Building A Strong Credit Union
July 3, 2018
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Strategic planning beforehand helped Justice FCU perform strongly during the economic recession.
Features
Managing Risk Reveals Opportunity
July 3, 2018
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Member One FCU uses ERM to identify and measure the impact of current business risks while assessing emerging threats.
Why Regulating Financial Cooperatives is Different from Banking Regulation
July 3, 2018
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Several factors contribute to the impression that regulating credit union cooperatives is the same as banking oversight, but nothing could be farther from the truth.
A Tale of Two Cards: Rewards v. Non-Rewards
July 2, 2018
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This session will educate attendees on how to successfully manage a rewards program for their card holders, including rollout and redesign planning considerations, ongoing portfolio management, expense control and vendor analysis considerations.
Budgeting For Your Credit Card Program
July 2, 2018
No Comments
With so many variables in play it can be very difficult to forecast and budget for your credit card program. This session will provide up-to-date information on market performance expectations for the coming year as well as suggested planning structures and expectations for any credit union that takes its card program seriously.
Underwriting & Risk Management: Balancing Risk, Reward, Value & Service
July 2, 2018
No Comments
Risk management for credit cards has never been more challenging. Our largest competitors have moved well beyond credit scores for their decisions, ongoing risk-management techniques become ever more sophisticated and bad decisions can haunt your credit union for years to come. This session will offer insights into developing trends as well as providing specific employable techniques for improving
Use Member Data to Perfect Your Credit Card Program
July 2, 2018
No Comments
Everyone knows that credit unions have advantages envied by many large banks. Many of these advantages have to do with member stability, information and affinity. This session will offer insights into how a credit union can use best-in-class information, both external and internal, to make the most of its credit card program.
Optimizing Your Card Portfolio in a post-CARD Act World
July 2, 2018
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In a post-CARD Act environment, all credit union credit card issuers need to understand their card program’s performance. With as many as one in five programs losing money, the need for action has never been more urgent.
Measuring and Managing Your Credit Card Program Profitability
July 2, 2018
No Comments
To keep your card program healthy, an understanding of current profitability levels and long-term pressures is critical. This session provides the tools, models, and techniques valuable to all credit unions that either currently issue credit cards or are considering doing so.
Product Set Design: Pricing, Rewards, and Overall Value
July 2, 2018
No Comments
In the battle to maintain relevance to your members, credit unions need to continually reassess the value provided by their credit card products. “Lowest Rate” is rarely enough (or even best). Understanding different member needs, segmenting your product set accordingly and targeting the value propositions carefully a credit union can increase penetration, grow its program, best serve individual m
Building A Strong Credit Union
Strategic planning beforehand helped Justice FCU perform strongly during the economic recession.
Managing Risk Reveals Opportunity
Member One FCU uses ERM to identify and measure the impact of current business risks while assessing emerging threats.
Why Regulating Financial Cooperatives is Different from Banking Regulation
Several factors contribute to the impression that regulating credit union cooperatives is the same as banking oversight, but nothing could be farther from the truth.
A Tale of Two Cards: Rewards v. Non-Rewards
This session will educate attendees on how to successfully manage a rewards program for their card holders, including rollout and redesign planning considerations, ongoing portfolio ...
Budgeting For Your Credit Card Program
With so many variables in play it can be very difficult to forecast and budget for your credit card program. This session will provide up-to-date ...
Underwriting & Risk Management: Balancing Risk, Reward, Value & Service
Risk management for credit cards has never been more challenging. Our largest competitors have moved well beyond credit scores for their decisions, ongoing risk-management techniques ...
Use Member Data to Perfect Your Credit Card Program
Everyone knows that credit unions have advantages envied by many large banks. Many of these advantages have to do with member stability, information and affinity. ...
Optimizing Your Card Portfolio in a post-CARD Act World
In a post-CARD Act environment, all credit union credit card issuers need to understand their card program’s performance. With as many as one in five ...
Measuring and Managing Your Credit Card Program Profitability
To keep your card program healthy, an understanding of current profitability levels and long-term pressures is critical. This session provides the tools, models, and techniques ...
Product Set Design: Pricing, Rewards, and Overall Value
In the battle to maintain relevance to your members, credit unions need to continually reassess the value provided by their credit card products. "Lowest Rate" ...
Browse Topics
Credit Union Data Predicts Who Will Win Super Bowl 2026
Andrew Lepczyk
As Super Bowl LX nears, the Callahan Bowl prediction model says the Seahawks will see green en route to the Lombardi Trophy.
140 Million Reasons To Lend
Aaron Passman
Lending is evolving, and credit unions are adapting. This week, CreditUnions.com examines how shifting economic conditions are reshaping lending strategies.
Rethinking Auto Lending And The Choices Facing Credit Union Leaders
Callahan & Associates
Affordability pressures, extended loan terms, and shifting vehicle values are forcing institutions to look beyond familiar structures and reconsider how to balance risk and return.
What Credit Unions Can Do NOW To Launch And Expand Student Lending Programs
Callahan & Associates
Credit unions are uniquely well-positioned to guide members through uncertainty and fill essential funding gaps.
What Would A 10% Credit Card Rate Cap Mean For Credit Unions And Members?
Andrew Lepczyk
A closer look at the trade-offs of mandated lower credit card rates reveals a delicate balance between portfolio health and member access.
5 Tucson Credit Unions Join Forces For Affordable Housing
Savana Morie
A handful of regional credit unions pair up with the GoWest Foundation to offer 100% financing for eligible borrowers.
4 Important Exceptions To Track For Commercial Lending
Callahan & Associates
Learn how to identify, track, and manage four commercial lending exceptions to reduce risk, strengthen compliance, and streamline operations.
The Personal Loan Landscape Has Shifted
Aaron Passman
Declining savings rates and rising financial pressure are reshaping why members borrow, pushing credit unions to rethink lending strategies.
Simplify Credit Card Issuing For Sustainable Growth
Callahan & Associates
How can credit unions stay true to their mission while evolving to meet modern needs?
Will Ultra-Low Interest Rates Improve Housing Affordability?
Andrew Lepczyk
Ultra-low rates might feel like a boost to affordability, but they can create unintended challenges that ripple through housing markets, lenders, and the members credit unions serve.