Credit Union Industry Commentary

Rate Your Regulator

How did the three board members and NCUA fare during the open meeting in which the agency released the revised risk-based capital proposal?

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Credit Union Industry Commentary

Are Credit Unions Too Squeamish To Watch Matz And McWatters Duke It Out?

A new era of transparent debate and both sides of the story will be good for us all!
Credit Union Industry Commentary

The Secret Legal Opinions Behind Public Decisions

NCUA is setting an anti-democratic precedent in its repeated efforts to keep private the legal opinions about its public regulatory authority. RBC is one example. ...
Credit Union Industry Commentary

Rate Your Regulator

How did the three board members and NCUA fare during the open meeting in which the agency released the revised risk-based capital proposal?
Credit Union Industry Commentary

NCUA Pays Big Attention To Small Credit Unions

New Jersey de novo says it’s well capitalized but heavily restricted, and CEO has some suggestions for working together.
Credit Union Industry Commentary

What To Listen For When The NCUA Board Discusses The Revised RBC Rule

To craft an effective response, credit unions must understand how board members view the rule.
Credit Union Industry Commentary

What Role Did The Practitioners Council Play In NCUA’s Revised Risk-Based Capital Rule?

If NCUA implemented the role of the practitioners in the spirit of member participation, then the precedent could be an important milestone in how the ...
Credit Union Industry Commentary

Will NCUA’s Revised RBC Rule Benefit From Banking Regulators’ Experience?

A speech by the vice chair of the FDIC should be top of mind as the industry considers the new risk-based capital proposal.
Credit Union Industry Commentary

Lather, Rinse, And Repeat

The beginning of 2015 looks much the same as 2014.
Credit Union Industry Commentary

First Quarter Growth In 2015 Is Critical To Sustain Momentum

First quarter is an ideal time to pay slightly above market to lock in long-term CDs and reactivate interest in money market offerings.
Credit Union Industry Commentary

NCUA Owes Credit Unions $2 Billion In TCCUSF Refunds

Investment gains of more than $700 million prove the three liquidated corporates have always had positive capital.

Is Revenge Savings A Fad? Or A Financial Shift?

After years of post-pandemic splurges for the well-to-do and inflationary pain for the less well off, more Americans are shifting to a discipline of saving. Here’s what that means for members and how credit unions can turn the trend into opportunity.

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