Ops & Payments

Our Ops& Payments page is the hub for credit union-tested and approved methods to increase usage of checking accounts, credit cards, bill pay, and more.

Top Ops & Payments Articles

Features

How 5 Credit Unions Are Approaching Deposits In 2025

Member-first strategies come to the forefront in a changing rate environment.
Blogs

3 Reasons Saving Money Is Difficult For Low-Income Americans

Credit unions offer products and services to meet the distinct needs of low-income Americans; unfortunately, many people who need this assistance the most simply can’t ...
Features

At One Tennessee Credit Union, A Little Saving Goes A Long Way

Set It & Forget It offers a low-barrier entrance to high-yield savings, helping members improve their savings habits.
Features

Is Business Checking Underrated?

From one coast to another, credit union leaders discuss the growth of business checking at their institutions.
Partner Perspectives

Today’s Rulebook Is Key To Following Today’s Nacha Operating Rules

Nacha offers a physical book, an online resource, and an app to ensure FIs have up-to-date rules and guidelines at their fingertips.
Partner Perspectives

Future-Proofing Credit Unions With Modernized Check Processing

Despite the rise of digital payments, checks remain vital for many businesses and members.
Partner Perspectives

Drive Deeper Relationships Through Digital Engagement And Deposit Account Use

New tools can help credit unions deepen relationships with members while putting money back in their pockets.
Graph Of The Week

Credit Unions Can Support Americans’ No. 1 New Year’s Resolution

Consumers desperately want to save money, but an overwhelming majority say one or more obstacles stand in their way.
Blogs

Asset Quality Is Worsening. Is There Light On The Horizon?

Higher interest rates have forced members to pick and choose which debts to repay and which to postpone, which doesn't fare well for revolving products.
Features

What Do Credit Unions REALLY Want From Their Core Processors?

A survey of industry leaders shows what tipped the scales when selecting their most recent core provider — the answers extend way beyond the price ...
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