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How Credit Unions Can Safely Expand Into Lower Score Tiers

Analytics that identify pay-back characteristics can help lenders expand into C segment of borrowers.
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New Expectations For Internal Auditors

From auditor to trusted adviser – traditional internal audit roles are taking a backseat when it comes to providing credit unions with relevant insights and ...
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Buying a Pre-Exisiting Business

Citadel Federal Credit Union in Thorndale, PA, recently took a novel approach to starting our credit union service organization (CUSO), Citadel Financial Services - buying ...
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A New Employee Benefit: Long Term Care Insurance

Why long-term care insurance was added to Wright-Patt’s benefit package. Wright-Patt Credit Union reviewed its employee benefits package during 2000 to increase the perceived value ...
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Using the Internet to Enhance Member Services

Pennsylvania State Employees launches Internet-based credit report service.
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Plain Vanilla Hands Down

Whitefish Credit Union will soon have $600 million in assets and 22% of credit union assets in Montana, although it is confined to a small ...
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LIFE AFTER INDIRECT LENDING

Indirect lending was good to Affinity Plus FCU, but it did not allow for the kind of trust-based relationship building with members that the credit ...
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The Charter of Choice

Moral arguments aside, Pentagon CEO Frank Pollack states that a strong business case can be made against conversions. The math is simple: the credit union ...
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Appropriate Reaction to the DFCU Decisions: Outrage

The NCUA and the federal district court for Eastern Michigan have both erred in not making DFCU Financial live up to the credit union’s bylaws. ...
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Transparency: Keeping Integrity When Market Participants Play Outside the Lines

University FCU is the major student loan lender at the University of Texas because of the value of its product, not for its relationship with ...
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