Lending

Our Lending page is the spot for credit union strategies on product development, operations, and pricing.

Top Lending Articles

140 Million Reasons To Lend

Lending is evolving, and credit unions are adapting. This week, CreditUnions.com examines how shifting economic conditions are reshaping lending strategies.

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Partner Perspectives

Meet The Finalists For The 2026 Innovation Series: AI-Powered Member Experience

This year's finalists are reimagining how credit unions can use AI to combine cutting-edge technology with old-school member service.
Partner Perspectives

Meet The Finalists For The 2026 Innovation Series: Reimagining The Lending Experience

This year's finalists are uncovering new ways to harness the power of technology to improve and expand lending across the industry.
Blogs

140 Million Reasons To Lend

Lending is evolving, and credit unions are adapting. This week, CreditUnions.com examines how shifting economic conditions are reshaping lending strategies.
Partner Perspectives

Rethinking Auto Lending And The Choices Facing Credit Union Leaders

Affordability pressures, extended loan terms, and shifting vehicle values are forcing institutions to look beyond familiar structures and reconsider how to balance risk and return.
Partner Perspectives

What Credit Unions Can Do NOW To Launch And Expand Student Lending Programs

Credit unions are uniquely well-positioned to guide members through uncertainty and fill essential funding gaps.
Blogs

What Would A 10% Credit Card Rate Cap Mean For Credit Unions And Members?

A closer look at the trade-offs of mandated lower credit card rates reveals a delicate balance between portfolio health and member access.
Features

5 Tucson Credit Unions Join Forces For Affordable Housing

A handful of regional credit unions pair up with the GoWest Foundation to offer 100% financing for eligible borrowers.
Partner Perspectives

4 Important Exceptions To Track For Commercial Lending

Learn how to identify, track, and manage four commercial lending exceptions to reduce risk, strengthen compliance, and streamline operations.
Features

The Personal Loan Landscape Has Shifted

Declining savings rates and rising financial pressure are reshaping why members borrow, pushing credit unions to rethink lending strategies.
Partner Perspectives

Simplify Credit Card Issuing For Sustainable Growth

How can credit unions stay true to their mission while evolving to meet modern needs?
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