Use Data To Maximize Limited Window Of Opportunity
Credit unions can use number crunching to identify mortgage and HELOC candidates.
Credit unions can use number crunching to identify mortgage and HELOC candidates.
Appraisal risk application supports proactive management of appraisal quality and improves customer relationship tools.
Strong partnerships can push credit union lending business around the base paths.
Low down payments and social media can help mortgage lenders speak language Gen Y buyers understand.
When it comes to determining and understanding risk in your real estate loan portfolio, not only is it important to have the right data, it is important to know how to use it.
The U.S. financial services industry is standing at an IT crossroads-one that will greatly impact its ability to grow its business, satisfy customers, manage risk and cope with an increasingly challenging regulatory landscape.
What are the key factors that credit unions must consider when implementing a private student lending program or managing an existing one?
You can have a member-focused staff while increasing sales and growing fee-income opportunities through technology.
Increased efficiency and added functionality spurs a jump from 4% growth in 2013 to 8% in 2014.
Point-of-sale consumer lending in retail and medical services can help increase loan portfolios and distinguish local credit unions from large, universal banks.

As Super Bowl LX nears, the Callahan Bowl prediction model says the Seahawks will see green en route to the Lombardi Trophy.

Lending is evolving, and credit unions are adapting. This week, CreditUnions.com examines how shifting economic conditions are reshaping lending strategies.

Affordability pressures, extended loan terms, and shifting vehicle values are forcing institutions to look beyond familiar structures and reconsider how to balance risk and return.

Credit unions are uniquely well-positioned to guide members through uncertainty and fill essential funding gaps.

A closer look at the trade-offs of mandated lower credit card rates reveals a delicate balance between portfolio health and member access.

A handful of regional credit unions pair up with the GoWest Foundation to offer 100% financing for eligible borrowers.

Learn how to identify, track, and manage four commercial lending exceptions to reduce risk, strengthen compliance, and streamline operations.

Declining savings rates and rising financial pressure are reshaping why members borrow, pushing credit unions to rethink lending strategies.

How can credit unions stay true to their mission while evolving to meet modern needs?

Ultra-low rates might feel like a boost to affordability, but they can create unintended challenges that ripple through housing markets, lenders, and the members credit unions serve.