Ops & Payments

Our Ops& Payments page is the hub for credit union-tested and approved methods to increase usage of checking accounts, credit cards, bill pay, and more.

Top Ops & Payments Articles

To Sell or Not to Sell: That is the Credit Card Question

During the past ten years, credit union strategy has been mostly the attempt to extend existing businesses’ capabilities. This includes adding new markets, improving balance sheet products and developing new channel outlets such as shared branches or indirect auto lending. The result is a bigger credit union, but with the s

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To Sell or Not to Sell: That is the Credit Card Question

During the past ten years, credit union strategy has been mostly the attempt to extend existing businesses’ capabilities. This includes adding new markets, improving balance ...
Features

Smaller Credit Unions Level the Auto Lending Playing Field

Ohio Healthcare FCU has been capitalizing on current market conditions to grow their auto loan portfolio despite being a smaller credit union without an indirect ...
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“PR Jujitsu”: BMI FCU takes on the Banks and the CARD Act

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As Consumers Rebel, Credit Unions Can Benefit

Negative headlines about financial institutions are commonplace in our current national climate, but one issue in particular has risen above the din in the last ...
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There’s Nothing Punitive About A Bottom Line Built On Value And Service

Credit unions must continue to build diversified income streams that strike a balance between profit and purpose.
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A Strategy To Build Non-Interest Income One Transaction At A Time

How an Iowa credit union increased its interchange revenue by 41% over four years.
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P-Cards Bring New Expense Control Tool into the System

Credit unions are implementing purchase card, or p-card, programs to streamline payables, manage cash, and earn on their spending.
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Marketing the Reverse Mortgage— A Retirement Option

Many seniors are concerned about funding their retirement, especially with rising medical and living expenses. A reverse mortgage product allows credit unions help older members ...
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Education and Advocacy is the Purpose of CU email Marketing

Because privacy concerns are important to credit union members, Power 1 Credit Union Senior Vice President of eBusiness and Communication Brian Warfel said the CU ...
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Leaders Credit Union Takes The Lead In Digital Innovation

Product meets marketing meets members in this small-town credit union that delivers high-tech solutions.
Membership And Annual Member Growth, 06.30.25

2 Hot Takes On Member Growth

Member growth is slowing. What can credit unions do about it? Callahan experts explore how purpose and financial wellbeing might be the key to sustainable member growth.

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