Lending

Our Lending page is the spot for credit union strategies on product development, operations, and pricing.

Top Lending Articles

What’s In A Name: Director Of Dealer Engagement

As many credit unions pull back from indirect lending to manage the balance sheet, Erie FCU is leaning in. By elevating dealer engagement to a dedicated role, the cooperative is investing more resources in a business line others are rethinking.

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5 Takeaways From Trendwatch 4Q25

As the Federal Reserve cuts interest rates, credit unions are adapting in tandem, balancing membership needs with asset quality. This balance will be one of many topics discussed during Callahan’s quarterly Trendwatch webinar.

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140 Million Reasons To Lend

Lending is evolving, and credit unions are adapting. This week, CreditUnions.com examines how shifting economic conditions are reshaping lending strategies.

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Partner Perspectives

Meet The Finalists For The 2026 Innovation Series: Fraud Prevention And Resolution

This year’s Innovation Series returns with bigger impact and broader horizons. Since 2018, this annual showcase has spotlighted forward-thinking solutions by giving innovators a stage ...
Partner Perspectives

Meet The Finalists For The 2026 Innovation Series: Digital Member Engagement

This year’s Innovation Series returns with bigger impact and broader horizons. Since 2018, this annual showcase has spotlighted forward-thinking solutions by giving innovators a stage ...
Features

What’s In A Name: Director Of Dealer Engagement

As many credit unions pull back from indirect lending to manage the balance sheet, Erie FCU is leaning in. By elevating dealer engagement to a ...
Blogs

5 Takeaways From Trendwatch 4Q25

As the Federal Reserve cuts interest rates, credit unions are adapting in tandem, balancing membership needs with asset quality. This balance will be one of ...
Partner Perspectives

Meet The Finalists For The 2026 Innovation Series: AI-Powered Member Experience

This year's finalists are reimagining how credit unions can use AI to combine cutting-edge technology with old-school member service.
Partner Perspectives

Meet The Finalists For The 2026 Innovation Series: Reimagining The Lending Experience

This year's finalists are uncovering new ways to harness the power of technology to improve and expand lending across the industry.
Blogs

140 Million Reasons To Lend

Lending is evolving, and credit unions are adapting. This week, CreditUnions.com examines how shifting economic conditions are reshaping lending strategies.
Partner Perspectives

Rethinking Auto Lending And The Choices Facing Credit Union Leaders

Affordability pressures, extended loan terms, and shifting vehicle values are forcing institutions to look beyond familiar structures and reconsider how to balance risk and return.
Partner Perspectives

What Credit Unions Can Do NOW To Launch And Expand Student Lending Programs

Credit unions are uniquely well-positioned to guide members through uncertainty and fill essential funding gaps.
Blogs

What Would A 10% Credit Card Rate Cap Mean For Credit Unions And Members?

A closer look at the trade-offs of mandated lower credit card rates reveals a delicate balance between portfolio health and member access.
From left: Dave Valentine, chief lending and strategy officer at Illinois-based Consumers Credit Union, and his dad, Mike Valentine, CEO of BCU.

A Credit Union Bond Beyond Bloodlines

For Mike and Dave Valentine, the family business just happens to be credit unions. The father-son duo talk leadership styles, cooperative values, and the lessons they’ve learned from each other along the way.

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