RBC And Some Inconvenient Truths
Current comment period should be just the beginning of constant contact with those who rule our world.
Current comment period should be just the beginning of constant contact with those who rule our world.
Yay or nay, the cooperative system needs your participation on matters of such consequence.
Reversals and consistency in stocks and bonds.
Exercise your right and do the right thing for your members by commenting on the risk-based capital rule. It’s your “vote.” Make it count.
March’s statement and forecast proves the central bank is as vulnerable to short-term factors as any short-term trader.
Ed Callahan passed away six years ago, yet his impact on the industry still resonates today.
Year-end data clearly proves there is no capital problem or shortfall in the credit union system.
Poor weather and cloudy consumer moods drag down retail performance, to the apparent surprise of economists.
Properly pricing and managing the loan portfolio is a major driver of success for a credit union.
Bonds are down, jobless claims are up, and the 10-Year Treasury yield could hinge on February’s jobs reports.

Alltru FCU stopped treating education as the end goal. Now, financial empowerment guides product design, access, and risk decisions.

More than 50 million U.S. households earn less than the minimum average income needed to cover basic costs of living.

Automatic enrollment and community partnerships help the credit union foundation expand access to early savings for underserved families.

Studies show credit card debt and Buy Now, Pay Later usage continue to rise. Bigger increases could be around the corner.

The credit union completed a three acre headquarters campus in 2021 that offers 52% more space while consuming a fraction of the resources. It’s a model of how cooperatives can lead on sustainability without sacrificing performance.

CDFI credit unions might be fewer in number, but their impact reaches millions of members, and their footprint highlights how targeted mission can translate into broad, measurable reach.

Preventable fraud losses quietly erode credit union margins. The difference between a 25% and 6% loss rate isn’t risk. It’s execution.

Holy Rosary Credit Union has embedded itself into a local high school’s career and technical education program, offering scholarships, internships, and courses eligible for college credit.

Credit union leaders want to know where peers are placing their focus. These six priorities reflect how leadership teams are responding to change with intention and clarity.

As margin support begins to fade, earnings performance is becoming more sensitive to revenue mix and harder to interpret through public reporting alone.
RBC And Some Inconvenient Truths