Andrew Lepczyk

Andrew Lepczyk is an industry analyst with Callahan & Associates. Andrew leverages analytics tools and market data to help credit unions improve. He has previously worked in corporate governance research and holds a bachelor’s degree from the University of South Carolina and a master’s degree in international economics from American University.

Blogs

3 Reasons Saving Money Is Difficult For Low-Income Americans

Credit unions offer products and services to meet the distinct needs of low-income Americans; unfortunately, many people who need this assistance the most simply can’t ...
Industry Insights

The Year Behind And A Look Ahead

Six data points showcase what's happening in the U.S. economy that could direct credit union decision-making in the year to come.
Industry Insights

4 Ways To Build A Better Peer Group In 2025

From geography to field of membership and more, here’s how to get a jump on performance benchmarking in the new year.
Graph Of The Week

Quarterly Market Snapshot And Two-Year Financial Statement

The latest quarterly performance metrics from across the credit union industry, including loan growth, income and expenses, and more.
Blogs

Asset Quality Is Worsening. Is There Light On The Horizon?

Higher interest rates have forced members to pick and choose which debts to repay and which to postpone, which doesn't fare well for revolving products.
Blogs

How Well Do You Know CDFIs? Test Your Community Impact IQ.

CDFIs offer loans, investments, and financial education to individuals and businesses that might not have access to traditional banking services. Learn more about these financial ...
Blogs

Leaders Of The Pack: The Top 20 Cores For Credit Unions

A who’s who and what’s up among providers for the credit union industry’s most critical piece of technology.
Blogs

5 Takeaways From Trendwatch

Credit unions posted record revenue in the third quarter thanks to large gains in loan and investment income, yet asset quality worsened as the industry ...
Blogs

Why Do Banking Deserts Exist? How Can Credit Unions Fix Them?

Understanding what constitutes a banking desert can help credit unions determine branching and outreach strategies for underserved communities.
Blogs

The State Of The American Consumer

How the country’s economic gains on paper fail to capture the financial strain millions of Americans face in their checkbook.
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