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Better understand how to serve different generations with this guide from Callahan & Associates.
Different generations require different conversations. This interactive series shows how credit unions can serve all ages.
Credit card availability and use are on the rise. So are delinquency and charge-off rates.
Credit union auto lending growth revs up top-line growth.
Student lending at credit unions increased 14.0% to $4.0 billion in the first quarter of 2018. Test your knowledge of student lending in this data quiz.
Take this industry performance pop quiz from Callahan & Associates to learn about trends in credit union auto lending.
Credit unions headquartered in the Central Region reported more loan accounts per members than those headquartered in other states. In what other areas did these cooperatives excel?
No credit union exists solely to serve millennials ... yet. However, making up First Millennial Credit Union brought to light what its creators really want from a financial institution.
Credit card balances, penetration, and usage all grew at credit unions in the last quarter of the year.
At year-end 2016, see which credit unions lead the way in six key cooperative metrics.
Lending, savings, community support, and more. Credit unions had a busy year.
Don’t hike the hill on an empty stomach. Stop in to one of these recommended restaurants during the GAC.
With investment rates rising, investment growth and yield on investments increase.
Net interest margin and provision expense both rise, leading to flat ROA.
These ratios help credit unions deliver excellent member value while also maintaining productive and efficient operations. Operational strategy impacts productivity and efficiency metrics. It’s important for credit unions to strike the right balance for their strategy while bearing in mind national averages.
It's taken for granted that small credit unions are more reliant on fee income. But are they really?
Quarter-over-quarter, credit union investments shrank 3.0% as credit unions diverted assets from the investment portfolio to the loan portfolio.
To say goodbye to this quarter’s Strategy & Performance, find the 14 credit unions whose names are reminiscent of Europe.
Earning assets are the majority of assets at credit unions. What factors impact how credit unions can leverage them?
SEGs and local businesses help credit unions capture IRA and Keough balances.
Secondary market sales of burgeoning credit union mortgage share remains dominant, but credit unions are selling more loans to each other, too.
New HMDA data illuminates which credit unions, banks, and mortgage finance companies generate the most mortgages across the country.
Did your state increase mortgage market share? See what state-level trends emerged with the recently released HMDA data.
The much-publicized Google memo got me thinking. Finance is a traditionally male-dominated field. In credit union land, 51.4% of CEOs are female yet collectively manage only 18.5% of the industry’s assets.
Do delinquencies and charge-offs suggest the economic recovery faces extinction?
The following ideas are sure to increase employee engagement and satisfaction at any credit union.
Investment growth at credit unions has been positive for four out of the past six quarters.
Hawaiian credit unions are performing well in mortgage, auto loans, and regular savings products; however, financial cooperatives in the Aloha State have an opportunity to increase members relationships further via loans and long-term saving products.
Deciding whether, and with whom, to merge can be tricky. Use this list to spark conversations that will lead to a deeper understanding of the benefits, drawbacks, and other implications.
Contextualizing costs based on location can make a big difference when analyzing the bottom line.
With rising Federal Reserve rates and increased consumer confidence, the credit union industry posted positive year-over-year investment growth in the first quarter for the first time since 2013.
Total revenue reached $15.5 billion in the first quarter of 2017. That’s up 8.1% year-over-year from the $14.3 billion credit unions posted in the first quarter of 2016.
Grab a towel and relax by the water with this credit union crossword puzzle.
In this interview with CUbroadcast's Mike Lawson, Callahan industry analyst Liz Furman highlights auto lending trends and more from CU Direct's DRIVE17.
Online shoe retailer Zappos energizes, rewards, and celebrates employees. Steal these ideas to increase employee engagement and satisfaction at any credit union.
Takeaways from CU Direct’s DRIVE17 include the importance of speed, the impact of innovation, and improvements in dealer relationships.
Mortgage loan originations had a strong first quarter, but credit unions are keeping a larger percentage of mortgages on their books.
Use this strategy from Granite to take your MMAs from sedimentary to igneous.
Cybersecurity is a leadership issue but requires action from the entire enterprise.
Mergers are on the rise, but smaller credit union still continue to play an important role in the industry.
What electronic services do credit unions offer?
After Bitterroot Community FCU in Montana opened a new branch, it posted a 21.2% increase in new members.
Washington, DC, is home to more than 2,000 restaurants. Which ones are worth a visit while attending the 2017 Governmental Affairs Conference?
Credit unions added more than 10,000 employees nationwide over the course of 2016.
The national average for each of these six mighty metrics is less than 10 percentage points, but even a change of a few basis points can make a big difference to a credit union.
Credit unions have ramped up marketing efforts and are reaping the benefits.
Use these metrics to better understand what third quarter auto data means to a credit union’s loan portfolio.
A top-line evaluation of the market is a great way to begin assessing a new or existing core processor relationship.
More options might seem like a good idea, but streamlined offerings also benefit both credit unions and their members.
13 words and phrases that will help you fit right in with the millennial generation. Plus, a word search of credit union whose names call to mind these phrases.
Credit union asset, loan, share, and member growth were strong in the third quarter of 2016, both for the industry and on a state-by-state level.
With market uncertainty, it’s surprising to see a quarter-over-quarter and year-over-year increase in investments. Less surprising is the attraction of short-term investments.
Callahan & Associates surveyed 333 credit unions to learn about automated decisioning practices in the consumer lending portfolio. Read about the results in this interactive article.
Callahan & Associates surveyed 333 credit unions to learn about automated decisioning practices in the consumer lending portfolio. What did it find?
In episode No. 658, Callahan Industry Analyst Liz Furman digs deep into national and regional data and debunks the myth that credit union membership and asset growth is strictly due to mergers.
In honor of International Credit Union Day, Callahan spotlights credit unions of all sizes that return the most value to members.
The Loan Star State has the highest number of credit unions at 475, and its stellar growth and member metrics evokes the saying “Don’t mess with Texas.”
How credit unions, assets, and member relationships have evolved the past decade and a half.
Student lending predatory practices at big banks highlight the credit union difference.
How do financial cooperatives in the Lone Star State stack up against other credit unions?
Five graphs show how technology offers a competitive advantage.
Callahan & Associates has launched a new way to help clients get the data they need, when they need it.
Credit unions step up to empower members with responsible student lending options.
Want to win at data? Then look no further than the newsletter that is built to help you do that and more.
Loans surpassed $800 billon in the first three months of the year. Here’s how to make sure the industry's growing portfolio stays strong.
New car balances take up more of the portfolio, but big credit unions find big business in indirect lending.
Second quarter data shows the industry’s ROA is up quarter-over-quarter but slightly down year-over-year.
As strategic planning season rolls in, consider what metrics will showcase the credit union to members, the board, and the community.
Like your golf score, your credit union’s efficiency ratio should be low.
Overall delinquency is following the traditional cycle, but this year’s numbers might indicate a break in generally declining delinquency rates.
Risk managers monitor disparate areas of the credit union. For key ratios to follow, start with the measures that correspond to the risk indicators outlined by the NCUA.
Indirect auto lending overtook direct lending one year ago, and first quarter data shows no sign of a slow down.
Low oil prices can seem great at the pump, but some states are feeling the pinch.
Membership growth is on the rise across the industry, but the performance of one New York credit union makes it a notable outlier.
Here’s how CUSOs and sales to secondary markets affect non-interest income.
Spring is an excellent time to assess efficiency and clean up clutter to make way for new products and measures.
The NCAA tournament is down to the Final Four, and regional credit union performance data from Callahan & Associates has predicted the winner.
Which financial cooperatives are maximizing non-interest income without raising service fees for members? Find out in this Callahan leader table.