Lending

Blogs

Different Incomes. Different Needs.

An analysis of loan portfolios for credit unions with and without a low-income designation illustrates how consumers’ income levels impact borrowing.
Blogs

3 Trends At Low-Income And CDFI Credit Unions

Designations focused on serving members of modest means can lead to vastly different financial outcomes for credit unions.
Partner Perspectives

The Canary In The Coal Mine: Does Collateral Protection Insurance Cause Defaults — Or Prevent Them?

Worried the CPI on a borrower’s loan might increase the likelihood of default? Good news – it’s actually an opportunity to protect your member.
Blogs

Credit Union Performance Extends Beyond The Balance Sheet

A look at how broad economic trends are impacting the bottom line at credit unions.
Features

Navigating High Rates And Shrinking Liquidity

Vehicles are beyond the reach of many consumers. Residual-based vehicle financing is one way to manage this quandary.
Features

What’s In A Name: Director Of Community Homeownership Development

WSECU creates a new role to take a holistic approach toward housing affordability in Seattle.
Blogs

Callahan’s Guide To The 2023 World Series

Will it be the D-Backs or Rangers in this year's Fall Classic? Callahan's credit union data could have the answer.
Features

Give First-Time Auto Buyers Some Credit

A new program from American 1 Credit Union doesn’t let the lack of a credit score become an unsurmountable speed bump.
Features

Lessons In Liquidity: How 2 Sunbelt Cooperatives Attract Deposits

Checking and certificate accounts raise cash for lending and support liquidity needs at Credit Union West and Texas Trust.
Blogs

Have High Interest Rates Put A Dent In Housing Prices?

Surging interest rates historically have dampened homebuyer enthusiasm, but housing supply also is playing a role in today’s originations.
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