Industry Insights

From the credit union take on current industry events to best practices from outside (and inside) the industry, the latest data to notable trends, you’ll find a little bit of everything in this company-powered blog.

Commentary

Green Lending: What Is Your ‘Why?’

There are different motivations for delving into green lending, but five in particular apply to the strategic focus of credit unions.
Graph Of The Week

Could EVs Help Credit Unions Lure Younger Members?

More than half of Americans younger than 50 say they would consider purchasing an electric vehicle. That’s an opportunity for credit unions.
Graph Of The Week

Americans Report Favorable Views On Small Business

Positive views of small business transcend political party, age, and gender.
Commentary

Fed Leaders Hope To Avoid Repeating The Mistakes Of The 1970s

Look beyond the headlines to discover the driving forces behind market trends and consider how they impact a credit union’s investment portfolio.
Graph Of The Week

Think AI Is Big Now? Give It A Year.

A report from the MIT Technology Review indicates artificial intelligence usage across multiple business sectors is poised to explode by the end of 2025.
Commentary

5 Valuable Governance Guidelines To Adopt Today

Constructive action and positive impact are the product of a board engaged in servant leadership — the true calling of a Class A board.
Graph Of The Week

For Good Governance, Make The Board Aware Of Liquidity Risk

Credit unions are turning toward the Federal Reserve’s Bank Term Funding Program to mitigate liquidity pressure.
Graph Of The Week

Two-Thirds Of U.S. Workers Want More Professional Growth Support

Gallup data shows employers aren’t engaging workers nearly as deeply as they would like.
Industry Insights

Interest Margins Are Up. ROA Is Not.

Rising interest rates helped credit unions boost margins in 2023; however, increased provisions ate into ROA.
Industry Insights

Looking For Deeper Insights? Consider The Median.

The performance of the industry’s largest credit unions can skew averages; considering median data in performance analysis uncovers different insights.
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