Economic Up Tempo May Prompt Rate Ratchet
February 6, 2015
No Comments
Rising wages, employment may be greeted by rate hikes as Fed works to direct economic harmony.
Credit Union Industry Commentary
Are Credit Unions Too Squeamish To Watch Matz And McWatters Duke It Out?
February 5, 2015
No Comments
A new era of transparent debate and both sides of the story will be good for us all!
The Secret Legal Opinions Behind Public Decisions
January 20, 2015
No Comments
NCUA is setting an anti-democratic precedent in its repeated efforts to keep private the legal opinions about its public regulatory authority. RBC is one example. The CUSO rule is another. Will there be more?
Rate Your Regulator
January 16, 2015
No Comments
How did the three board members and NCUA fare during the open meeting in which the agency released the revised risk-based capital proposal?
NCUA Pays Big Attention To Small Credit Unions
January 14, 2015
No Comments
New Jersey de novo says it’s well capitalized but heavily restricted, and CEO has some suggestions for working together.
What To Listen For When The NCUA Board Discusses The Revised RBC Rule
January 13, 2015
No Comments
To craft an effective response, credit unions must understand how board members view the rule.
What Role Did The Practitioners Council Play In NCUA’s Revised Risk-Based Capital Rule?
January 12, 2015
No Comments
If NCUA implemented the role of the practitioners in the spirit of member participation, then the precedent could be an important milestone in how the agency works with credit unions.
Will NCUA’s Revised RBC Rule Benefit From Banking Regulators’ Experience?
January 12, 2015
No Comments
A speech by the vice chair of the FDIC should be top of mind as the industry considers the new risk-based capital proposal.
Lather, Rinse, And Repeat
January 8, 2015
No Comments
The beginning of 2015 looks much the same as 2014.
First Quarter Growth In 2015 Is Critical To Sustain Momentum
January 5, 2015
No Comments
First quarter is an ideal time to pay slightly above market to lock in long-term CDs and reactivate interest in money market offerings.
Are Credit Unions Too Squeamish To Watch Matz And McWatters Duke It Out?
A new era of transparent debate and both sides of the story will be good for us all!
The Secret Legal Opinions Behind Public Decisions
NCUA is setting an anti-democratic precedent in its repeated efforts to keep private the legal opinions about its public regulatory authority. RBC is one example. ...
Rate Your Regulator
How did the three board members and NCUA fare during the open meeting in which the agency released the revised risk-based capital proposal?
NCUA Pays Big Attention To Small Credit Unions
New Jersey de novo says it’s well capitalized but heavily restricted, and CEO has some suggestions for working together.
What To Listen For When The NCUA Board Discusses The Revised RBC Rule
To craft an effective response, credit unions must understand how board members view the rule.
What Role Did The Practitioners Council Play In NCUA’s Revised Risk-Based Capital Rule?
If NCUA implemented the role of the practitioners in the spirit of member participation, then the precedent could be an important milestone in how the ...
Will NCUA’s Revised RBC Rule Benefit From Banking Regulators’ Experience?
A speech by the vice chair of the FDIC should be top of mind as the industry considers the new risk-based capital proposal.
Lather, Rinse, And Repeat
The beginning of 2015 looks much the same as 2014.
First Quarter Growth In 2015 Is Critical To Sustain Momentum
First quarter is an ideal time to pay slightly above market to lock in long-term CDs and reactivate interest in money market offerings.
Browse Topics
Markets Flip From Pricing Cuts To 50% Chance Of Hikes
Jason Haley
Look beyond the headlines to better understand what is driving current market trends and how they could impact credit union investment portfolios.
Keep The Mortgage. Ditch The Fees.
Savana Morie
A rethink of closing costs, rate relief, and employer partnerships helped 7 17 Credit Union build an affordable housing mortgage program that works.
Home Is Where The Heart (And More) Is
Aaron Passman
Where is mortgage growth coming from right now? This week, CreditUnions.com covers a mix of home equity campaigns, targeted affordability programs, and niche lending strategies that are bringing borrowers back into the market.
3 Ways To Market For HELOC Success
Aaron Passman
Home equity lending is a winning option for credit unions in today’s mortgage environment. Learn how three different shops meet members’ needs.
Small House, Big Opportunity: 2 Takes On Manufactured Home Loans
Aaron Passman
Manufactured home loans can provide members access to affordable housing, including those in rural areas. Two credit unions share how they approach the niche product.
Mortgage Lending Is Back, But It Looks Different
Tony Waltrich
After a prolonged slowdown, signs of life are returning to mortgage lending. Growth is uneven, with first-time buyers and shifting rate dynamics driving activity in select segments.
MSUFCU Turns A Break In Payments Into A Member Experience Moment
Aaron Passman
The Michigan cooperative keeps everyday payments working and members happy by using a common friction point to build brand loyalty.
Insights From The Outside: Don Rositano
Marc Rapport
How a former Sam’s Club finance leader adapted his member-first mindset to a not-for-profit credit union.
What’s In A Name: Vice President Of History And Culture
Aaron Passman
How a novel role instills SchoolsFirst FCU’s future leaders with an appreciation for its past.
Growth Is A Mindset, But Success Is In The Contract
Callahan & Associates
Arriba Advisors co-founder Tom Russell explores how credit unions can bridge the gap between a growth mindset and their technical reality.
Economic Up Tempo May Prompt Rate Ratchet