Strategies To Enhance Mortgage Efficiency Without Cutting Jobs
Credit unions are shuffling staff and reimagining operations to make up for a slowdown in home lending.
Lending
Our Lending page is the go-to spot to find strategies for product development, operations, and pricing as well as updates on what’s happening in the world of credit union auto lending, mortgage lending, member business lending, niche lending, and more.
Top Lending Articles
The Art Of Selling On Social Media
Credit unions are navigating regulatory compliance and setting guidelines to help mortgage, investment, and deposit teams gain more traction on social.
2024 Lending Outlook: Hopes, Fears, And Serving Members In The Year Ahead
Forget the Beige Book — these credit union executives offer insights on what it will take to see green.
Evergreen? Always Growing.
June 17, 2024
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An empowered staff that drives membership growth and community involvement that enhances local partnerships underpin peer-beating growth numbers at the Maine cooperative.
CECL: A Half-Baked Cake
June 10, 2024
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One year after implementation, there’s still work to be done when it comes to new rules around expected credit losses.
Originations Slide As Lenders Tighten Underwriting
June 10, 2024
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The Federal Reserve is projected to cut rates several times in 2024; however, soaring prices and dwindling savings still leave Americans with little incentive to make a big purchase.
3 Asset Quality Metrics That Matter
June 10, 2024
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With interest rates up and economic growth tepid, credit union leaders are tracking key performance ratios in their loan portfolios.
Strategies To Enhance Mortgage Efficiency Without Cutting Jobs
June 3, 2024
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Credit unions are shuffling staff and reimagining operations to make up for a slowdown in home lending.
5 Reasons To Use A Mortgage CUSO Now
June 3, 2024
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The landscape of the mortgage market is rapidly evolving, and credit unions must adapt to stay competitive. Now is the perfect time to redefine your mortgage program.
Get Inspired: 3 Mortgage Marketing Pages That Sell
June 3, 2024
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How a trio of credit unions from across the country are tackling a universally difficult housing market.
When It Comes To Housing, Prices Are Outpacing Income
June 3, 2024
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Census data shows credit unions have a lot of work in front of them to make housing affordable for members.
‘Digital Readiness’ Means Many Things To Many People. What Does It Mean For Your Credit Union?
June 3, 2024
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Member digital experience, effective use of data, and how AI makes them possible are key topics that have credit union executives asking, “Where are we and where are we going?”
How To Find The Sweet Spot In A Repricing Program
June 3, 2024
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Wings Credit Union unlocked opportunity in its mortgage portfolio by drawing in members with a desirable rate plus a few other perks.
Evergreen? Always Growing.
An empowered staff that drives membership growth and community involvement that enhances local partnerships underpin peer-beating growth numbers at the Maine cooperative.
Originations Slide As Lenders Tighten Underwriting
The Federal Reserve is projected to cut rates several times in 2024; however, soaring prices and dwindling savings still leave Americans with little incentive to ...
3 Asset Quality Metrics That Matter
With interest rates up and economic growth tepid, credit union leaders are tracking key performance ratios in their loan portfolios.
Strategies To Enhance Mortgage Efficiency Without Cutting Jobs
Credit unions are shuffling staff and reimagining operations to make up for a slowdown in home lending.
5 Reasons To Use A Mortgage CUSO Now
The landscape of the mortgage market is rapidly evolving, and credit unions must adapt to stay competitive. Now is the perfect time to redefine your ...
Get Inspired: 3 Mortgage Marketing Pages That Sell
How a trio of credit unions from across the country are tackling a universally difficult housing market.
When It Comes To Housing, Prices Are Outpacing Income
Census data shows credit unions have a lot of work in front of them to make housing affordable for members.
‘Digital Readiness’ Means Many Things To Many People. What Does It Mean For Your Credit Union?
Member digital experience, effective use of data, and how AI makes them possible are key topics that have credit union executives asking, "Where are we ...
How To Find The Sweet Spot In A Repricing Program
Wings Credit Union unlocked opportunity in its mortgage portfolio by drawing in members with a desirable rate plus a few other perks.
Browse Topics
Enhancing The Member Experience With AI
Member Loyalty Group LLC
How Member Loyalty Group grows credit unions’ ability to understand and act on feedback through AI-powered analytics.
Can A DAF Make Your Philanthropy Go Further?
Sharon Simpson
Although the industry is chock-full of foundations, some institutions rely on donor-advised funds as a pathway to giving back.
Fortera Fights Against Generational Poverty
Sharon Simpson
The Fortera Foundation is breaking the cycle of generational poverty by providing essential resources and financial aid to single-parent students.
United Nations FCU’s Lessons From Global Philanthropy
James Major
The United Nations FCU Foundation helps the New York-based credit union make an impact on multiple continents.
2023 NCUA Grant Funding
Andrew Lepczyk
The regulator’s Community Development Revolving Loan Fund distributed $3.8 million in grant funding last year, benefitting more than 140 credit unions.
Geofencing Gets A Modern Makeover At Northern Credit Union
Sharon Simpson
Five years after launching a successful mortgage digital campaign, the New York-based credit union has expanded into other business areas.
Change Your Name. Blaze Your Trail.
Sharon Simpson
After two large Minnesota credit unions merged, staff set to work creating a new brand identity.
From The Gridiron To The Concert Hall, Credit Unions Are Redefining Sponsorships
Marc Rapport
Three seasoned marketers share tips and tactics to turn everyday sponsorships into avenues for connection and prosperity.
Rebranding Takes A Post-Pandemic Hit
Trace Jerrett
Marketing spend is up since the onset of COVID-19, but fewer institutions are pursuing new identities, choosing instead to embrace familiarity.
How Are Credit Unions Navigating The Fintech Frontier?
Marc Rapport
Technology partnerships offer a path to innovation and enhanced member service.
CECL: A Half-Baked Cake