Lending

Member Business Lending (MBL)

By Rebecca Wessler | Aug. 5, 2019

These credit unions rallied around the needs of members to uncover hidden potential in the loan portfolio.

By Rebecca Wessler | July 22, 2019

Five can't-miss data points this week on CreditUnions.com.

By Rebecca Wessler | May 28, 2019

Five can't-miss data points this week on CreditUnions.com.

 

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By Samantha Cristobal | May 27, 2019

Commercial loans comprised 6.9% of the total lending portfolio at U.S. credit unions, an increase of 19 basis points from the same time last year.

By Marc Rapport | March 18, 2019

Twenty-five years in, the Treasury Department program’s roster is dominated by member-owned cooperative financial institutions, who find a precise mission fit.

By Rebecca Wessler | Feb. 4, 2019

Five can't-miss data points this week on CreditUnions.com.

By Samantha Cristobal | Feb. 4, 2019

How has lending changed in the year after the NCUA revised the 5300 Call Report business loan schedule?

By Rebecca Wessler | Nov. 19, 2018

Six can't-miss data points this week on CreditUnions.com.

By Sharon Simpson | Nov. 17, 2018

The Palmetto State cooperative encourages small businesses to think big with banking, management, and consulting services.

By Rebecca Wessler | May 29, 2018

Five can’t-miss data points this week on CreditUnions.com.

By Marc Rapport | May 28, 2018

How 121 Financial’s own members serve as a catalyst for business lending and services growth at the Florida cooperative.

By Erik Payne | May 1, 2018

Veterans programs, financial wellness, and food donation are three ways the Kentucky credit union serves its local citizens.

By Ian Melhorn | April 23, 2018

Credit unions in the Mid-Atlantic reported faster MBL growth than credit unions outside the region. In what other areas did these Mid-Atlantic cooperatives excel?

By Ian Melhorn | April 16, 2018

Credit unions continue to invest in local businesses within their communities in 2017.

By Callahan & Associates, Inc. | Feb. 28, 2018

A strong operation in rural Minnesota helps SouthPoint Financial Credit Union meet members where they are.

By Rebecca Wessler | Feb. 5, 2018

Five can’t-miss data points this week on CreditUnions.com.

By Marc Rapport | Feb. 5, 2018

Community Choice Credit Union kept lending while the economy tanked and now is riding a new wave of MBL activity.

By Rebecca Wessler | Feb. 5, 2018

Based on January traffic (and our editorial instincts), here are the top articles and blogs that appeared on CreditUnions.com.

By Sam Taft | Feb. 5, 2018

Growth percentiles in major lending categories highlight opportunity and success in the credit union loan portfolio.

By Rebecca Wessler | Jan. 8, 2018

Four can’t-miss data points this week on CreditUnions.com.

By Marc Rapport | Jan. 8, 2018

Charlotte Metro Credit Union manages risk while growing business deposits and loans faster than credit union averages.

By Ian Melhorn | Jan. 1, 2018

MBL originations grow 10 percentage points faster than last year.

By Rebecca Wessler | Jan. 1, 2018

Five can’t-miss data points this week on CreditUnions.com.

By Ian Melhorn | Dec. 1, 2017

Credit unions across the nation have helped drive their local economies by increasing their investments in small business.

By Erik Payne | Dec. 1, 2017

New economic realities pushed SouthPoint Financial to expand into other segments of its loan portfolio. Here’s how it handled the exponential growth that followed.

By Erik Payne | Dec. 1, 2017

The ANATOMY series is a quarterly, multi-feature profile that explores the strategies and analyzes the performance of an exemplary credit union.

By Rebecca Wessler | Nov. 13, 2017

Five can’t-miss data points this week on CreditUnions.com.

By Greg Gonsalves | Sept. 1, 2017

See why member business loans are one of the fastest growing loan segments in the credit union loan portfolio.

By Ian Melhorn | July 1, 2017

Credit unions that participate in member business lending, a full 35.9% of the industry, posted 15.2% year-over-year growth, and total MBL balances hit a record high of $62.7 billion as of March 31, 2017.

By Sam Taft | May 8, 2017

Credit unions lent $461.2 billion throughout 2016, surpassing 2015 totals by 12.3%. See how top, middle, and lagging performers differed.

By Rebecca Wessler | April 24, 2017

Five can't-miss data points featured this week on CreditUnions.com.

By Callahan & Associates | April 10, 2017

Twenty-eight graphs, charts, and maps that evaluate credit union performance in the fourth quarter of 2016.

Non-member deposits join indirect lending, MBLs, and loan participations as liquidity strategies.

By Ian Melhorn | March 6, 2017

The strong lending growth posted by U.S. credit unions in fourth quarter 2016 is an apt wrap-up for a successful year.

By Rebecca Wessler | Feb. 13, 2017

Five can't-miss data points featured this week on CreditUnions.com.

By Sam Taft | Feb. 13, 2017

Credit unions originated $343.6 billion through third quarter 2016 — that's an all-time record. See which areas contributed to this double-digit year-over-year growth.

By Michelle Parker | Feb. 13, 2017

Fourth quarter trends suggest credit unions will break MBL records.

By Sharon Simpson | Jan. 2, 2017

Five lessons in setting short- and long-term goals.

By Callahan & Associates | Dec. 1, 2016

Twenty-eight graphs, charts, and maps that evaluate credit union performance in the third quarter of 2016.

By Erik Payne | Nov. 17, 2016

Shares, member business loans, and the fallout from the Wells Fargo scandal. How did credit unions perform in the third quarter?

By Michelle Parker | Nov. 15, 2016

The industry sets new records as the portfolio tops $58 billion. The top 10 list spans the nation.

By Matt Taylor | Nov. 14, 2016

To keep up with share growth and diversity, Interra Credit Union rebuilt its lending department into five divisions, including agribusiness, business services, and more.

By Sam Taft | Nov. 7, 2016

Check out how the credit union loan portfolio fared in the first six months of 2016.

By Callahan & Associates | Oct. 31, 2016

Twenty-eight graphs, charts, and maps that evaluate credit union performance in the second quarter of 2016.

By Callahan & Associates, Inc. | Oct. 28, 2016

How crowdfunding provides an actionable game plan for credit unions to help rejuvenate their local economy, and the case for credit unions to get started.

By Sam Taft | Aug. 22, 2016

Growth percentiles in major lending categories highlight opportunity and success in the credit union loan portfolio.

By Callahan & Associates | July 4, 2016

Twenty-eight graphs, charts, and maps that evaluate credit union performance in the first quarter of 2016.

By Stephanie Clark | May 9, 2016

Credit union lending reached a record high of $796.5 billion in 2015 as cooperatives posted year-over-year growth in every major loan category.

By Michelle Parker | May 9, 2016

The demand for member business loans and services is growing, and offering MBL options are one way to remain competitive in the financial industry.

By Callahan & Associates | April 30, 2016

A break down of the industry’s financial performance and impact in fourth quarter 2015.

By Michelle Parker | March 21, 2016

These credit unions are moving the needle on SBA lending, ensuring small businesses get the financing they need to flourish.

By Marc Rapport | March 14, 2016

In 2012, Mazuma Credit Union completely overhauled its member business lending strategy. Now, it shares some do’s and don’ts on how to do it the right way.

By Rebecca Wessler | March 14, 2016

This week on CreditUnions.com, we highlight different ways credit unions are bringing in new staff and creating new teams to meet different opportunities.

By Stephanie Clark | March 7, 2016

Before year-end data closes the books on 2015, take a look at these successes in the credit union loan portfolio.

By Sam Taft | March 4, 2016

In episode No. 544, Callahan director of industry analysis Sam Taft talks with Mike Lawson about the increase in member business lending activity at credit unions.

By Marc Rapport | Feb. 22, 2016

Agency rule seen as especially favorable for real estate lending as regulatory relief languishes on Capitol Hill.

By Victoria Taylor | Feb. 2, 2016

With more than 85% of the industry reporting in Callahan & Associates’ FirstLook Program, early data trends suggest another quarter of double-digit loan growth.

By Rebecca Wessler | Jan. 25, 2016

This week, CreditUnions.com is featuring performance data and vetted strategies from leaders in the lending sphere.

By Erik Payne | Jan. 25, 2016

A dedicated team and executive oversight has allowed Listerhill Credit Union to open the floodgates to member business loan growth.

By Callahan & Associates | Dec. 31, 2015

A break down of the industry’s financial performance and impact in third quarter 2015.

By E.C. Harrison | Nov. 16, 2015

SECU of Maryland’s move to bring its business lending operations in-house resulted in a return on investment in the range of 250 to 300 basis points.

By Rebecca Wessler | Nov. 16, 2015

This week, CreditUnions.com looks at popular credit union lending strategies, from decentralized lending across hundreds of branches to a member business loan program 10 years in the making.

By Sharon Simpson | Nov. 16, 2015

Leaders from Illinois-based 1st MidAmerica Credit Union share what an MBL program 10 years in the making looks like.

By Kaufman & Canoles | Nov. 16, 2015

The fine print counts, so here are some common terms found in commercial loan documents spelled out in plain English.

By Aaron Pugh | Oct. 28, 2015

Credit unions are exceeding goals and breaking records quarter after quarter. In such an ideal environment, why are some still looking for the next challenge?

By Callahan & Associates | Oct. 21, 2015

A monthly collection of Callahan content that, together, addresses a single topic from a variety of perspectives.

By The Servion Group | Oct. 12, 2015

Small or large, ensuring the right business lending specialist has experience and talent is key to successful partnership.

By Marc Rapport | Aug. 1, 2015

How better portfolio tracking, a grounded MBL roster, and support from a broad line of CUSOs are helping Mazuma make a mark in the Kansas City area.

By Aaron Pugh | July 28, 2015

What do screen doors, Uncle Sam, and David Fincher all have to do with credit unions?

By Callahan & Associates | July 1, 2015

Greater Nevada Credit Union shares its business blueprint for creating holistic relationships with a spectrum of partners.

By Callahan & Associates | June 29, 2015

A break down of the industry’s financial performance and impact in 1Q 2015.

By Marc Rapport | June 25, 2015

When it comes to influencing regulators, whether credit union bills make it into law is often not as important as the attention they attract. Here's an update on why.

By Callahan & Associates | April 7, 2015

A break down of the industry’s financial performance and impact in 4Q 2014.

By Andrew Bolton | March 3, 2015

How much money did credit unions lend in 2014? How much higher were the interest rates they offered on deposit products? How many workers did they employ? All that and more in this year's report.

By Marc Rapport | March 2, 2015

Emerging technology is addressing back-end automation and front-end security within the credit union walls.

By Callahan & Associates | Jan. 22, 2015

A break down of the industry’s financial performance and impact in 3Q 2014.

By Rebecca Wessler | Dec. 22, 2014

Which loan strategies resonated with CreditUnions.com readers this year? Find out in this top 10 countdown.

By Rebecca Wessler | Dec. 8, 2014

A credit union can meet the need of small business owners in its membership without creating undue risk in its loan portfolio.

By Andrew Bolton | Dec. 8, 2014

Business lending is playing a larger role at credit unions and accounts for 6.4% of the industry's loan portfolio.

By Aaron Pugh | Oct. 13, 2014

Incubators and other like-minded organizations help credit unions connect with entrepreneurs and new business.

By Aaron Pugh | Oct. 13, 2014

Cultivating tomorrow’s MBL success starts with serving a wider spectrum of borrower demographics and business needs today.

By Callahan & Associates | Oct. 13, 2014

A break down of the industry’s financial performance and impact in 2Q 2014.

By Erik Payne | Oct. 13, 2014

Like in the classic Atari game, a solid offense is the best way to defend against outside companies coming between you and your members. The business models of these popular companies compete with credit unions, so know what makes them appealing to users and how to replicate or enhance those experiences in your own offerings.

By Aaron Pugh | Oct. 13, 2014

Self-Help’s independent loan fund allows it to meet the needs of underserved borrowers without creating undue risk.

By Aaron Pugh | Sept. 15, 2014

A nonprofit affiliate allows Santa Cruz Community to advance where larger institutions fall short.

By Rebecca Wessler | Aug. 20, 2014

The first six months of 2014 have been all about lending lending lending — and credit unions have the performance to prove it.

By Catherine Siskos | Aug. 12, 2014

To draw inspiration for new services, processes, and products, credit unions need to look outside the financial industry.

By Rebecca Wessler | July 16, 2014

CreditUnions.com shines the light on credit unions that are using a bit of ingenuity to bring un- and underbanked consumers into the credit union fold.

By Aaron Pugh | July 14, 2014

Three ways credit unions can connect with one segment of overlooked, underserved business borrowers.

By Callahan & Associates | July 9, 2014

A break down of the industry’s financial performance and impact in 1Q 2014.

By Aaron Pugh | May 19, 2014

One New York credit union nurtures startups and established businesses in the nation’s most competitive city.

By Rebecca Wessler | May 19, 2014

Pennsylvania’s Members 1st Credit Union offers merchant and member business lending as part of its diverse loan suite.

By Drew Grossman | May 19, 2014

When banks couldn't make development loans during the recession, Community First captured the business instead.

By Erik Payne | April 30, 2014

nCino CEO Pierre Naudé, winner of NACUSO’s Next Big Idea competition, talks his system, lending opportunities at credit unions, and cloud-based computing at financial institutions.

By Aaron Pugh | April 23, 2014

Why your next business loan may come from a community college event, an incubator partnership, or other outside resources.

By Janet Lee | Feb. 24, 2014

Credit unions have much to celebrate when they visit their legislators during this year's GAC. Here are five significant ways credit unions impacted their communities and members in 2013.

By Mark Reed | Feb. 20, 2014

The industry's MBL portfolio is growing as more credit unions step into small businesses lending.

By Catherine Siskos | Jan. 13, 2014

Credit unions can finally settle the tax exemption issue by rallying the base or striking a bargain.

By Catherine Siskos | Jan. 13, 2014

These three far-sighted strategies can help remove roadblocks and provide a path to increased member business lending.

By Aaron Pugh | Jan. 13, 2014

Heritage FCU demonstrates how a little creativity can go a long way in adapting traditional strategies to an evolving loan environment.

By Sharon Simpson | Nov. 21, 2013

Honda FCU has saved its single SEG millions of dollars while diversifying its own income stream and generating positive earnings.

By Andrew Bolton | Oct. 28, 2013

By Scott Patterson | Oct. 21, 2013

Up-and-coming products will impact the relationship between credit unions and their members.

By SWBC | Oct. 7, 2013

Offering insurance at the close of each loan can complete your institution’s lending strategy and provide optimal member service.

By Aaron Pugh | Oct. 1, 2013

Take an in-depth look at Heritage Federal Credit Union's competitive processes.

By Drew Grossman | Sept. 16, 2013

How Members Choice Credit Union started an SBA lending department to spark new business in the Houston area.

By Catherine Siskos | Sept. 16, 2013

The high-stakes, high-dollar value of commercial lending boosts and diversifies Technology Credit Union’s loan portfolio.

By Drew Grossman | July 22, 2013

Maps Credit Union ($460M; Salem, OR) is a leader in online and mobile technology, and has created an impressive array of CUSOs to support its operations as well as the those of its peers.

By Andrew Bolton | July 16, 2013

By Elan Financial Services | July 8, 2013

Best practices for balancing financial dynamics, product selection, underwriting flexibility, and the business population.

By Aaron Pugh | June 4, 2013

This credit union knows how to make the best of hard times and capitalize on good ones.

By Mark Reed | April 30, 2013

By Aaron Pugh | April 10, 2013

Maps Credit Union is an innovation goldmine in an Oregon valley.

By Parth Kapoor | Dec. 14, 2012

By Melissa Forsyth | Dec. 10, 2012

Mark Ritter, VP of Business Lending Sales, shares how Members 1st created an annual Business Services Workshop to network and increase its participation program.

By Mark Reed | Nov. 12, 2012

As the credit union MBL portfolio increases, the nation’s cooperative financial services providers find ways around the lending cap.

By Rebecca McClay | Oct. 15, 2012

Credit unions boost entrepreneurialism through filling the demand for small business loans.

By Rebecca McClay | Oct. 15, 2012

Credit unions are triggering local economic rebounds in housing, employment, and small businesses.

By Aaron Pugh | Oct. 1, 2012

Michigan State University FCU invests in entrepreneurs to retain young membership and jump-start community businesses.

By Rebecca Wessler | Oct. 1, 2012

A diverse mix of loan products has enabled Members 1st Federal Credit Union to post impressive growth numbers while providing for a community with differing needs.

By Rebecca McClay | July 30, 2012

121 Financial Credit Union is finding its business lending program is paying off in mortgages and SBA loans.

By Melissa Forsyth | July 23, 2012

Numerica Credit Union has $150 million in small business loans, lending to local businesses that typically get overlooked by banks.

By Rebecca Wessler | June 12, 2012

Get an in-depth perspective on Members 1st Federal Credit Union's successful lending strategies.

By Bailey Reutzel | April 16, 2012

The reintroduced member business lending bill has been a hot topic of discussion.

By Rebecca Wessler | April 10, 2012

There's no place like Spokane, WA when it comes to markets that are favorable toward credit unions.

By Rebecca McClay | Feb. 29, 2012

Credit unions are lending to businesses at a record pace, a trend which is helping boost local economies, says Callahan & Associates’ analyst Andrew Bolton.

By Rebecca McClay | Feb. 29, 2012

Credit unions are lending to businesses at a record pace, a trend which is helping boost local economies, says Callahan & Associates’ analyst Andrew Bolton.

By Andrew Bolton | Feb. 27, 2012

Cooperatives increased the volume of member business loan originations to $11.9 billion in 2011, from a previous high of $11.3 billion in 2008.

By Andrew Bolton | Jan. 30, 2012

The first wave of credit unions reporting fourth quarter financials reveals that the pace of loan originations has picked up over 2010 levels.

By Dana Krissoff | Jan. 16, 2012

Credit unions can stimulate the local economy and foster job creation by loaning to entrepreneurs.

By Rebecca McClay | Dec. 15, 2011

Credit unions that maximize their business lending do a service to their communities as well as their bottom lines.

By Rebecca McClay | Dec. 12, 2011

Credit unions that maximize their business lending do a service to their communities as well as their bottom line.

By Rebecca McClay | Dec. 12, 2011

Credit unions that maximize their business lending do a service to their communities as well as their bottom line.

By Andrew Bolton | Oct. 31, 2011

Year-to-date loan originations are up for co-ops in the third quarter of 2011, according to early data.

By Mark Buschur | Oct. 3, 2011

Two Callahan employees take opposing sides of an old, but still hot, debate.

By Brianne Aiken | Oct. 3, 2011

Small business trends suggest communities benefit from credit unions' support of small business.

By Callahan & Associates | Oct. 1, 2011

Business Lending Group, a Wisconsin-based MBL CUSO, helps credit unions enter new markets and helps members turn ideas into reality.

By Callahan & Associates | Oct. 1, 2011

Business lending CUSOs are a valuable resource for the revitalization of local economies.

By Callahan & Associates | Oct. 1, 2011

To take the pulse of collaborative business lending, CUSP gathered three business lending CUSO CEOs to discuss the markets they serve, why experience is so important, and what consolidation means for the future of their businesses.

By Andrew Bolton | Aug. 22, 2011

Credit unions across the country are using their knowledge of local markets to boost the community's economy.

By Thomas Cullen | July 5, 2011

New ways to save, the push for cyber-security stars, and states that help businesses flourish. Also: ROBOTS IN DISGUISE.

By Lydia Cole | July 1, 2011

A 5-year perspective on how credit union lending has changed.

By Thomas Cullen | June 27, 2011

Credit unions need to understand how small businesses operate to maximize the chance to help them.

By Thomas Cullen | June 27, 2011

Credit unions need to understand how small businesses operate to maximize the chance to help them.

By Thomas Cullen | June 20, 2011

Small businesses drive communities, and credit unions should develop relationships with them whenever possible.

By Thomas Cullen | June 6, 2011

One Virginia credit union shows what a focused plan can do for small business relationships.

By Thomas Cullen | June 6, 2011

One Virginia credit union shows what a focused plan can do for small business relationships.

By Thomas Cullen | May 30, 2011

Local merchants need a financial institution, and credit unions must offer them a complete relationship.

By Callahan & Associates | April 21, 2011

Texas leaders in business lending as a percentage of total loans.

By Thomas Cullen | April 5, 2011

Jobs numbers, spending, and Facebook mean something to credit unions during the week of April 4.

By Callahan & Associates | April 1, 2011

The industry responded to member need in 2010 and positioned itself for the tremendous opportunity for the coming year.

By Aaron Pugh | March 30, 2011

Small business lending remains a national focus, but credit unions aren’t always top of mind for business owners ... yet.

By Aaron Pugh | March 28, 2011

Achieving success on and off the balance sheet is possible but requires strategic positioning.

By Thomas Cullen | March 15, 2011

Rising gas prices and the new rules of employment dominate the discussion for the week of March 14.

By Thomas Cullen | March 14, 2011

Be the go-to lender for community retailers and maximize the value (and return) of being a local credit provider.

By Thomas Cullen | March 9, 2011

Fees are causing a stir, and small companies are feeling more confident.

By Thomas Cullen | Feb. 24, 2011

Callahan's weekly look at the economic headlines that highlight credit union challenges and opportunities.

By Aaron Pugh | Jan. 13, 2011

Grants, legislation, and grassroots support can leave small businesses primed for success, but some owners aren’t biting when it comes to hiring opportunities.

By Callahan & Associates | Jan. 1, 2011

As 2010 comes to a close, economic releases are revealing surprising strength in the U.S. economy.

By Elliott Kashner | Dec. 27, 2010

The debate over lifting the MBL cap warrants a deeper look into the history of small business and credit unions.

By Thomas Cullen | Dec. 16, 2010

New data suggests the job market is slowly heating up. Credit unions can fan the flames.

By Thomas Cullen | Dec. 13, 2010

Fresh demand for downtown office space is leaving the suburbs vacant. Credit unions can even the scales.

By Jay Johnson | Dec. 13, 2010

Credit unions have turned in strong financial performances throughout 2010.

By Thomas Cullen | Dec. 2, 2010

Small businesses are back in the hiring game, and credit unions can help them drive forward faster.

By Jeff Nolan | Nov. 29, 2010

With the right products, know-how, and partnerships, credit unions can tap into the growing small business sector.

By Aaron Pugh | Nov. 23, 2010

The role of credit unions in small business extends beyond just financing.

By Nick Connors | Nov. 22, 2010

Strong growth and increasing demand creates an important role for member business lending in the loan portfolio.

By Aaron Pugh | Nov. 17, 2010

Credit unions balance business loan demand by cheering for the little guy.

By Alix Patterson | Nov. 8, 2010

Voters knocked. Now credit unions can help elected officials answer.

By Thomas Cullen | Nov. 8, 2010

Amid a harsh business climate these credit unions are lending to kick-start the economy.

By Rebecca Wessler | Sept. 16, 2010

Small businesses are thriving. What can credit unions learn from the mighty mites?

By Chip Filson | Sept. 2, 2010

In late July, Inland Empire community leaders sent NCUA a letter about Arrowhead’s conservatorship. On August 10, NCUA responded but failed to address the writers’ chief concern — when will they get their credit union back?

By Alix Patterson | July 29, 2010

Congress has yet to get the message that credit unions want to do more to help local business, but we can still do a lot with what we have now.

By Sam Brownell | July 19, 2010

For the one-third of credit unions that participate in member business lending, government restrictions influence their business models and local economies.

By Chip Filson | July 13, 2010

Past structural changes at NCUA are relevant to today’s credit union environment.

By Aaron Pugh | July 12, 2010

The Fed’s recovery strategy increases attention to small businesses. Is the credit union system aligned in meeting this need?

By Nick Connors | July 12, 2010

Member business lending is bucking the 12-month trend of flat loan growth in the industry’s loan portfolio.

By Chip Filson | July 1, 2010

A look at Bank of America and the credit union system during the Great Recession.

By Sam Brownell | May 27, 2010

Banking lobbying group’s argument against raising the MBL cap? Self-interest.

By Chip Filson | April 26, 2010

Public policy efforts for 2010 focus on initiatives that benefit Main Street, where credit unions live and work.

By Callahan & Associates | April 1, 2010

Credit unions should compare its ALL with its peers to create a ALL policy that guides decisions and benchmarks performance.

By Callahan & Associates | April 1, 2010

Converting opportunity into results is an industry challenge for 2010.

By Callahan & Associates | April 1, 2010

Economic growth in the U.S. turned positive during the second half of 2009. The question now is, how strong will the recocery be as we move through 2010? Based on a number of macroeconomic trends, we expect to see slower growth than the consensus.

By Callahan & Associates | April 1, 2010

Member business lending has become a staple for credit unions and continues to be a success.

By Sam Brownell | March 22, 2010

John Wade of the SBA discusses trends in member business lending, demand for credit by small businesses, the MBL cap, and the proclivity of credit unions to help small businesses.

By TransUnion | March 22, 2010

Tightened standards at banks have reduced the availability of loans for small business owners. The need for small business loans is now greater than the supply.

By Lydia Cole | March 22, 2010

Four graphs explore differences in asset quality by region of the country.

By Sam Brownell | March 5, 2010

The extension of S.B.A. Loan Guarantees gives further incentive for credit unions to prove their worth.

By Rebecca Wessler | March 5, 2010

A glimpse at the cheer worthy, jeer worthy, and tear worthy stories for the week of March 1, 2010.

By Rebecca Wessler | Feb. 19, 2010

Hot-topic measures up for discussion at the GAC are geared to expand the capacity of the credit union industry to make an impact on local economies.

By Lydia Cole | Feb. 10, 2010

Tuesday's Washington Post profiled Mid-Atlantic Financial Partners, a business lending CUSO operating out of the DC Metro Area.

By Lydia Cole | Feb. 1, 2010

When offering business cards, there are five key things to know about small businesses.

By Lydia Cole | Feb. 1, 2010

Public discussion has interwoven two themes over the past few weeks: The U.S. needs jobs, and credit unions need loans.

By Callahan & Associates | Jan. 1, 2010

As a community credit union, our focus has always been on making an impact at the local level. A large component of this has been the services and products we offer to our members who own and run small businesses. However, our ability to continue doing so is in jeopardy.

By Brooke C. Stoddard | Sept. 28, 2009

MidWest America has been growing at a healthy rate all the while cutting spending, in no small part because employees submit good cost-trimming ideas.

By Sam Brownell | Sept. 7, 2009

Member business lending continues to outpace other components in credit unions’ loan portfolio. As FDIC insured institutions continue to tighten their lending standards, credit unions are filling in the gap by providing more members with business loans.

By Dane Coalson | Aug. 3, 2009

By revamping an existing business lending program, Randolph-Brooks drove dramatic growth without compromising their strong member service.

By Lydia Cole | May 11, 2009

For the most recent edition of Callahan & Associates' CUSO Guide, Networks & Niches, we sat down with three regional MBL CUSO CEOs to discuss their perspectives on the current marketplace.

By Lydia Cole | May 4, 2009

Although banks did ease lending standards from the third quarter, fourth quarter results show credit unions growing their loans to businesses by 18.3%.

By Callahan & Associates | April 1, 2009

With a design that withstands serious economic stress, credit unions saw posted near-record loan growth while other institutions are scaling back.

By Callahan & Associates | Oct. 1, 2008

By revamping an exisiting business lending program, Randolph-Brooks drove dramatic growth without compromising their strong member service.

By Nick Connors | Aug. 25, 2008

As of June 2008, member business loans are the fastest growing loan category for credit unions. Annual growth reached 18.1% in June for a total outstanding balance of $24.6 billion.

By Nick Connors | Aug. 11, 2008

As big banks tighten their commercial lending standards, credit unions can become a vital credit source to help small businesses grow.

By Mike Werstuik | June 23, 2008

As national and regional banks pull back from the small business market due to tighter underwriting standards, credit unions are presented with an opportunity to expand their foothold in this market.

By Nick Connors | March 3, 2008

As other financial institutions pulled back from the market, the credit union loan portfolio posted strong growth in many key areas during 2008.

By Jay Johnson | Feb. 18, 2008

The economic stimulus package signed into law last week could positively impact results in 2008 if credit unions act quickly to ensure members understand how they can help them maximize the tax benefits.

By Mike Werstuik | Feb. 4, 2008

With banks pulling back from small business lending as a result of the credit crunch, credit unions have an opportunity to build relationships with their members in this area. What issues will arise along the way to offering business services and accounts?

By Mike Werstuik | Jan. 14, 2008

In an increasingly competitive environment, the account services that small businesses require are growing. Credit unions must ensure all of these needs are met in order to grow the relationship with the business.

By Claire Dayrit | Oct. 29, 2007

Local banks were not providing good business service lending, so Arizona State stepped in with a full range of popular services.

By Mike Werstuik | Sept. 24, 2007

Business lending is becoming an increasingly important service to provide members. How are credit unions with significant experience in this area performing against ones that have become more recently involved? Some interesting results arise.

By Bob Burrell | Sept. 24, 2007

Non member loan participation and SBA programs help credit unions in the secondary market.

By | Aug. 13, 2007

While representing just a shade more than 5% of total loans, member business lending is certainly the fastest growing sector for many credit unions.

By Mike Werstuik | June 18, 2007

Member business lending has been the fastest growing category of the lending portfolio over the last few years. To what extent have credit unions been assisting new businesses over the years using construction and development loans?

By Callahan & Associates | April 1, 2007

Continuing change was the theme for credit unions in 2006.

Member Business Lending (MBL) provides credit unions the opportunity to maintain and grow financial relationships with their members. With half the US economy based on small businesses, credit unions can’t afford to not offer this service to their members.

By Mike Werstuik | Feb. 26, 2007

Share growth is rebounding in the fourth quarter, while loan products continue their solid performance.

By | Oct. 30, 2006

This final article in a three-part series on serving small business members addresses meeting their needs throughout their business’ life cycle while increasing retention, improving economic return and creating barriers to member attrition.

By Bryan Laws | Oct. 2, 2006

Important steps in targeting and marketing to small business needs.

By | Oct. 2, 2006

Important steps in targeting and marketing to small business needs.

By Nick Connors | July 17, 2006

Lending is on the rise across the board, but business loans have had the strongest growth during the past twelve months.

By Joe James | April 17, 2006

In the previous part of this series, we discussed the importance of cash management tools for small business owners. In this portion, we talk about the critical role online resources play in helping small business owners and how online resources can help credit unions generate new business loans.

By Joe James | April 3, 2006

In this series, we examine small business owners’ priorities and how credit unions that offer business loans can better serve them. This week’s topic is Cash Management.

By Joe James | March 13, 2006

Member business lending continues be a fast growing lending area for credit unions. Find out where the industry stands in member business lending at year-end and what opportunities lie ahead.

By Tom Geggel | April 11, 2005

Business loans were the fastest growing loan product in 2004. CUSOs allow credit unions to pool their resources and meet member needs.

By Tom Geggel | Jan. 17, 2005

Members' requests are prompting the creation of business lending programs at many credit unions. Learn factors contributing to the success of new business lending programs.

By Tom Geggel | Jan. 10, 2005

Many credit unions are growing their lending portfolio through member business lending. The foundation for a successful program is an all-encompassing strategy.

By Callahan & Associates | Dec. 13, 2004

By Callahan & Associates | Nov. 8, 2004

Second Quarter 2004 rankings of Member Business Lending: View a graph of industry trends and a leader table of the top 50 credit union performers.

By Joe James | May 3, 2004

As more credit unions add member business loans to their lending portfolio, they need to develop an effective strategy to create a strong and successful member business lending program. On Wednesday April 28th, 25 credit unions participated in a Callahan's webinar on this topic.

By Joe James | April 26, 2004

As the popularity of member business lending has increased, credit unions have been increasing the average balance of their member business loans. This number became very significant beginning in 2001 when the average credit union member business loan balance surpassed the average credit union first mortgage balance. In 2003, the average member business loan was $141,920.