Credit Union Industry Commentary

Rate Your Regulator

How did the three board members and NCUA fare during the open meeting in which the agency released the revised risk-based capital proposal?

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Credit Union Industry Commentary

No Time For Yes Men At NCUA

Is making the NCUA look professional more important than debating rules before they're passed?
Credit Union Industry Commentary

CFPB Should Expand ‘Small Lender’ Definition

Qualified mortgage rules should reflect bigger credit unions as part of the solution, not part of the problem.
Credit Union Industry Commentary

Compounding The Problem

Albert Einstein hailed the power of compounding interest. But that power works both ways, as payday lenders well know.
Credit Union Industry Commentary

Economic Up Tempo May Prompt Rate Ratchet

Rising wages, employment may be greeted by rate hikes as Fed works to direct economic harmony.
Credit Union Industry Commentary

Are Credit Unions Too Squeamish To Watch Matz And McWatters Duke It Out?

A new era of transparent debate and both sides of the story will be good for us all!
Credit Union Industry Commentary

The Secret Legal Opinions Behind Public Decisions

NCUA is setting an anti-democratic precedent in its repeated efforts to keep private the legal opinions about its public regulatory authority. RBC is one example. ...
Credit Union Industry Commentary

Rate Your Regulator

How did the three board members and NCUA fare during the open meeting in which the agency released the revised risk-based capital proposal?
Credit Union Industry Commentary

NCUA Pays Big Attention To Small Credit Unions

New Jersey de novo says it’s well capitalized but heavily restricted, and CEO has some suggestions for working together.
Credit Union Industry Commentary

What To Listen For When The NCUA Board Discusses The Revised RBC Rule

To craft an effective response, credit unions must understand how board members view the rule.
Credit Union Industry Commentary

What Role Did The Practitioners Council Play In NCUA’s Revised Risk-Based Capital Rule?

If NCUA implemented the role of the practitioners in the spirit of member participation, then the precedent could be an important milestone in how the ...
Membership And Annual Member Growth, 06.30.25

2 Hot Takes On Member Growth

Member growth is slowing. What can credit unions do about it? Callahan experts explore how purpose and financial wellbeing might be the key to sustainable member growth.

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