After a challenging year for liquidity, the first quarter of 2024 brought a little relief. According to Callahan & Associates’ analysis of first-quarter data from the National Credit Union Administration, the loan-to-share decreased 2.4 percentage points to 82.7% for U.S. credit unions as annual loan growth slowed to 4.8% — from 17.6% the year prior — and tax returns helped share growth reached 2.5%.
What factors are driving these changes? What are the implications for the future? Click the tabs at the top of each graph for additional trendlines and context.
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