Most credit unions believe their tax exempt status shields them from major economic pressures. But one “hidden tax” touches every credit union— and it costs them millions every year. That hidden tax? Inflation. Rising operational costs — especially in employee benefits — are being driven by forces outside your control. Expanding government programs Legislative and
Co-hosted by CreditUnions.com and Adrenaline As credit unions rethink their physical footprint, growth is no longer driven by network size alone, but by how that network performs strategically. The industry’s shift toward fewer, higher-performing branches reflects a broader reality: data can guide where to invest, but brand experience ultimately determines whether those investments deliver.
Attendees Will Learn How To: • Read beyond the surface of the credit report to uncover hidden risk, identify real opportunity, and make smarter lending decisions • Interpret FICO and VantageScore with greater clarity and confidence • Apply practical underwriting strategies that evaluate true repayment ability, not just approval eligibility • Structure subprime and debt
In today’s competitive financial landscape, your credit union’s success is driven by the strength of its team. That’s why investing in the growth and development of your employees is crucial. One of the most effective ways to inspire, educate, and motivate your workforce is through impactful training, and there’s no better way to do this
In today’s competitive financial landscape, your credit union’s success is driven by the strength, confidence, and decision-making ability of its team. The University of Lending is built to develop those skills through hands-on, real-world learning that directly reflects the challenges lenders face every day. Rooted in the practical, member-focused philosophy of Rex Johnson, this comprehensive
Join us for a data driven exploration of the credit card landscape, highlighting trends shaping issuers today — including key insights tailored for credit unions. This will be followed by a survey of competitive considerations and management success factors for keeping a successful card program moving forward. Presented by TRK Advisors and Elan Credit Card,
Checking accounts remain a primary funding engine for credit unions, yet many ALM models still rely on assumptions that don’t fully reflect how members behave today. This session draws on anonymized balance and transaction data from over 20 million accounts nationwide to provide a clearer view of real-world DDA performance. We’ll explore balance persistence, transaction
With 2026 funding secured and signs of activity within the CDFI Fund, what do the months ahead look like for CDFI credit unions? Join our team of CDFI experts as we cover: Political and regulatory developments at the CDFI Fund Movement with FY 2025 awards Recertification updates and backlogs FA/TA grant classes: 2026 and 2027
Welcome to ACUMA’s FOCALpoint workshop, two days of in-depth sessions focused on pressing issues that will challenge credit union mortgage lenders during the year ahead. The workshop offers opportunities to meet and work closely with many of the country’s top experts while sharing thoughts, ideas, and strategies with credit union lending peers from across the
Risk is everywhere. From your processes to your policies, it’s an inevitable component of credit union operations. But the complexities and the consequences are only growing. That’s why it’s best to stay aware, stay ahead and stay knowledgeable. Do just that at Vizo Financial’s Risk Management Conference on April 22-24, 2026, in Hershey, Pa. Join
Alltru FCU stopped treating education as the end goal. Now, financial empowerment guides product design, access, and risk decisions.
More than 50 million U.S. households earn less than the minimum average income needed to cover basic costs of living.
Automatic enrollment and community partnerships help the credit union foundation expand access to early savings for underserved families.
Studies show credit card debt and Buy Now, Pay Later usage continue to rise. Bigger increases could be around the corner.
The credit union completed a three acre headquarters campus in 2021 that offers 52% more space while consuming a fraction of the resources. It’s a model of how cooperatives can lead on sustainability without sacrificing performance.
CDFI credit unions might be fewer in number, but their impact reaches millions of members, and their footprint highlights how targeted mission can translate into broad, measurable reach.
Preventable fraud losses quietly erode credit union margins. The difference between a 25% and 6% loss rate isn’t risk. It’s execution.
Holy Rosary Credit Union has embedded itself into a local high school’s career and technical education program, offering scholarships, internships, and courses eligible for college credit.
Credit union leaders want to know where peers are placing their focus. These six priorities reflect how leadership teams are responding to change with intention and clarity.
As margin support begins to fade, earnings performance is becoming more sensitive to revenue mix and harder to interpret through public reporting alone.