.com explores the ways four credit unions from across the country are poised to take advantage of a booming auto market.

By Callahan & Associates | Jan. 22, 2015

A break down of the industry’s financial performance and impact in 3Q 2014.

By Marc Rapport | Dec. 24, 2014

Leading vendor execs in the credit union space say economic growth and growing competition will make for an interesting next year.

By Rebecca Wessler | Dec. 22, 2014

Which loan strategies resonated with CreditUnions.com readers this year? Find out in this top 10 countdown.

By Marc Rapport | Dec. 15, 2014

A hub-and-spoke strategy and outbound calling are just two pieces of the strategic puzzle that Wright-Patt Credit Union pieced together for its move into a major new market.

Partner Perspective
The Future Of Auto Loans

By Origence | Nov. 14, 2014

Digital technologies have changed the auto-buying process, but superior customer service is never out of style.

By Andrew Bolton | Nov. 5, 2014

This northern Minnesota financial co-op boosted its consumer lending almost four times higher in the first nine months of 2014.

By Aaron Pugh | Oct. 27, 2014

Loan programs built with the priorities of young adults and first-time buyers in mind make auto ownership an attainable goal.

Partner Perspective
Shifting Power To The Member

By Origence | Oct. 14, 2014

Online search tools and personalized concierge service help savvy credit unions market vehicles and lending as a single event to members.

By Callahan & Associates | Oct. 13, 2014

A break down of the industry’s financial performance and impact in 2Q 2014.

By Marc Rapport | Oct. 7, 2014

NBC, NYT pieces on collections give credit unions pause for thought.

By Erik Payne | Sept. 29, 2014

While credit union auto portfolio has grown in recent years, here’s what institutions can do to further broaden their market reach in the face of competition.

By Rebecca Wessler | Aug. 20, 2014

The first six months of 2014 have been all about lending lending lending — and credit unions have the performance to prove it.

By Erik Payne | Aug. 8, 2014

What the performance of these credit agencies says about the auto industry.

By Brooke C. Stoddard | Aug. 4, 2014

The nation’s largest indirect auto lending program satisfies an army of dealers with consistency and service.

By Brooke C. Stoddard | Aug. 4, 2014

Besides consistency and speed, dealers appreciate lenders who refer members back to the dealership.

By Drew Grossman | Aug. 4, 2014

A larger market share gave Member One the leverage it needed to change how it compensated dealer partners.

By Drew Grossman | Aug. 4, 2014

Whether they substitute or augment your dealer relationships, car buying services can help support targeted strategies.

How Guaranteed Auto Protection and Vehicle Service Contract products can help.

By IWS | Aug. 4, 2014

Strengthen your strategy by asking three key questions.

By Origence | Aug. 4, 2014

How credit score migration analysis can identify opportunities and mitigate losses.

By Janet Lee | Aug. 4, 2014

From higher loan balances to lower delinquency rates, credit unions outperformed all other auto lenders in the first quarter.

By Catherine Siskos | Aug. 4, 2014

Payment holidays are popular for auto loans, but credit unions don’t want borrowers to get hooked on the privilege.

By Andrew Bolton | Aug. 4, 2014

Credit unions are benefitting from the low rates and improved confidence that are prompting consumers to purchase cars.

By Callahan & Associates | July 9, 2014

A break down of the industry’s financial performance and impact in 1Q 2014.

By Ser Technology Corp. | June 9, 2014

A consistent, targeted approach makes all the difference.

By Erik Payne | May 29, 2014

Auto and credit card loans lead the way.

By Andrew Bolton | March 26, 2014

Lending, originations, revenue, and membership all show how the state’s financial cooperatives have positioned themselves for success this year.

By Janet Lee | Feb. 24, 2014

Credit unions have much to celebrate when they visit their legislators during this year's GAC. Here are five significant ways credit unions impacted their communities and members in 2013.

By Aaron Pugh | Jan. 27, 2014

Being certified as a female-friendly business helped Great Lakes Credit Union reach untapped portions of its membership. Can a similar strategy help you?

By Aaron Pugh | Jan. 13, 2014

Heritage FCU demonstrates how a little creativity can go a long way in adapting traditional strategies to an evolving loan environment.

By Aaron Pugh | Jan. 10, 2014

Energy-efficient vehicles snag the top spot in some markets, while self-driving pioneers prepare for a future in the sun.

By Erik Payne | Jan. 9, 2014

What credit unions can learn from a Canadian bank’s 25% auto loan interest rate.

By Drew Grossman | Jan. 8, 2014

Kia AutoSport in Tallahassee, FL, home of the Florida State Seminoles, offered free cars if the Noles scored 56 points in the BCS National Championship.

By Sharon Simpson | Jan. 6, 2014

Georgia-based Associated Credit Union helps consumers understand auto loans and sensible rates.

By Mark Reed | Jan. 6, 2014

A surge in car sales helped credit unions grow auto loans in 2013.

By Aaron Pugh | Jan. 6, 2014

Dealer aggregation and loan discounts draw auto activity for a Phoenix credit union.

By Drew Grossman | Jan. 6, 2014

Car-sharing companies allow college students and city dwellers to forgo car ownership in favor of memberships that offer as-needed availability.

By Erik Payne | Jan. 6, 2014

San Francisco Federal Credit Union reaches new markets at the San Francisco International Auto Show.

By Andrew Bolton | Dec. 13, 2013

The nation’s 6,753 credit unions posted strong financials in the third quarter, making loans at a record pace and briskly growing membership.

By Erik Payne | Nov. 14, 2013

Third quarter performance data highlights opportunities and success in the credit union industry.

By Erik Payne | Nov. 11, 2013

An Alaskan credit union boosts credit card market penetration from an unlikely source — auto loans.

By Mark Reed | Nov. 7, 2013

As consumers regain confidence, auto and other consumer lending categories are surging.

By Alix Patterson | Oct. 31, 2013

By Alix Patterson | Oct. 25, 2013

By Erik Payne | Oct. 21, 2013

Credit unions are using resources such as GPS tracking devices and starter-interrupt systems to help members with low credit scores and questionable histories purchase cars.

By Andrew Bolton | Oct. 16, 2013

Guaranteed asset protection bridges what is owed on a loan with what an insurer will pay if the borrower’s vehicle is stolen or totaled.

By Andrew Bolton | Oct. 10, 2013

By SWBC | Oct. 7, 2013

Offering insurance at the close of each loan can complete your institution’s lending strategy and provide optimal member service.

By Alix Patterson | Oct. 3, 2013

By Aaron Pugh | Oct. 1, 2013

Take an in-depth look at Heritage Federal Credit Union's competitive processes.

By Origence | Sept. 23, 2013

Members demand mobile services to streamline personal banking and improve time management.

By Catherine Siskos | Sept. 16, 2013

To expand its portfolio, Western Federal Credit Union implements a lending strategy that can compete with the big banks.

By Alix Patterson | Aug. 23, 2013

By Janet Lee | Aug. 21, 2013

By Mark Reed | Aug. 2, 2013

Partner Perspective
A Focus On Dealer Relationships

By Origence | July 22, 2013

Discover how one credit union was able to build successful partnerships, increase loan volume, and boost membership through indirect lending.

By Catherine Siskos | July 15, 2013

Bethpage Federal Credit Union added $45 million to its new car portfolio in 18 months through a partnership with a leasing company.

By Taylor Murray | July 1, 2013

A Midwest credit union branch puts OBM principles to work in the field.

By Sharon Simpson | June 17, 2013

A Q&A with Amy Perez, assistant vice president of retail lending at Grow Financial Credit Union.

By Catherine Siskos | June 17, 2013

A Los Angeles credit union's bold strategy of rate reductions and long-term financing attracts quality auto loans.

By Mark Reed | June 17, 2013

By Aaron Pugh | June 4, 2013

This credit union knows how to make the best of hard times and capitalize on good ones.

Partner Perspective
Tuning Up For The Long Term

By Origence | May 20, 2013

As the economy continues to pick up momentum, forward-looking credit unions are finding that auto lending, retail lending, and new technology resources can help fuel growth.

By Aaron Pugh | May 13, 2013

A Nebraska credit union deepens relationships by aligning institutional resources behind the efforts of a dedicated salesperson.

By Parth Kapoor | April 23, 2013

By Aaron Pugh | April 10, 2013

Maps Credit Union is an innovation goldmine in an Oregon valley.

By Catherine Siskos | April 3, 2013

With a pitch-perfect message, Campus USA woos back borrowers to recapture lost business.

By Mark Reed | April 3, 2013

By Andrew Bolton | March 15, 2013

By Alix Patterson | March 8, 2013

By Mark Reed | March 7, 2013

By Parth Kapoor | March 6, 2013

By Autoland, Inc. | March 5, 2013

Expanding liquidity and the low cost of funds is driving auto finance competition from traditional lenders.

By Andrew Bolton | March 5, 2013

By | March 4, 2013

Collateral protection programs work for credit unions and their members, not against them.

By Drew Grossman | March 4, 2013

Subprime auto loans can diversify loan portfolios while turning the people whose credit you help rebuild into long-term loyal members.

By Mark Reed | March 4, 2013

After the impressive gains in auto loan portfolios last year, credit unions may be poised for an even better 2013.

By Drew Grossman | March 4, 2013

Credit unions offer all-encompassing services, including a forum for buyers and sellers of used cars, to reduce fees and headaches for everyone.

By Yun Ma | March 4, 2013

A goliath for indirect lending shares its strategy to build membership through its booming auto loan business.

By Aaron Pugh | March 4, 2013

For many credit unions, financing recreational vehicles is a powerful way to shift loan portfolios into overdrive.

By Callahan & Associates | March 4, 2013

Next generation GPS monitoring can expand the auto lending horizon for credit unions.

Partner Perspective
Focus On Auto Lending

By Origence | March 4, 2013

Discover how one credit union grew its loan volume while also improving its new member growth rate.

By Alix Patterson | March 4, 2013

By Aaron Pugh | Jan. 28, 2013

Credit unions can build long-term loyalty by helping consumers with their first big financial commitment.

By Aaron Pugh | Jan. 15, 2013

How a new corporate sponsor helps a struggling Florida credit union rebrand and regain financial health.

By Andrew Bolton | Dec. 13, 2012

By Andrew Bolton | Dec. 10, 2012

Credit unions are increasing their auto loan market share by accelerating originations and meeting members at the point of sale.

By Melissa Forsyth | Nov. 26, 2012

Public Employees Credit Union in Austin, TX, draws members with football-themed commercials.

By Andrew Bolton | Nov. 15, 2012

Growth in mortgages and consumer loans herald record 2012.

By Origence | Nov. 12, 2012

Switching point-of-purchase providers helped one credit union’s auto lending revenue improve by 14%.

By Melissa Forsyth | Oct. 29, 2012

Credit unions increased new auto loans during 2Q12, the first growth since 2007.

By Jay Johnson | Oct. 22, 2012

In an environment in which consumers are looking for a better way, credit unions are standing apart.

By Jay Johnson | Oct. 22, 2012

New auto loan balances were up nearly 1% in 2Q 2012, reversing an 18-month trend, and the annual growth rate in the credit card portfolio more than doubled to 4.7%

By Members Private Sale | Oct. 1, 2012

Future growth in direct auto lending lies in leveraging remote channels and new technology.

By Andrew Bolton | Sept. 17, 2012

Credit unions report growth in new auto lending for the first time in five years as more consumers let go of their old vehicles.

By Rebecca McClay | Sept. 6, 2012

As the auto industry continues to thrive, credit unions may anticipate even stronger loan originations for new autos.

By Rebecca McClay | Sept. 3, 2012

Money One Federal Credit Union is among 200 credit unions nationwide pooling their marketing dollars for gas giveaways.

By Bailey Reutzel | Aug. 26, 2012

The nation's oldest credit union is evolving its loans and processes to post best-in-class loan growth.

Partner Perspective
Get Back On The Highway

By Origence | Aug. 20, 2012

Credit unions can use strategic messaging to get on the front lines of the auto turnaround.

By Aaron Pugh | Aug. 13, 2012

With $314M in assets, Dallas-based Neighborhood Credit Union generated an upswing in auto by bundling in loan forgiveness and other benefits.

By Andrew Bolton | July 27, 2012

Credit unions can weigh the value of indirect auto lending by comparing several financial metrics.

By Melissa Forsyth | July 26, 2012

Industry analyst Andrew Bolton suggests indirect lending to increase auto loan portfolio shares, especially if auto sales continue to rise.

By | July 23, 2012

New auto lending was recovering and used auto lending continued to grow for credit unions in the first quarter.

By Melissa Forsyth | July 3, 2012

Spokane Teachers Credit Union snagged $20 million in rescued auto loans through a 1% cash back campaign.

By Melissa Forsyth | July 3, 2012

Spokane Teachers Credit Union snagged $20 million in rescued auto loans through a 1% cash back campaign.

By Melissa Forsyth | July 3, 2012

Veridian Credit Union's Green Initiative Project includes auto and home improvement loans to encourage members to make eco-friendly choices.

By Kelley Blue Book | June 18, 2012

Lenders should proceed with caution in financing hybrids and other fuel-efficient vehicles.

By Rebecca Wessler | June 12, 2012

Get an in-depth perspective on Members 1st Federal Credit Union's successful lending strategies.

By Bailey Reutzel | May 21, 2012

Educators Credit Union is now aiming to help members save $30 million in 2012 after exceeding its $20 million goal.

By Andrew Bolton | May 21, 2012

Credit unions help more members buy cars as they increased outstanding auto loans and auto lending market share in the first quarter of 2012.

By Bailey Reutzel | May 14, 2012

Northern Skies Credit Union originates a substantial amount of used auto loans in the Anchorage area.

By Rebecca Wessler | April 10, 2012

There's no place like Spokane, WA when it comes to markets that are favorable toward credit unions.

By Rebecca McClay | April 2, 2012

Arlington Community Federal Credit Union recognizes that young adults ready to buy their first car might need help with saving funds and purchasing the vehicle.

By Rebecca Wessler | March 26, 2012

Library of Congress FCU’s mad promotion helps it book nearly $2 million in auto loans.

By Rebecca McClay | March 19, 2012

Credit unions that have invested in attracting Gen Y are finding their efforts are now paying off as Gen Y moves into mortgages and auto loans.

By Rebecca McClay | March 19, 2012

Credit unions that take on the risk of direct auto lending can work closely with members to establish safe, long-lasting relationship, says Grafton Suburban Credit Union’s CEO.

By Rebecca McClay | March 8, 2012

Credit unions should “really get out there” in the auto lending market this year, says credit union industry analyst Andrew Bolton.

By | March 8, 2012

Credit unions should “really get out there” in the auto lending market this year, says credit union industry analyst Andrew Bolton.

By Aaron Pugh | March 8, 2012

New generations of concept autos cater to regulatory changes on fuel efficiency and evolving consumer preferences.

By Dwight Johnston | March 7, 2012

The slow, steady increase in sales is based on affordability, need, and the ability to pay.

By Victoria Taylor | March 6, 2012

This first-time car buyer struggled to understand the exact terms of her auto loan.

By Aaron Pugh | March 5, 2012

A Connecticut credit union demonstrates how sometimes the most effective networks are the ones you build yourself.

By Rebecca McClay | March 5, 2012

Navy Army Community Credit Union in Texas has secured 24.6% auto loan growth in 2011 in part by assessing its borrowers one by one.

By Rebecca McClay | March 5, 2012

An Oregon credit union rewards consumers who buy eco-friendly vehicles in an effort to increase its auto portfolio.

By Kelley Blue Book | March 5, 2012

Once upon a time, auto financing was easy. With the right approach and the right information, it can be again.

By Andrew Bolton | March 5, 2012

Outstanding auto loans at credit unions grew for the first time in the fourth quarter of 2011 since the third quarter of 2009.

By Leigh Anne Terry | March 5, 2012

This credit union member was finally spending her own money to purchase a car, thanks to her father’s foresight and the women at her local credit union.

By TransUnion | Jan. 23, 2012

Data-driven lending strategies can help credit unions get the results they want.

By Callahan & Associates | Jan. 1, 2012

3Q 2011 Peer Group Performance Comparison: Distribution of Assets & Institutions Across All Peer Groups, Asset Quality by Peer Group, Distribution of State Performance: YTD Auto Loan Market Share

By Callahan & Associates | Jan. 1, 2012

It's been a disappointing economic recovery since the end of the financial crisis in mid-2009, with US gross domestic product growing by only about 2% in real terms. The main result of this disappointing growth has been the persistently high number of unemployed in the US. The current rate of GDP growth is insufficient to dent the huge pool of long-term unemployed.

By Elizabeth Morash | Dec. 21, 2011

Use an infographic to communicate the meaning of your important data to your stakeholders in a simple, interesting way.

By Rebecca McClay | Nov. 30, 2011

Credit unions might try to focus more on refinancing auto loans as more members hold on to their old vehicles.

By Brianne Aiken | Nov. 15, 2011

Wright-Patt Credit Union discusses its auto lending program specifically for new military members.

By | Nov. 15, 2011

Wright-Patt Credit Union discusses its auto lending program specifically for new military members.

By Rebecca McClay | Oct. 31, 2011

Fort Worth Community Credit Union’s three-year-old program has helped boost its auto loans by 37% in the third quarter.

By Rebecca Wessler | Oct. 24, 2011

Security Service Federal Credit Union puts the right people at the right place at the right time to grow its auto loan portfolio.

By Callahan & Associates | Oct. 1, 2011

2Q 2011 Peer Group Performance Comparison: Distribution of all Assets & Institutions Across All Peer Groups, Asset Quality by Peer Group, Distribution of State Performance: YTD Auto Loan Market Share

By Rebecca McClay | Sept. 14, 2011

Students, community, and innovation work hand in hand for this standout credit union.

By Rebecca McClay | Sept. 5, 2011

Several credit unions are spending this annual holiday offering members deals such as discounted auto loans.

By Callahan & Associates | Aug. 29, 2011

A surge of interest in used car inventories in the past two year presents an opportunity for credit unions.

By | July 25, 2011

One Pennsylvania credit union uses a variety of tactics to generate auto lending business.

By Alix Patterson | July 18, 2011

Indirect lending is one route to attracting auto loans in a tough economy.

By Callahan & Associates | July 1, 2011

Carolina Cooperative Credit Union uses its partnership-based loan to help members get back behind the wheel.

By Callahan & Associates | July 1, 2011

1Q 2011 Peer Group Performance Comparison: The Consolidated Credit Union Financial Statement, Peer Group Performance Comparison, Distribution of Assets and Institutions Across All Peer Groups, Asset Quality by Peer Group, Distribution of State Performance: YTD Auto Loan Market Share

By Aaron Pugh | July 1, 2011

Intuitive product development and positioning helped turn on the tap for new lending in a Florida community.

By Origence | June 6, 2011

Auto loans account for 29% of the average credit union's portfolio. But with market turbulence and new norms in buyer’s behavior, how can credit unions stay competitive?

By Aaron Pugh | May 23, 2011

Members have different reasons for cutting back on fuel usage, but the time is right to help them break some dependence and save money in the process.

By | May 16, 2011

Emerging technologies help remarketing services reduce costs, more quickly liquidate repossessed vehicles, and deliver higher valuations.

By Lydia Cole | April 29, 2011

Key metrics to evaluate your credit union and bridge the gap between macro trends and micro performance.

By Rebecca Wessler | April 21, 2011

Members, dealers, and local economies benefit from Security Service’s indirect lending program.

By Andrew Bolton | April 21, 2011

Texas cooperatives have a higher penetration rate, average new auto balance, and new auto market share than credit unions nationally.

By Callahan & Associates | April 1, 2011

The industry responded to member need in 2010 and positioned itself for the tremendous opportunity for the coming year.

By Alix Patterson | April 1, 2011

Year-end performance metrics highlight areas of strength and opportunity for credit unions of all sizes in all regions.

By Aaron Pugh | April 1, 2011

Put microsites to work for your financial institution.

By Rebecca Wessler | March 28, 2011

Six tips to generate a strong auto portfolio regardless of economic climate.

By Andrew Bolton | March 28, 2011

Increased competition and low interest rates nudge market share closer to normal levels.

By Rebecca Wessler | March 28, 2011

Six tips to generate a strong auto portfolio regardless of economic climate.

Feature
Live and Loan

By Aaron Pugh | March 14, 2011

The last three months of 2010 broke records and set the pace for a promising 2011.

By Alix Patterson | March 14, 2011

2010 was tough on the credit union auto loan portfolio. These 10 credit unions bucked the trend.

Partner Perspective
Steep Incline: Maintain Speed

By Credit Union Direct Corporation | Feb. 21, 2011

In today’s competitive marketplace, credit unions are faced with the challenge of finding new ways to drive lending opportunities.

By Thomas Cullen | Feb. 7, 2011

Three sectors of the U.S. economy bring a sense of optimism and highlight opportunity for credit unions.

By Callahan & Associates | Jan. 1, 2011

3Q 2010: The Consolidated Credit Union Financial Statement, Credit Union 3Q 1st Mortgage Origination Market Share by State, Credit Union 3Q Junior Mortgage Origination Market Share by State, YTD Credit Union Auto Loan Origination Market Share by State, Peer Group Performance Comparison, Distribution of Assets & Institutions Across All Peer Groups, Asset Quality by Peer Group

By Aaron Pugh | Dec. 20, 2010

In 2002, a Portland credit union undertook a dramatic reorientation with a new name to match. Where is it now?

By Thomas Cullen | Dec. 7, 2010

New figures show auto lenders are making more room for sub-prime borrowers. What does that mean for credit unions?

By Thomas Cullen | Nov. 22, 2010

These 10 credit unions lead the way in indirect lending.

By Thomas Cullen | Nov. 18, 2010

Repossessed vehicles are a potential source of income, and credit unions have shed some inventory since 3Q 2009.

By Nick Connors | Nov. 18, 2010

State auto data shows how credit unions are performing at home.

By Callahan & Associates | Nov. 18, 2010

Auto loans power a credit union's bottom line and strengthen appeal to members.

By Alix Patterson | Oct. 6, 2010

These 10 credit unions turned in dramatic growth in their auto loan portfolio despite renewed competition.

By Origence | Oct. 4, 2010

Driving auto loans through the member channel is vital to success in today’s marketplace.

By Callahan & Associates | Oct. 1, 2010

Credit unions are facing an incredible opporunity to be an engine for economic growth in their communities by using record liquidity to refinance member loans.

By Callahan & Associates | Oct. 1, 2010

With flexibility and action-based thinking, Member First Mortgage helps its members manage all of their mortgage needs.

By Chip Filson | Sept. 20, 2010

How two credit unions are putting hundreds of dollars back into their members' wallets and spurring local economic activity.

By Alix Patterson | Sept. 13, 2010

In the face of renewed competition for consumers' auto loans, these 10 credit unions turned in dramatic growth in their auto loan portfolio.

By Alix Patterson | Sept. 3, 2010

I am not a “glass is half full” kinda person, but even I think NCUA is going out of its way to find bad news.

By Rebecca Wessler | July 26, 2010

A car. An education. A home. Wright-Patt helps its members live their lives.

Partner Perspective
No Time to Hit the Brakes

By Origence | July 12, 2010

Coasting on loan opportunities risks losing members.

By Chip Filson | July 1, 2010

A look at Bank of America and the credit union system during the Great Recession.

By Callahan & Associates | July 1, 2010

1Q 2010: YTD Credit Union Auto Loan Origination Market Share by State, The Consolidated Credit Union Financial Statement, Peer Group Performance Comparison, Distribution of Assets and Institutions Across all Peer Groups, Asset Quality by Peer Group

By Rebecca Wessler | June 14, 2010

SECU’s green car loan fills a niche for environmentally conscious members. That segment of the credit union’s billion-dollar-plus auto loan portfolio also happens to perform well.

By Aaron Pugh | June 14, 2010

Sticking to its roots kept this New Jersey credit union standing firm in uncertain times.

By Alix Patterson | June 3, 2010

Soldiers, just like other Americans, need quality financial services, and credit unions are stepping upto meet those needs.

By Aaron Pugh | May 31, 2010

As the trend of used auto opportunity continues, credit unions can overcome challenges of excess inventory and long turnaround times by turning remarketing weaknesses into strengths.

By Rebecca Wessler | May 24, 2010

Watch Bob Chadick’s above presentation and learn more about Tinker Federal Credit Union’s auto remarketing strategy.

By Rebecca Wessler | May 24, 2010

This is a great presentation, filled with great takeaways. Every car lending CU ought to see this presentation. If they don’t already have comparable tracking data they need to develop it.

By Chip Filson | May 17, 2010

Affinity FCU demonstrates that sticking by their membership, in good times and bad, can lead to phenomenal growth—even when the competition comes roaring back.

By Aaron Pugh | April 23, 2010

Motor City finally gets some good news.

By Callahan & Associates | April 19, 2010

Industry leaders offer four strategies credit unions can use to protect the progress they made this year in lending.

By Rebecca Wessler | April 16, 2010

A glimpse at the cheer worthy, jeer worthy, and tear worthy stories for the week of April 12, 2010.

By Nick Connors | April 13, 2010

As many used car dealerships look to survive a period of declining sales, credit unions have been critical to keeping these dealerships afloat.

By Nick Connors | April 12, 2010

Vehicle sales are rising, but declining volume over the past two years made indirect lending a crucial source of auto loan growth.

By Chris Tissue | April 1, 2010

This edition is brought to you straight from the corporate communities that use this holiday to have a little fun and show some personality. And from the letters C and U.

By Callahan & Associates | April 1, 2010

The collective performance of America's 7,710 credit unions in 2009 showed the public why they were granted a separate and distinct operating charter in 1934.

By Alix Patterson | March 16, 2010

We want to make sure the decisions we make are based in reality and as informed as possible, and we want the same for you.

By Nick Connors | March 15, 2010

While credit unions made strides in the auto loan market in 2009, they need to remain active and innovative in order to avoid losing the gains as competition heats back up.

By Leigh Anne Terry | March 8, 2010

Just a few short years ago, the buzz was all about "going green." Then the bottom fell out of the economy, and everyone's focus shifted to "saving green."

By American Recovery Association | Jan. 11, 2010

One of the most important questions facing the recovery industry today is whether or not there is a need for more government intervention.

By Rebecca Wessler | Jan. 7, 2010

SECU's effective lending strategy keeps members first and never gets too complicated.

By Rebecca Wessler | Jan. 4, 2010

North Dakota credit union members might travel the map to find the perfect car, but they don't want the runaround in financing it.

By Nick Connors | Jan. 4, 2010

Things may be looking up for automakers in 2010. The Center for Automotive Research is forecasting a 20% increase in vehicle sales for 2010. As competition heats up once again, what’s in store for credit unions in the New Year?

By Rebecca Wessler | Jan. 4, 2010

Competition for vehicle loans is increasing as banks and manufactures re-assert themselves into consumer lending, but credit unions are poised to offer programs, rates and value- added services.

By Callahan & Associates | Jan. 1, 2010

By Sam Brownell | Dec. 14, 2009

While Obama has to call Wall Street bankers to Washington to get them to open their credit lines, credit unions are doing it without being told.

By Chris Tissue | Dec. 7, 2009

Arlington Community Federal Credit Union (ACFCU), a $188 million credit union with 36 percent of its portfolio in auto loans, created an innovative program to educate Gen Y about the car buying process.

By Callahan & Associates | Dec. 7, 2009

I believe auto lending boils down to fundamentals – in football this would be called “blocking and tackling.”

By Rebecca Wessler | Nov. 30, 2009

In a rural region know for its open roads and motorcycle runs, Northern Hills Federal Credit Union fuels its auto program with trust and loyalty.

Partner Perspective
Shifting Gears

By Origence | Nov. 30, 2009

The resulting tightening in the credit market has encouraged many credit unions to shift away from using indirect lending in this way, at least for the time being, preferring instead to refocus their efforts on building loan portfolios through their existing membership.

By Lydia Cole | Nov. 16, 2009

When faced with an excess of repossessions, area credit unions in Northern Florida collaborated to hold a mass disposition sale to the public.

By Sam Brownell | Nov. 16, 2009

Credit unions have shown they will make loans to meet their members’ needs.

By Nick Connors | Nov. 9, 2009

Although the credit union was able to remarket its vehicles, CommunityAmerica recognized the need for a more effective vehicle remarking program as the number of repossessions increased. As a result, they hired a dedicated repossession and loss specialist.

By | Nov. 2, 2009

Since some of the larger financial institutions around the country that were doing indirect lending have all but abandoned it, there is now a great opportunity for credit unions to step into the void and serve those members and potential members. Smart credit unions have done so successfully while managing risk effectively.

By Nick Connors | Oct. 30, 2009

According to a credit union collections executive I recently spoke with, there are four practices that contribute to successful remarketing, regardless of a credit union’s asset size or auto lending program.

By Nick Connors | Oct. 26, 2009

Place your bets, because this article predicts the winner of this year’s World Series by conducting an analysis of credit union performance in Pennsylvania and New York.

By Nick Connors | Oct. 12, 2009

After declining in 2008, credit union auto lending is back on the rise in the first half of 2009 and indirect lending has been a major factor in that growth.

By Callahan & Associates | Oct. 12, 2009

By Callahan & Associates | Oct. 1, 2009

California and Texas, two of the largest credit union states, are forerunners of national trends. By analyzing these two states, we can develop a framework to help us better understand national trends moving forward.

By Callahan & Associates | Oct. 1, 2009

What this protection really means to your members.

By Callahan & Associates | Oct. 1, 2009

CPI puts more at risk than just an uninsured vehicle.

Partner Perspective
No Time For Idling

By Origence | Sept. 14, 2009

More agile than larger competitors in the marketplace, credit unions can prosper even in a recession by finding creative solutions, and, above all, maintaining positive relationships with local dealerships.