Commercial Loans Are Up; Delinquencies Are Down
Commercial real estate loans now comprise more than 90% of the total portfolio, but economic shifts could blunt their growth.
Commercial real estate loans now comprise more than 90% of the total portfolio, but economic shifts could blunt their growth.
A modern tech stack enables credit unions to deliver new applications that better serve the needs of their members.
A newly minted chief executive uses intentional listening to build connections and spark growth at his Michigan cooperative.
From the coin vault to the corner office, Dave Roughton looks back on a career and to the future of an industry with impact in mind.
Marketing leaders share one strategy they use to demonstrate the goals of the department and its value to the organization.
This year’s MX solutions provide inventive ways for credit unions to serve members.
This year’s digital solutions provide inventive ways for credit unions to serve members.
The California-based cooperative is writing loans for small properties to help combat the affordable-housing crisis.
Borrowers look to credit unions for the best rates on conventional loans but use competitors for alternative low-payment financing options that incorporate residual values.
Building a commercial loan portfolio requires the right mix of expertise, time, effort, and technology. Unfortunately, not every credit union is adequately equipped.

As Super Bowl LX nears, the Callahan Bowl prediction model says the Seahawks will see green en route to the Lombardi Trophy.

Lending is evolving, and credit unions are adapting. This week, CreditUnions.com examines how shifting economic conditions are reshaping lending strategies.

Affordability pressures, extended loan terms, and shifting vehicle values are forcing institutions to look beyond familiar structures and reconsider how to balance risk and return.

Credit unions are uniquely well-positioned to guide members through uncertainty and fill essential funding gaps.

A closer look at the trade-offs of mandated lower credit card rates reveals a delicate balance between portfolio health and member access.

A handful of regional credit unions pair up with the GoWest Foundation to offer 100% financing for eligible borrowers.

Learn how to identify, track, and manage four commercial lending exceptions to reduce risk, strengthen compliance, and streamline operations.

Declining savings rates and rising financial pressure are reshaping why members borrow, pushing credit unions to rethink lending strategies.

How can credit unions stay true to their mission while evolving to meet modern needs?

Ultra-low rates might feel like a boost to affordability, but they can create unintended challenges that ripple through housing markets, lenders, and the members credit unions serve.