Nusenda Credit Union’s funds availability formula boosts member service by exceeding regulated minimums and treating outliers as outside the norm.

Delivering safe and frictionless member experiences requires up-to-date identity data and an authentication approach that quickly authenticates the caller before the member hears “hello.” The result is greater call center efficiency, decreased Average Handle Time, improved security, and higher member satisfaction.

Callers are identified and cleared or cornered before ever getting to a live human agent.

Accurate, current data with real-time alerts is key to addressing fraud risk through today’s deposit channels.

Having a system in place helps effectively address causes and lowers the risk of reputational damage.

Hurricane Michael made landfall on Oct. 10, 2018, and quickly became one of the most destructive storms in U.S. history. Innovations Federal Credit Union lived through it, and discusses the business continuity, disaster recovery, and teamwork efforts required to be the first financial institution in its community back online.

Tree-hugging roots run deep at the Vermont credit union, which offers an array of lending and deposit products aimed at fighting climate change.

How a flat yield curve and a 2-year-old regulation are pushing two credit unions toward more conservative investment portfolios.

Processors do the back-end lift while credit unions focus on meeting a growing demand.

Sharing returned deposit information fuels the powerful database in the fight against fraud.