Ops & Payments

Our Ops& Payments page is the hub for credit union-tested and approved methods to increase usage of checking accounts, credit cards, bill pay, and more.

Top Ops & Payments Articles

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Using Referrals Effectively to Gain Wallet Share

Patelco Credit Union tracks referrals from front line staff to their investment program. Doing so has lead to increased wallet share.
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People Before Profits Turning a Normal Banking Process Upside Down

You shouldn't have to wait for your first million to see a decent return on your money, was the message of BECU's ($7.6B, Seattle, WA) ...
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Four Ways that Neighborhood CU Grows Members

After discussing Neighborhood CU's community charter strategy, Mark Arnold, SVP, discusses the tactics used to grow members in this Part Two article.
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Another Y2K? Why a Data Processor Conversion Doesn’t Have to Be

Using the benefit of hindsight, one credit union shares its steps to a successful data processor conversion.
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Strategies to Increase Debit Card Usage

Many credit unions just issue a debit card to their members with a checking account. Learn how Patriot FCU, University FCU and Citibank structure their ...
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UnitedOne Has Gone the Whole Nine with Youth

In its ninth year of operating an in-school branch at Monroe Elementary School, UnitedOne has surpassed both its initial and revised goals for deposits.
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How Pentagon Builds Credit Card Loyalty

Between common-interest affinity programs, low rates, and monthly cash back rewards, Pentagon has clearly put the member first in credit card lending.
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DuPont Community Grows Credit Cards without Losing its Marbles

DuPont Community Credit Union ($486m) had a goal of increasing credit card loans by $4.8 million in two months but surpassed it in only two ...
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VoIP: A Tale of Two Credit Unions

Ball State FCU ($73M) and Educational Employees CU ($1.2B) are both using Voice over Internet Protocol (VoIP) to enhance communication services and reduce expenses.
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Affinity Federal’s Steady Hand Yields Dynamic Results

Sticking to its roots kept this New Jersey credit union standing firm in uncertain times.
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