Lending Highlights From First Quarter 2016
Growth percentiles in major lending categories highlight opportunity and success in the credit union loan portfolio.
Growth percentiles in major lending categories highlight opportunity and success in the credit union loan portfolio.
Loans surpassed $800 billon in the first three months of the year. Here’s how to make sure the industry’s growing portfolio stays strong.
As strategic planning season rolls in, consider what metrics will showcase the credit union to members, the board, and the community.
Total investments fell slightly as liquidity rose with share balances, following their usual pattern of posting the strongest growth in the first quarter of the year. What else happened in the first quarter of 2016?
Strategies to help credit unions increase their social media presence.
Return on assets fell to 0.75% at the end of the first quarter. What else happened to industry earnings?
Retailers use sight, sound, smell, taste, and touch to their advantage every day. Credit unions can do the same.
Enlisting the support of a third-party service provider can be a major boon for a credit union’s member service and bottom line. But determining whether a partner will be a good fit can be a difficult decision to make.
Apple Pay, Android Pay, and other mobile payments are part of a rapidly growing industry that credit unions cannot afford to miss out on.
Credit unions with strong technology offerings outperform their peers in growth, penetration, and average relationships.

Industry leaders share how they approach fintech investment, balancing immediate needs with longer-term bets while keeping member value and mission at the center.

Credit unions that enable seamless movement between fiat and digital assets position themselves as a trusted on- and off-ramp.

The credit unions that win the next generation will be the ones that showed up early, when young members were forming habits and deciding whom to trust.

The challenge is no longer whether to adopt AI, but how to adopt it responsibly with the right governance, the right partners, and the right balance between technology and human oversight.

McKinsey projects trillions of dollars in growth across digital assets, with money movement emerging as one of the biggest opportunities.

The Indiana cooperative blends internal development with selective partnerships to meet members’ needs today now while positioning for what’s next.

The San Diego cooperative leans on its CUSO and the CURQL network to make fintech investments, but member needs still guide which solutions ultimately make it into the credit union’s operations.

Hands-on work with artificial intelligence tools is future-proofing staff members, giving them the confidence to adopt new technology and embrace efficiencies.

Wages briefly caught up with inflation, but rising costs have pushed them back into negative territory. Here’s what that shift means for member finances and credit union performance.

Suncoast Credit Union balances near-term needs with longer-term bets, applying discipline to timing, valuation, and fit to decide when to invest and when to walk away.