Andrew Lepczyk
Andrew Lepczyk is an industry analyst with Callahan & Associates. Andrew leverages analytics tools and market data to help credit unions improve. He has previously worked in corporate governance research and holds a bachelor’s degree from the University of South Carolina and a master’s degree in international economics from American University.
3 Reasons Saving Money Is Difficult For Low-Income Americans
Andrew Lepczyk
January 5, 2025
Credit unions offer products and services to meet the distinct needs of low-income Americans; unfortunately, many people who need this assistance the most simply can’t ...
The Year Behind And A Look Ahead
Andrew Lepczyk
January 1, 2025
Six data points showcase what's happening in the U.S. economy that could direct credit union decision-making in the year to come.
4 Ways To Build A Better Peer Group In 2025
Andrew Lepczyk
January 1, 2025
From geography to field of membership and more, here’s how to get a jump on performance benchmarking in the new year.
Quarterly Market Snapshot And Two-Year Financial Statement
Andrew Lepczyk
December 15, 2024
The latest quarterly performance metrics from across the credit union industry, including loan growth, income and expenses, and more.
Asset Quality Is Worsening. Is There Light On The Horizon?
Andrew Lepczyk
December 15, 2024
Higher interest rates have forced members to pick and choose which debts to repay and which to postpone, which doesn't fare well for revolving products.
How Well Do You Know CDFIs? Test Your Community Impact IQ.
Andrew Lepczyk
December 9, 2024
CDFIs offer loans, investments, and financial education to individuals and businesses that might not have access to traditional banking services. Learn more about these financial ...
Leaders Of The Pack: The Top 20 Cores For Credit Unions
Andrew Lepczyk
December 2, 2024
A who’s who and what’s up among providers for the credit union industry’s most critical piece of technology.
5 Takeaways From Trendwatch
Andrew Lepczyk
November 11, 2024
Credit unions posted record revenue in the third quarter thanks to large gains in loan and investment income, yet asset quality worsened as the industry ...
Why Do Banking Deserts Exist? How Can Credit Unions Fix Them?
Andrew Lepczyk
November 3, 2024
Understanding what constitutes a banking desert can help credit unions determine branching and outreach strategies for underserved communities.
The State Of The American Consumer
Andrew Lepczyk
October 28, 2024
How the country’s economic gains on paper fail to capture the financial strain millions of Americans face in their checkbook.