CUSP Archives

Industry Trends: Mortgages (4Q19)

Borrowers were incentivized to look for refinancing opportunities in the second half of 2019. With refinances projected to outweigh purchases through the first quarter of 2020, credit unions are primed for a strong start to the decade.

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Industry Trends: Human Capital (4Q19)

Across 2019, the success of the national labor market increased competition for talent and required credit unions to revise their staffing models. In today’s stressful and uncertain climate, the industry’s willingness to invest in people will provide solace and stability for employees.

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Market Snapshot: 4Q 2019

Consumer optimism, debt levels, deposit balances, and more. Get a glimpse of what happened across the United States in the fourth quarter.

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Industry Trends: Loans (4Q19)

2019 has been the most productive lending year in the history of the credit union movement. Despite coronavirus uncertainty, strong loan growth and low delinquency bode well for the strength of the credit union balance sheet in the months ahead.

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CUSP Archives

Industry Trends: Investments (4Q19)

Prioritizing liquidity to navigate the uncertain economic climate, institutions allocated a higher percentage of investments toward shorter-term products in 2019.
CUSP Archives

Recommended Reading (4Q 2019)

Callahan’s associates offer their take on the best books for credit union leaders.
CUSP Archives

We’ll Never Be Royals

Inspired by “Megxit,” can you unscramble these eight credit unions with names reminiscent of the aristocracy?
CUSP Archives

Industry Trends: Mortgages (4Q19)

Borrowers were incentivized to look for refinancing opportunities in the second half of 2019. With refinances projected to outweigh purchases through the first quarter of ...
Anatomy Series

Anatomy Of Northern Credit Union

The ANATOMY series is a quarterly, multi-feature profile that explores the strategies and analyzes the performance of an exemplary credit union.
CUSP Archives

Industry Trends: Shares (4Q19)

Gains to liquidity and member loyalty provide credit unions the flexibility and opportunity to serve their members financial needs into the new decade.
CUSP Archives

Industry Trends: Auto Lending (4Q19)

Despite slowdowns in indirect lending and auto loan demand, auto penetration and market share remain strong at year-end.
CUSP Archives

Industry Trends: Human Capital (4Q19)

Across 2019, the success of the national labor market increased competition for talent and required credit unions to revise their staffing models. In today's stressful ...
CUSP Archives

Market Snapshot: 4Q 2019

Consumer optimism, debt levels, deposit balances, and more. Get a glimpse of what happened across the United States in the fourth quarter.
CUSP Archives

Industry Trends: Loans (4Q19)

2019 has been the most productive lending year in the history of the credit union movement. Despite coronavirus uncertainty, strong loan growth and low delinquency ...
Membership And Annual Member Growth, 06.30.25

2 Hot Takes On Member Growth

Member growth is slowing. What can credit unions do about it? Callahan experts explore how purpose and financial wellbeing might be the key to sustainable member growth.

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