All Topics

A Tale of Two Cards: Rewards v. Non-Rewards

This session will educate attendees on how to successfully manage a rewards program for their card holders, including rollout and redesign planning considerations, ongoing portfolio management, expense control and vendor analysis considerations.

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Budgeting For Your Credit Card Program

With so many variables in play it can be very difficult to forecast and budget for your credit card program. This session will provide up-to-date information on market performance expectations for the coming year as well as suggested planning structures and expectations for any credit union that takes its card program seriously.

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Underwriting & Risk Management: Balancing Risk, Reward, Value & Service

Risk management for credit cards has never been more challenging. Our largest competitors have moved well beyond credit scores for their decisions, ongoing risk-management techniques become ever more sophisticated and bad decisions can haunt your credit union for years to come. This session will offer insights into developing trends as well as providing specific employable techniques for improving

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Use Member Data to Perfect Your Credit Card Program

Everyone knows that credit unions have advantages envied by many large banks. Many of these advantages have to do with member stability, information and affinity. This session will offer insights into how a credit union can use best-in-class information, both external and internal, to make the most of its credit card program.

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Industry Insights

State In The Spotlight: Vermont

Despite numbering only 19, credit unions in Vermont turned out an impressive performance.
Features

Harness The Wisdom Of The Crowd

Industries across the globe, including financial cooperatives, are making good use of mob mentality.
Features

Building A Strong Credit Union

Strategic planning beforehand helped Justice FCU perform strongly during the economic recession.
Features

Managing Risk Reveals Opportunity

Member One FCU uses ERM to identify and measure the impact of current business risks while assessing emerging threats.
Features

Why Regulating Financial Cooperatives is Different from Banking Regulation

Several factors contribute to the impression that regulating credit union cooperatives is the same as banking oversight, but nothing could be farther from the truth.
Credit Union Industry Commentary

Happy Inter-Dependence Day: How Credit Unions Make Us More Free

Profits aren’t un-American, but empowering economic freedom is the difference-maker in the credit union brand of patriotism.
Features

A Tale of Two Cards: Rewards v. Non-Rewards

This session will educate attendees on how to successfully manage a rewards program for their card holders, including rollout and redesign planning considerations, ongoing portfolio ...
Features

Budgeting For Your Credit Card Program

With so many variables in play it can be very difficult to forecast and budget for your credit card program. This session will provide up-to-date ...
Features

Underwriting & Risk Management: Balancing Risk, Reward, Value & Service

Risk management for credit cards has never been more challenging. Our largest competitors have moved well beyond credit scores for their decisions, ongoing risk-management techniques ...
Features

Use Member Data to Perfect Your Credit Card Program

Everyone knows that credit unions have advantages envied by many large banks. Many of these advantages have to do with member stability, information and affinity. ...

CreditUnions.com Top Picks For 2025

The editorial team at Callahan & Associates weighs in on stories that defined 2025 through actionable strategies, meaningful insights, and perspectives that continue to influence the cooperative movement.

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