A Strategy To Reward Members For Positive Behavior
By turning a longstanding credit model on its head, BECU repriced $100 million in loans in 2015.
By turning a longstanding credit model on its head, BECU repriced $100 million in loans in 2015.
Learning culture, adaptive underwriting, minimizing disruptions are all part of a successful, profitable card operation.
New loan-origination system boosts automated decisioning and helps grow portfolio.
Five ways to preserve and grow a base of borrowers in the face of mounting competition.
What are credit unions doing to better serve members during the auto-buying process?
Private student lending has grown significantly in the credit union space, but it’s also often been viewed with a skeptical eye. Here’s a look at the perceptions and realities.
A solid indirect payment solution can lead to strong relationships with new borrowers and multiple potential income streams.
Credit unions can accommodate their older demographic with reverse mortgages, financial investment services, and elder abuse education.
Two credit unions share how they get to “yes” on loan applications, regardless of who makes the call.
A monthly collection of Callahan content that, together, addresses a single topic from a variety of perspectives.

As Super Bowl LX nears, the Callahan Bowl prediction model says the Seahawks will see green en route to the Lombardi Trophy.

Lending is evolving, and credit unions are adapting. This week, CreditUnions.com examines how shifting economic conditions are reshaping lending strategies.

Affordability pressures, extended loan terms, and shifting vehicle values are forcing institutions to look beyond familiar structures and reconsider how to balance risk and return.

Credit unions are uniquely well-positioned to guide members through uncertainty and fill essential funding gaps.

A closer look at the trade-offs of mandated lower credit card rates reveals a delicate balance between portfolio health and member access.

A handful of regional credit unions pair up with the GoWest Foundation to offer 100% financing for eligible borrowers.

Learn how to identify, track, and manage four commercial lending exceptions to reduce risk, strengthen compliance, and streamline operations.

Declining savings rates and rising financial pressure are reshaping why members borrow, pushing credit unions to rethink lending strategies.

How can credit unions stay true to their mission while evolving to meet modern needs?

Ultra-low rates might feel like a boost to affordability, but they can create unintended challenges that ripple through housing markets, lenders, and the members credit unions serve.