The Cost Of Liquidity
![](https://portal.callahan.com/wp-content/uploads/sites/2/2022/10/CC_NewLogo_Color.jpg)
Credit unions have many ways to build liquidity, each with its own benefits and costs. Which option is right for your credit union?
Credit unions have many ways to build liquidity, each with its own benefits and costs. Which option is right for your credit union?
Shiny coin of $736 million does little to disguise the regulator’s $21.7 billion error at the cost to America’s credit unions.
Hike the Hill, demand change, join together to encourage state and federal lawmakers to step in and save the system from the regulators.
The regulator listens to no one but itself — keeping more and spending more while the FDIC shrinks. Now, the fund owners have the means to model the fund’s performance.
Creating future accounting fictions is at the core of the regulator’s rationale for paying itself more and returning less to credit unions.
How will independent experts view the NCUA’s merger of the corporate credit union bailout leftovers into the share fund?
Learn more about two channels of non-member deposits.
The NCUA does not need to keep credit union corporate bailout money, if the past is still prologue.
Free from congressional oversight, how will the still-independent NCUA answer calls for its own financial answerability?
Five ways to join in with the advances industry and government stakeholders are putting in place.
Bank purchases have become an increasingly popular expansion strategy. Here are five lessons from credit unions who’ve been through the trenches.
Originations, margins, and auto lending highlight a few of the key themes in the second quarter. Here’s what the data has to say ahead of Callahan’s 2Q24 Trendwatch.
Whether a credit union selects a federal or state charter depends heavily on that institution’s regulatory needs and expansion goals.
From overcoming charter challenges to a focus on SEGs, Mountain America and United FCU outline how their growth trajectories extend beyond the state line.
Despite a likely ease in monetary policy coming soon from the Federal Reserve, early August has seen plenty of tumult.
After an AI-driven unsecured short-term loan brought in roughly $10 million in four years, the mid-Atlantic cooperative is branching out into credit cards.
Discover how Liberty FCU and Veridian Credit Union are successfully increasing mortgage portfolios with strategies tailored for Gen Z and millennials.
Credit union CFOs say the new standard has created clear processes and more collaboration between finance and lending, while adding even more work to an age-old process.
With costs and regulatory pressures rising, many institutions are turning to an agent-issuing model to ensure members get superior service.
A digital loan origination system can revolutionize a credit union’s lending process by boosting efficiency, minimizing risk, and enhancing the borrower experience.
Looking Past The NCUA Pocket Change