Another Flop In Retail Sales
Poor weather and cloudy consumer moods drag down retail performance, to the apparent surprise of economists.
Poor weather and cloudy consumer moods drag down retail performance, to the apparent surprise of economists.
Properly pricing and managing the loan portfolio is a major driver of success for a credit union.
Bonds are down, jobless claims are up, and the 10-Year Treasury yield could hinge on February’s jobs reports.
When will the NCUA pay attention to how the FDIC views risk-based capital?
A half-million members respond so far to North Carolina credit union’s offer of free credit scores. President digs it, too.
Escape the circus and live beyond the limits of the imaginary lid. Comment on the RBC rule.
Watch for frenzied news coverage at month’s end as stock traders target two landmarks for the Dow and NASDAQ.
Is it time to rethink how and what we measure, especially in the credit union world where “high performance” has a different meaning than in for-profit financial institutions?
Is making the NCUA look professional more important than debating rules before they’re passed?
Qualified mortgage rules should reflect bigger credit unions as part of the solution, not part of the problem.

As Super Bowl LX nears, the Callahan Bowl prediction model says the Seahawks will see green en route to the Lombardi Trophy.

Lending is evolving, and credit unions are adapting. This week, CreditUnions.com examines how shifting economic conditions are reshaping lending strategies.

Affordability pressures, extended loan terms, and shifting vehicle values are forcing institutions to look beyond familiar structures and reconsider how to balance risk and return.

Credit unions are uniquely well-positioned to guide members through uncertainty and fill essential funding gaps.

A closer look at the trade-offs of mandated lower credit card rates reveals a delicate balance between portfolio health and member access.

A handful of regional credit unions pair up with the GoWest Foundation to offer 100% financing for eligible borrowers.

Learn how to identify, track, and manage four commercial lending exceptions to reduce risk, strengthen compliance, and streamline operations.

Declining savings rates and rising financial pressure are reshaping why members borrow, pushing credit unions to rethink lending strategies.

How can credit unions stay true to their mission while evolving to meet modern needs?

Ultra-low rates might feel like a boost to affordability, but they can create unintended challenges that ripple through housing markets, lenders, and the members credit unions serve.
Another Flop In Retail Sales