State National Companies
Risky Business: The Hidden Dangers Of Abandoning CPI By State National Companies
It has been shown repeatedly that the number of uninsured borrowers increases and losses grow larger when institutions move from CPI to a blanket policy.
The Canary In The Coal Mine: Does Collateral Protection Insurance Cause Defaults — Or Prevent Them? By State National Companies
Worried the CPI on a borrower’s loan might increase the likelihood of default? Good news – it’s actually an opportunity to protect your member.
Economic Waves In Motion: Understanding Rising Lender Risk By State National Companies
Like water, the economy does not calm down immediately after a major disruption, and lenders must decide for themselves the best way to ride out the waves.
5 Factors Contributing To Increased Risk For Credit Unions By State National Companies
Rising auto delinquencies, higher charge-off risk, and what you can do to protect your loan portfolio.
6 Credit Union Fiduciary Responsibilities You Might Not Think Of By State National Companies
To ensure they are properly fulfilling their duties, credit union directors typically consult with a variety of stakeholders, but there’s one source of assistance directors might not have considered.
How To Help Members Stay Ahead Of Economic Headwinds By State National Companies
Sixty-five percent of members report trust as the reason they chose a credit union. Now, they’ll count on their credit union for help during challenging times.