Lending

Modifications & TDRs

By Marc Rapport | Aug. 22, 2016

Redstone Federal Credit Union combines risk and reward in its counseling-lending program and casts a wary eye at proposed CFPB changes in short-term loan regs.

Making it easy to modify loans increases yield and revenue while building loyal relationships to last beyond the original note.

By Janet Lee | Feb. 24, 2014

Credit unions have much to celebrate when they visit their legislators during this year's GAC. Here are five significant ways credit unions impacted their communities and members in 2013.

 

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By Drew Grossman | May 6, 2013

Star One Credit Union's real estate modification program lowers rates quickly and efficiently.

By Michael J. Sacher | Jan. 18, 2013

Mike Sacher and Alix Patterson review issues related to the allowance for loan losses including the latest data on credit union asset quality trends, given the recent changes in regulatory reporting, and what credit unions need to consider for the coming year. 

By Michael J. Sacher | Dec. 17, 2012

ALL insights and observations for year-end 2012.

By Mark Reed | Dec. 3, 2012

Credit unions are improving asset quality across the board with all of the Sand States posting double- or triple-digit gains.

By Rebecca McClay | Oct. 15, 2012

Each mortgage modification a credit union makes to help members avoid foreclosure keeps the housing market in better health.

By Rebecca McClay | Oct. 15, 2012

Credit unions are triggering local economic rebounds in housing, employment, and small businesses.

By Lydia Cole | July 1, 2011

The team at GTE FCU managed the credit union through home prices declines and high unemployment.