Black Knight Financial Services

Why Financial Empowerment Matters More Than Financial Literacy
Alltru FCU stopped treating education as the end goal. Now, financial empowerment guides product design, access, and risk decisions.

42% Of U.S. Households Experience Financial Hardship
More than 50 million U.S. households earn less than the minimum average income needed to cover basic costs of living.

Excite Foundation Breaks Down Barriers For Children’s Savings
Automatic enrollment and community partnerships help the credit union foundation expand access to early savings for underserved families.

Credit Human Redefines ‘Green’ In The Heart Of Texas
The credit union completed a three acre headquarters campus in 2021 that offers 52% more space while consuming a fraction of the resources. It’s a model of how cooperatives can lead on sustainability without sacrificing performance.

CDFIs By The Numbers
CDFI credit unions might be fewer in number, but their impact reaches millions of members, and their footprint highlights how targeted mission can translate into broad, measurable reach.

Serving The Underserved Without Accepting Preventable Fraud Losses
Preventable fraud losses quietly erode credit union margins. The difference between a 25% and 6% loss rate isn’t risk. It’s execution.