Ops/Payments

Graph Of The Week

Credit Card Delinquency Rates Inching Back Up

After a decline in consumer spending during the pandemic, the end of government relief programs has contributed to an increase in credit card usage – and a rise in delinquencies.

Features

The Benefits Of Fintech Collaboration

More and more credit unions are partnering with financial technology firms to provide solutions that make it easier and faster to grow their business.

Blogs

Hello, Venmo (Goodbye, Checking Account)

Gen Z sees the P2P payments service as more than just a way to split the cost of a night out – it’s also a social platform and de facto checking account.

Features

Impact Strategies From June 2022

Think there’s no room for creativity in banking? Think again. These stories from the last month reveal a host of new ways credit unions are finding to serve members and make a difference in their communities.

Features

Fees With Benefits? TCT FCU Makes It Work.

The New York credit union has lowered punitive fees and added an array of benefits to spread the gain while easing the pain.

Features

Merchants Can Sidestep Interchange Fees

New options diminish the charges businesses pay to process card payments — or even eliminate them altogether.

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