Trace Jerrett

Trace Jerrett is an Industry Analyst at Callahan & Associates.


Credit Card Spending Rebounds. Penetration Holds Steady.

Credit union members are more willing to pull out their plastic post-pandemic, but the industry can still gain ground with wallet share.


5 Takeaways From Trendwatch 2Q 2023

With liquidity still a top concern, credit unions are shifting their focus to find more ways to draw in additional sources of funding.


Loan Delinquency Rates Take Divergent Paths Amid Uncertain Economy

Credit card delinquencies have reached a post-recession high; meanwhile, first mortgage delinquencies have hit an all-time low. What gives?


Revenue And Loan Originations Increase Alongside Credit Union Hiring

Rate hikes and bank failures create concerns about market stability, but job numbers remain a beacon of optimism.


Consumers Are Shying Away From Fixed-Rate Mortgages

As the market shifts and borrowing costs rise, adjustable-rate home loans are becoming popular once again.