Risk

Enterprise Risk Management (ERM)

By Callahan & Associates | July 29, 2019

Data and insight from Callahan & Associates and industry suppliers.

By E.C. Harrison | July 29, 2019

Leaders at the Florida credit union offer expert advice on how to elicit more from tech vendors and engage members in product testing.

By Advanced Fraud Solutions | June 24, 2019

Accurate, current data with real-time alerts is key to addressing fraud risk through today’s deposit channels.

 

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By Callahan & Associates | Aug. 9, 2018

Data and insight from Callahan & Associates and industry suppliers.

By Callahan & Associates | Jan. 26, 2018

Callahan & Associates and Lisa Thompson, vice president of ERM at ORNL, discuss how the $1.9 billion credit union decided a committee was the best way to manage risk across the enterprise, best practices in ERM, and lessons learned.

By Marc Rapport | Dec. 15, 2017

Lessons learned from 2017’s breach of the year.

By Erik Payne | Sept. 25, 2017

The Tennessee credit union established an enterprise risk committee in 2016 to involve stakeholders and business lines in strategic conversations.

By Callahan & Associates | Aug. 11, 2017

Data and insight from Callahan & Associates and industry suppliers.

By Ian Melhorn | Aug. 11, 2017

Who’s new to the ranking tables, which auditors are moving up the leader boards, and what does market share by region look like?

By Matt Taylor | April 10, 2017

Credit unions should consider moving from mere compliance checks to constant portfolio analysis. Here’s how to do that.

By Erik Payne | April 3, 2017

The NCUA wasn’t updating its questionnaires for internal compliance reviews fast enough. So the New Hampshire credit union created its own.

By Sharon Simpson | April 3, 2017

Interra Credit Union's homegrown enterprise risk management program puts a premium on emerging areas rather than on data and trends of the past.

By Rebecca Wessler | April 3, 2017

Five can't-miss data points featured this week on CreditUnions.com.

By Marc Rapport | Dec. 19, 2016

Technology providers evaluate 2016 and look ahead to the coming year.

By Liz Furman | June 13, 2016

Risk managers monitor disparate areas of the credit union. For key ratios to follow, start with the measures that correspond to the risk indicators outlined by the NCUA.

By Callahan & Associates | June 8, 2016

Data and insight from Callahan & Associates and industry suppliers.

From auditor to trusted adviser – traditional internal audit roles are taking a backseat when it comes to providing credit unions with relevant insights and valuable advice.

By Sharon Simpson | May 2, 2016

There is no one-size-fits-all approach when it comes to ensuring the safety of a credit union. That’s why leaders must understand the ins and outs of different strategies before selecting the best fit.

By Chris Howard | May 2, 2016

A new study shows how little personal responsibility executives feel toward cybersecurity. Here’s why that’s wrong.

By Rebecca Wessler | May 2, 2016

It's no secret the compliance burden on credit unions has increased in recent years. But exactly how much regulation has there been? And what are institutions doing to ease the burden?

By Erik Payne | Dec. 21, 2015

Eight strategies and lessons from credit unions show how to handle compliance and risk concerns.

By Callahan & Associates | Sept. 1, 2015

A monthly collection of Callahan content that, together, addresses a single topic from a variety of perspectives.

More plausible interest rate scenarios would better serve the industry in planning for rising rates.

By Aaron Pugh | May 18, 2015

Two credit unions explain why logic trumps tradition when it comes to their division of responsibilities.

By Erik Payne | May 4, 2015

TTCU’s chief risk officer talks about responsibilities, skills, and value to the institution.

By The Rochdale Group, Inc. | May 4, 2015

Your risk management processes may be fine today, but are they sufficient to lead you tomorrow?

By Rebecca Wessler | May 4, 2015

Credit unions reeling after the regulatory tsunami and uncertainty in the interest rate market might find comfort in the data, advice, and best practices featured this week on CreditUnions.com.

By Erik Payne | March 30, 2015

Credit unions have preventive and detective measures to control fraud.

Partner Perspective
The Price Is Right

Properly pricing and managing the loan portfolio is a major driver of success for a credit union.

By Janet Lee | March 9, 2015

News reports of an impending increase in the interest rate environment are widespread. These three graphs show whether credit unions are positioned to respond.

By Kevin Heal | March 9, 2015

Properly pricing and managing the loan portfolio is a major driver of success for a credit union.

By Rebecca Wessler | Feb. 23, 2015

This week, CreditUnions.com offers practices, lessons, and educational resources for the men and women charged with managing the financial risks of their credit unions — the CFOs.

Credit unions are keeping their powder dry waiting for rates to rise.

By Aaron Pugh | Feb. 23, 2015

Tips from BECU on how to manage growth and risk under increased regulator scrutiny.

By Callahan & Associates, Inc. | Jan. 27, 2015

Callahan chairman Chip Filson argues against the revised risk-based capital proposal.

By Callahan & Associates, Inc. | Jan. 27, 2015

Callahan chairman Chip Filson and senior analyst Andrew Bolton explore the changes to NCUA's proposed risk-based capital rule.

By Marc Rapport | Dec. 18, 2014

IT security experts see attacks ranging from card breaches to HELOC account wire fraud in the year ahead. Some prevention tips are included.

By Marc Rapport | Nov. 18, 2014

Regulatory council offers recommendations after summer assessment of 500 community financial institutions.

By Chip Filson | Sept. 2, 2014

The ability to manage interest rate risk is another advantage of the cooperative model.

Partner Perspective
Embrace Risks And Grow Loans

By CU Direct | July 21, 2014

Increasing loan portfolio profitability is about more than reducing losses.

By Drew Grossman | May 8, 2014

IT is a misunderstood department. That’s why it’s important to keep the communication flowing.

By The Rochdale Group, Inc. | May 5, 2014

A credit union’s success depends on its ability to make smart decisions in both the short and long term.

By Quatrro Processing Services | Nov. 4, 2013

A growing level of fraud sophistication requires next generation fraud mitigation tools.

By Brooke C. Stoddard | April 29, 2013

Risk Manager Michael Martin and CEO David Bunch discuss risk management strategies for FedChoice FCU.

By Brooke C. Stoddard | Dec. 3, 2012

Michael Martin of FedChoice Federal Credit Union discusses what issues his credit union is focusing on in 2013 and how regulation is playing an increasing role in credit union risk management.

By The Rochdale Group, Inc. | Dec. 3, 2012

Recent economic events have made Enterprise Risk Management top-of-mind for many credit unions – a good thing. But is your credit union looking deeply and broadly enough at ERM?

By Turner, Warren, Hwang & Conrad | Dec. 3, 2012

Evaluate the different components and processes involved with ERM to find the right strategy for your institution.

By United Guaranty Insurance | Oct. 8, 2012

Risk-based mortgage insurance solutions create member savings and grant access to new market opportunities.

By NACHA | June 25, 2012

The industry moves fast, but its future leaders must move faster.

By Timothy Kolk | May 28, 2012

Keep your credit card management skills up-to-date as competitive risks are increasing.

By Callahan & Associates | Jan. 1, 2012

Seven key questions to consider when vetting potential vendors.

By | Sept. 5, 2011

Fraud is becoming more prevalent with the end users being increasingly targeted over the broader systems, says Steve Ervolino, senior vice president of information services for Dupaco Community Credit Union.

Partner Perspective
Enterprise Risk Management

An enterprise risk management program can increase efficiency, profitability, and financial performance.

By Callahan & Associates | Oct. 1, 2010

Benchmarking is a valuable method for identifying areas of improvement in any retail investments program.

By Callahan & Associates | April 1, 2010

A checklist against which to evaluate your online account opening and funding efforts.

By Callahan & Associates | Jan. 25, 2010

By Callahan & Associates | Oct. 1, 2009

Vermont State Employees Credit Union ($440M, Montpelier, VT) is always looking to protect their members from various forms of fraud, without inconveniencing them.

By Callahan & Associates | Oct. 1, 2009

While California Center Credit Union may be small in size, their membership is big in ideas.

By Callahan & Associates | Oct. 1, 2009

Imaging technology makes optimal use of existing transaction networks and the internet, so that check imaging implementatino is fast, cost-effective, and easy for staff to master.

By Callahan & Associates | July 1, 1998

In times when it becomes more difficult for credit unions to fully lend their available funds, investments become an increasingly larger part of earning assets. The time and skill requirements needed to properly manage this portion of the balance sheet are considerable. Investment managers are specialists in managing portfolios and have immediate access to market information and analysis that are unavailable to most credit unions. Credit union personnel, on the other hand, are generally much more capable of managing the risks of lending to members than they are of managing the vagaries of the bond market.