TAPP Engine has launched 9Squid Private Markets*, an AI-powered securitization platform built to help credit unions of all sizes access institutional capital without the traditional cost, complexity, or minimum size barriers that have historically limited participation. The platform provides a streamlined, regulator-aligned approach to securitization that supports liquidity, growth, and ongoing member lending.
A core feature of 9Squid is balance sheet impact modeling, allowing credit unions to evaluate the effects of securitization on liquidity, capital ratios, earnings, and concentration risk before executing a transaction. This enables disciplined decision-making, and positions securitization as an ongoing tool rather than a one-time transaction.
“What stood out was the ability to understand balance sheet outcomes before committing to a transaction,” said Michael Massey, President of TDECU Holdings. “That level of visibility allows credit unions to evaluate securitization as a practical and repeatable balance sheet strategy.”
9Squid currently supports securitization of personal loans, auto loans, and HELOCs, and offers a scalable alternative to traditional loan participations by directly connecting credit unions with institutional investors—helping institutions manage balance sheets while continuing to serve members. For more information, please contact Joel Vanovitch at joel.vanovitch@tappengine.com.
*See the attached full press release.
