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No credit union exists solely to serve millennials ... yet. However, making up First Millennial Credit Union brought to light what its creators really want from a financial institution.
Credit card balances, penetration, and usage all grew at credit unions in the last quarter of the year.
At year-end 2016, see which credit unions lead the way in six key cooperative metrics.
Lending, savings, community support, and more. Credit unions had a busy year.
Don’t hike the hill on an empty stomach. Stop in to one of these recommended restaurants during the GAC.
With investment rates rising, investment growth and yield on investments increase.
Net interest margin and provision expense both rise, leading to flat ROA.
These ratios help credit unions deliver excellent member value while also maintaining productive and efficient operations. Operational strategy impacts productivity and efficiency metrics. It’s important for credit unions to strike the right balance for their strategy while bearing in mind national averages.
It's taken for granted that small credit unions are more reliant on fee income. But are they really?
Quarter-over-quarter, credit union investments shrank 3.0% as credit unions diverted assets from the investment portfolio to the loan portfolio.