NCUA: Here’s What The FDIC Really Said
When will the NCUA pay attention to how the FDIC views risk-based capital?
When will the NCUA pay attention to how the FDIC views risk-based capital?
A half-million members respond so far to North Carolina credit union’s offer of free credit scores. President digs it, too.
Escape the circus and live beyond the limits of the imaginary lid. Comment on the RBC rule.
Watch for frenzied news coverage at month’s end as stock traders target two landmarks for the Dow and NASDAQ.
Is it time to rethink how and what we measure, especially in the credit union world where “high performance” has a different meaning than in for-profit financial institutions?
Is making the NCUA look professional more important than debating rules before they’re passed?
Qualified mortgage rules should reflect bigger credit unions as part of the solution, not part of the problem.
Albert Einstein hailed the power of compounding interest. But that power works both ways, as payday lenders well know.
Rising wages, employment may be greeted by rate hikes as Fed works to direct economic harmony.
A new era of transparent debate and both sides of the story will be good for us all!

Alltru FCU stopped treating education as the end goal. Now, financial empowerment guides product design, access, and risk decisions.

More than 50 million U.S. households earn less than the minimum average income needed to cover basic costs of living.

Automatic enrollment and community partnerships help the credit union foundation expand access to early savings for underserved families.

Studies show credit card debt and Buy Now, Pay Later usage continue to rise. Bigger increases could be around the corner.

The credit union completed a three acre headquarters campus in 2021 that offers 52% more space while consuming a fraction of the resources. It’s a model of how cooperatives can lead on sustainability without sacrificing performance.

CDFI credit unions might be fewer in number, but their impact reaches millions of members, and their footprint highlights how targeted mission can translate into broad, measurable reach.

Preventable fraud losses quietly erode credit union margins. The difference between a 25% and 6% loss rate isn’t risk. It’s execution.

Holy Rosary Credit Union has embedded itself into a local high school’s career and technical education program, offering scholarships, internships, and courses eligible for college credit.

Credit union leaders want to know where peers are placing their focus. These six priorities reflect how leadership teams are responding to change with intention and clarity.

As margin support begins to fade, earnings performance is becoming more sensitive to revenue mix and harder to interpret through public reporting alone.
NCUA: Here’s What The FDIC Really Said