Andrew Lepczyk
Andrew Lepczyk is an industry analyst with Callahan & Associates. Andrew leverages analytics tools and market data to help credit unions improve. He has previously worked in corporate governance research and holds a bachelor’s degree from the University of South Carolina and a master’s degree in international economics from American University.
Looking For Deeper Insights? Consider The Median.
Andrew Lepczyk
March 11, 2024
The performance of the industry’s largest credit unions can skew averages; considering median data in performance analysis uncovers different insights.
Share Growth Changes Reflect Member Appetite For Higher Yields
Andrew Lepczyk
March 11, 2024
Members are moving their shares from liquid deposits to certificates in an effort to earn more from their money.
Where Are CDFI Designations Most Prevalent?
Andrew Lepczyk
February 26, 2024
A look at how CDFI credit unions stack up in performance as well as geography.
5 Takeaways From Trendwatch 2023
Andrew Lepczyk
February 9, 2024
What might performance in 2023 mean for 2024?
Chiefs Or 49ers? Callahan Bowl XVIII Digs Into The Data.
Andrew Lepczyk
February 5, 2024
The Lombardi Trophy is once again up for grabs, and credit union data can help determine this year’s Super Bowl winner.
Employee Discounts And Loan Perks At U.S. Credit Unions
Andrew Lepczyk
February 5, 2024
A new survey from Callahan & Associates sheds light on who’s offering discounts and which employees get them.
Indirect Delinquency Continues To Outpace Direct
Andrew Lepczyk
January 29, 2024
Loans sourced from third parties helped credit unions make up for plummeting originations and foot traffic during the COVID-19 pandemic, but the strategy has presented ...
5 Takeaways From Trendwatch 3Q 2023
Andrew Lepczyk
November 13, 2023
Credit union performance in the third quarter echoed that of the second, with continued tightening of liquidity, diminishing ROA, and deteriorating asset quality.
Different Incomes. Different Needs.
Andrew Lepczyk
November 6, 2023
An analysis of loan portfolios for credit unions with and without a low-income designation illustrates how consumers’ income levels impact borrowing.
Credit Union Performance Extends Beyond The Balance Sheet
Andrew Lepczyk
October 30, 2023
A look at how broad economic trends are impacting the bottom line at credit unions.