Credit Cards

Industry Insights

Credit Cards By The Numbers (2Q18)

Although credit card penetration rates held steady at 17.3%, credit card loan balances increased 9.1% annually.
Industry Insights

Keeping The Deposits Matters As Much As Controlling The Payments

Panelists at the Credit Union Summit during PayThink 2018 discuss Zelle, product integration, and staying relevant.
Industry Insights

The Payments Ecosystem Is Changing. Will You Be Ready?

3 takeaways from the Electronic Transactions Association’s TRANSACT Tech DC/ FinTech Policy Forum.
Features

Alexa, How Does Numerica Do Payments?

Early adoption and member convenience drive strategy at this Spokane cooperative.
Features

Maximizing Profit Through Risk-Based Pricing

Risk-based pricing helps credit card programs succeed and comply by rewarding low credit risk behaviors and increasing access to the underserved.
Features

Payments Space Invaders: Who’s Stealing Your Swipes?

Tech-savvy credit union executives and seasoned consultants share strategy and payments plays that deserve a second look.
Features

High Reward = High Return For This Plastic Program

Three percent cash back and $59 a year are among the terms of Alliant Credit Union’s new credit card offering.
My Generation

What’s In Our Wallet?

An informal office poll attempts to identify differences in attitudes on paper payments.
Industry Insights

4 Ways Credit Union Market Share Is Growing

As membership climbs higher, the variety and number of accounts members hold also rises.
Features

How To Prepare For Contactless EMV Adoption

Adoption trajectory means it’s time for credit unions to understand and empower the use of dual interface cards.

Exit Interview: Deb Vollmer

The retired Langley FCU executive looks back on a career shaped by industry change, evolving leadership responsibility, and a constant focus on serving members first.

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