Beyond EMV: Protecting Institutions And Cardholders Against Fraud
Comprehensive, dynamic practices and processes bring card holder and issuer together to combat growing fraud threat.
Comprehensive, dynamic practices and processes bring card holder and issuer together to combat growing fraud threat.
Whether it’s implementing a mobile wallet or developing a risk-based pricing strategy for a card product, credit unions must be ready to evolve to keep up in today’s rapidly changing payments space.
No hoax here. The search giant and mobile mogul are set to launch their answer to Apple Pay.
Tracking firm reports a decline in consumer use while credit union processors say they’re seeing increasing adoption.
Pre-launch marketing, follow-up surveys, and individual attention are ingredients in the not-so-secret sauce for success.
With the introduction of peer-to-peer payments, Facebook makes a plea for handling its users’ money.
Opportunity, challenges seen in same-day settlement as Fed calls for comments on its plan to adopt new NACHA rules.
Preparation, speculation underway as same-day settlement gets green light on nation’s largest payment rail.
Retailer’s Apple Pay play leads to predictions of competitor’s death that some say are premature.
Reports show feds quietly raising bar on security and noting demographic differences in mobile banking and payments.

As Super Bowl LX nears, the Callahan Bowl prediction model says the Seahawks will see green en route to the Lombardi Trophy.

Lending is evolving, and credit unions are adapting. This week, CreditUnions.com examines how shifting economic conditions are reshaping lending strategies.

Affordability pressures, extended loan terms, and shifting vehicle values are forcing institutions to look beyond familiar structures and reconsider how to balance risk and return.

Credit unions are uniquely well-positioned to guide members through uncertainty and fill essential funding gaps.

A closer look at the trade-offs of mandated lower credit card rates reveals a delicate balance between portfolio health and member access.

A handful of regional credit unions pair up with the GoWest Foundation to offer 100% financing for eligible borrowers.

Learn how to identify, track, and manage four commercial lending exceptions to reduce risk, strengthen compliance, and streamline operations.

Declining savings rates and rising financial pressure are reshaping why members borrow, pushing credit unions to rethink lending strategies.

How can credit unions stay true to their mission while evolving to meet modern needs?

Ultra-low rates might feel like a boost to affordability, but they can create unintended challenges that ripple through housing markets, lenders, and the members credit unions serve.