8 Ways To Look At Asset Quality
Loans surpassed $800 billon in the first three months of the year. Here’s how to make sure the industry’s growing portfolio stays strong.
Loans surpassed $800 billon in the first three months of the year. Here’s how to make sure the industry’s growing portfolio stays strong.
As strategic planning season rolls in, consider what metrics will showcase the credit union to members, the board, and the community.
Total investments fell slightly as liquidity rose with share balances, following their usual pattern of posting the strongest growth in the first quarter of the year. What else happened in the first quarter of 2016?
Strategies to help credit unions increase their social media presence.
Return on assets fell to 0.75% at the end of the first quarter. What else happened to industry earnings?
Retailers use sight, sound, smell, taste, and touch to their advantage every day. Credit unions can do the same.
Enlisting the support of a third-party service provider can be a major boon for a credit union’s member service and bottom line. But determining whether a partner will be a good fit can be a difficult decision to make.
Apple Pay, Android Pay, and other mobile payments are part of a rapidly growing industry that credit unions cannot afford to miss out on.
Credit unions with strong technology offerings outperform their peers in growth, penetration, and average relationships.
Financial health impacts the day-to-day lives of many Americans, and credit unions are providing programs, products, and services to help households in need.

A look at year-end performance trends reveals how earnings, affordability pressures, and asset quality are redefining the operating environment heading into 2026.

Members are struggling with an affordability crisis that is changing how they manage debt, and new behaviors are showing up across the credit union loan portfolio.

This year’s Innovation Series returns with bigger impact and broader horizons. Since 2018, this annual showcase has spotlighted forward-thinking solutions by giving innovators a stage to share ideas, demonstrate solutions, and spark meaningful change.
Credit union asset quality didn’t collapse in 2025 — but it didn’t cooperate, either. What’s going on, and are credit unions prepared to respond in 2026?

This year’s Innovation Series returns with bigger impact and broader horizons. Since 2018, this annual showcase has spotlighted forward-thinking solutions by giving innovators a stage to share ideas, demonstrate solutions, and spark meaningful change.

This year’s Innovation Series returns with bigger impact and broader horizons. Since 2018, this annual showcase has spotlighted forward-thinking solutions by giving innovators a stage to share ideas, demonstrate solutions, and spark meaningful change.
The affordability crisis extends far beyond big-ticket expenses. As the rising cost of basic necessities outpaces income growth, household budgets are under strain and long-term financial stability is increasingly at risk.
As credit unions move deeper into 2026, the earnings conversation is shifting. Elevated interest rates have boosted margins and strengthened earnings flexibility, but that advantage won’t persist indefinitely.
A radical shift is taking place in the way consumers move money and engage with their financial institution.

How the Michigan-based cooperative’s “Culture of Finance” curriculum is reframing financial education.