No Time For Cruise Control
Aging cars, consumer confidence, low unemployment, and near record-low interest rates have prompted more buyers to enter the auto market. So how can credit unions benefit in 2016?
Aging cars, consumer confidence, low unemployment, and near record-low interest rates have prompted more buyers to enter the auto market. So how can credit unions benefit in 2016?
Auto-approved loan applications are more likely to fund than applications approved manually.
Auto lending hit an all-time high in March 2015. What should credit unions know to keep up with the changing auto lending landscape? Find out in this graphic of the week.
To run a successful auto refinance program, credit unions must have the right team in place. Learn how to build your team with this guide.
Creativity, promotions, and a personal touch attract participation from this Indiana auto dealer.
As auto lending competition continues to increase and interest rates decrease, it’s more important than ever for financial institutions to find innovative ways to increase their profit margins.
How WSECU turned a coasting RV lending program into a true income vehicle.
Why opportunities that scare you the most are the very ones you can’t afford to pass up.
A Kansas City credit union stakes new ground in an upscale suburb while reorganizing to serve both new and traditional members.
Two Mazuma leaders reflect on the renovation of the credit union’s retail delivery network and brand strategy.

As Super Bowl LX nears, the Callahan Bowl prediction model says the Seahawks will see green en route to the Lombardi Trophy.

Lending is evolving, and credit unions are adapting. This week, CreditUnions.com examines how shifting economic conditions are reshaping lending strategies.

Affordability pressures, extended loan terms, and shifting vehicle values are forcing institutions to look beyond familiar structures and reconsider how to balance risk and return.

Credit unions are uniquely well-positioned to guide members through uncertainty and fill essential funding gaps.

A closer look at the trade-offs of mandated lower credit card rates reveals a delicate balance between portfolio health and member access.

A handful of regional credit unions pair up with the GoWest Foundation to offer 100% financing for eligible borrowers.

Learn how to identify, track, and manage four commercial lending exceptions to reduce risk, strengthen compliance, and streamline operations.

Declining savings rates and rising financial pressure are reshaping why members borrow, pushing credit unions to rethink lending strategies.

How can credit unions stay true to their mission while evolving to meet modern needs?

Ultra-low rates might feel like a boost to affordability, but they can create unintended challenges that ripple through housing markets, lenders, and the members credit unions serve.